VELOZOPHIE
The computed 12-month bankruptcy probability of VELOZOPHIE is 2.7% (moderate). The 2024 annual accounts show equity of €186k and a net result of €13k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 70% of 873 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €186k |
| Net result | €13k |
| Staff (FTE) | 4 |
| Better than sector | 70% |
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 34.5% | 17.2% | |
| Net result | €13k | €14k | |
| Equity | €186k | €99k | |
| Gross operating margin | €223k | €213k | |
| Staff costs | €194k | €221k |
Show 11 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €29k |
| Net profit | €13k |
| Cash flow | €14k |
| Staff costs | €194k |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €538k |
| Equity | €186k |
| Debt | €353k |
| of which ≤ 1y | €350k |
| of which > 1y | €2k |
| Working capital | €185k |
| Employees (FTE) | 4.0 |
| 2024 | |
|---|---|
| Current ratio | 1.53 |
| Quick ratio | 0.16 |
| Working capital ratio | 34.4% |
| Solvency | 34.5% |
| Debt / equity | 1.90 |
| Long-term debt ratio | 0.01 |
| Interest coverage | 2.35 |
| Gross margin | - |
| Net margin | - |
| ROA | 2.4% |
| ROE | 7.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €538k |
| Fixed assets | 21/28 | €3k |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €535k |
| Stocks & contracts in progress | 3 | €479k |
| Amounts receivable within one year | 40/41 | €25k |
| Cash & bank | 54/58 | €17k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €538k |
| Equity | 10/15 | €186k |
| Contributions / capital | 10/11 | €75k |
| Accumulated profits (losses) | 14 | €111k |
| Amounts payable | 17/49 | €353k |
| Amounts payable after one year | 17 | €2k |
| Amounts payable within one year | 42/48 | €350k |
| Trade debts payable within one year | 44 | €85k |
| Income statement | ||
| Gross operating margin | 9900 | €223k |
| Operating result | 9901 | €28k |
| Financial charges | 65 | €12k |
| Result before taxes | 9903 | €15k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €13k |
| Result to be appropriated | 9905 | €13k |
Former directors (1)
-
Thierry BalbourgDirectorState Gazette act 25125887 (06-10-2025)Former- → 23-05-2025
| NACE primary | Detailhandel in fietsen(47632) |
| Legal form | Private limited company(610) |
| Incorporation | 15-09-2020 |
| Status | Active |
| Postal code | 4840 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084C0008/00X000 | Wallonia | 264 m² | 1 · 864 m² | 7.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
06-10-2025 Thierry Balbourg resigns as director
- Thierry Balbourg, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
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"name": "Thierry Balbourg",
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},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": "2025-05-23",
"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale accepte la d\u00E9mission de Monsieur Thierry Balbourg de son mandat d\u0027administrateur et ce \u00E0 partir du vendredi 23 mai 2025.",
"decharge_status": null,
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"effective_date_qualifier": "immediate"
},
{
"kind": "decharge_granted",
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},
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"evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale donne, pour l\u0027exercice social \u00E9coul\u00E9 ainsi que pour la p\u00E9riode du 1er janvier 2025 au vendredi 23 mai 2025, d\u00E9charge de sa gestion \u00E0 l\u0027administrateur.",
"decharge_status": "granted",
"mandate_duration": null,
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}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Liege",
"is_associated": false
},
"act_meta": {
"language": "fr",
"pub_date": "2025-10-06",
"filing_date": "2025-09-29",
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2025-05-23",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0754.417.894",
"name_full": "VELOZOPHIE",
"legal_form": "SARL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Vincent FELLIN",
"org_rep_person_name": null,
"person_role_at_subject": "administrateur"
},
"co_filed_documents": [
"PV du 23/05/2025",
"Procuration en faveur de l\u0027ASBL UCM Guichet d\u0027Entreprises r\u00E9pr\u00E9sent\u00E9e par Madame FALZONE Mirella"
],
"corrected_publication_numac": null
}| Legal nameFR | VELOZOPHIE |