VELOSLIKO

Active

Private limited companyfounded 2019active for 7 yearsKeiberg(H) 121, 8551 Zwevegem, BelgiumKBO/BCE: BE 0734.450.445

Summary

The computed 12-month bankruptcy probability of VELOSLIKO is 2.5% (moderate). The 2024 annual accounts show equity of €135,571 and a net result of €56,537. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 22% of 9,538 sector peers (NACE 47, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

VELOSLIKOActiveChecked score 53/100

Risk analysis Report Compare

Activity

Retail sale of bicycles

NACE 47632

1 site

Size

€884,989total assets 2024

Staff: 1 FTE
Equity: €135,571
Profit: €56,537

Turnover not published (abbreviated or micro format)

Financial health

53 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.5%

Structure

2025 accounts not filed, 86 days past the deadline1 deed in the Belgian Official Gazette

Why 53raises riskFigures for financial year 2024 (filed 25-08-2025)Founded in 20191 financial year not filed after the legal deadline; last filed accounts filed 22 days latelowers riskLiquidity: current ratio 0.86, cash €233,680Show the evidence

Checked score

Score 2024

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 62% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 40+6

equity 15.3% of total assets

Liquidity 58+26

short-term debt 50.7% · cash 26.4%

Profitability 77+7

return on assets 6.4%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.7%▼ -0.1 percentage points vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 2.0%▲ +0.3 percentage points vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 0.5%▼ -2.2 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%▲ +0.3 percentage points vs 08-2026 10-2026: 2.5%▲ +1.0 percentage point vs 09-2026

Credit of up to €7,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity insufficient (current ratio 0.86, compared with 0.7 in 2023, below 1; short-term debt: 50.7% and cash: 26.4% of total assets), and 84.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 64% on liquidity, 65% on profitability and 90% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.

lowers riskraises risk

Figures for financial year 2024 (filed 25-08-2025)

NBB · annual accounts

Founded in 2019

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 financial year not filed after the legal deadline; last filed accounts filed 22 days late

NBB · filings

Liquidity: current ratio 0.86, cash €233,680

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9538 sector peers (2024).

NBB · sector comparison

Position among 9538 sector peers

Solvency

better than 22%

← weakest strongest →

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 5 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 22 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

not filed

2024

22 days late

2023

22 days late

2022

24 days late

2021

46 days late

2020

33 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 16 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

22-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Highest result from 2020 to 2024net €56,537 ▲531%
31-12-2024 Equity above €100,000equity €135,571 ▲71.5%

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
Positive: Equity rose in 2024from €79,034 to €135,571 ▲ 71.5% View
Positive: 5 profitable years in a rowprofit 2024: €56,537 5 years View

By topic

Financials

Financial year: 2024
Total assets: €884,989
Profit: €56,537
Solvency: 15.3%

Total assets▼ 0.9%

Net result

20202024

Go to Financials

Timeline

Events: 8
Since: 2021

22-08-2024Annual accounts filed
24-08-2023Annual accounts filed
31-12-2022Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of bicyclesNACE 47632
Founded: 13-09-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about VELOSLIKO

What is the company number of VELOSLIKO?: 0734.450.445. In Belgium the VAT number is the company number with BE in front: BE 0734.450.445.
Where is VELOSLIKO based?: The registered office is at Keiberg(H) 121, 8551 Zwevegem.Company details
What does VELOSLIKO do?: According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of VELOSLIKO?: Private limited company (BV).
When was VELOSLIKO founded?: On 13-09-2019.
Is VELOSLIKO still active?: Yes, VELOSLIKO is an active enterprise in the KBO register.
How many employees does VELOSLIKO have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of VELOSLIKO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VELOSLIKO profitable?: In financial year 2024, VELOSLIKO made a profit of €56,537.
Where can I find the annual accounts of VELOSLIKO?: VELOSLIKO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.