BIKER
ActiveSummary
The computed 12-month bankruptcy probability of BIKER is 1.7% (moderate). The 2025 annual accounts show negative equity (-€153,305) and a net result of -€289,783. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 10485 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency11▼-29
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.15 against 1.16 in 2024; short-term debt: 82.4% and cash: 3.8% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.3%
Return on assets
-27.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
192122232425
2019 to 2025 · latest year -€153,305
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-06-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
22 d early
2023
42 d early
2022
29 d late
2021
36 d late
2019
4 d late
2018
197 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€153,305
2024 · €136,477
Total assets
€1.1m▲ 20.2%
2024 · €889,270
Net result
-€289,783▼ 121%
2024 · -€131,026
Working capital
€128,751▲ 8.1%
2024 · €119,137
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,310-€119,312▲ 229%€14,454▼ 87.9%-€111,271-€268,328▼ 141%
Net result€34,844-€90,298▲ 159%€8,624▼ 90.4%-€131,026-€289,783▼ 121%
Equity€168,582-€258,880▲ 53.6%€267,504▲ 3.3%€136,477▼ 49.0%-€153,305
Total assets€358,665-€561,949▲ 56.7%€671,073▲ 19.4%€889,270▲ 32.5%€1.1m▲ 20.2%
Debt€190,083-€303,069▲ 59.4%€403,569▲ 33.2%€752,792▲ 86.5%€1.2m▲ 62.3%
Working capital€166,314-€256,365▲ 54.1%€258,550▲ 0.9%€119,137▼ 53.9%€128,751▲ 8.1%
Staff (FTE)4.44.6▲ 4.5%6.1▲ 32.6%7.4▲ 21.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result -121% on 2024. The previous fiscal year ran 18 months, this one 12.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €268,328 in 2025 against €111,271 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€58,812 ▲ 166%
Current assets
€1.0m ▲ 16.5%
Key figures and ratios
EBITDA
-€259,762▼
2024 · -€105,632
Cash flow
-€281,217▼
2024 · -€125,388
Solvency
-14.3%▼
2024 · 15.3%
Current ratio
1.15▼
2024 · 1.16
Quick ratio
0.21▼
2024 · 0.31
Debt to equity
-7.97▼
2024 · 5.52
ROA
-27.1%▼
2024 · -14.7%
Interest coverage
-10.45▼
2024 · -3.90
Debt ≤ 1 year
€881,157▲
2024 · €747,983
Debt > 1 year
€329,500▲
2024 · €0
Income taxes
€350▲
2024 · €36
Staff costs
€450,149▼
2024 · €536,745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €7,686 | - |
| Remuneration, social security and pensions62 | - | €210,435 | €214,093 | €536,745 | €450,149 | ▼ 16.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,168 | €8,879 | €3,852 | €5,639 | €8,566 | ▲ 51.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €29,868 | - |
| Other operating charges640/8 | - | €4,639 | €2,957 | €4,088 | €2,732 | ▼ 33.2% |
| Gross operating margin9900 | €198,743 | €343,264 | €235,355 | €435,201 | €222,987 | ▼ 48.8% |
| Operating profit (loss)9901 | €36,310 | €119,312 | €14,454 | -€111,271 | -€268,328 | ▼ 141% |
| Financial income75/76B | - | €7,464 | €4,314 | €7,354 | €3,765 | ▼ 48.8% |
| Recurring financial income75 | €7,520 | €7,464 | €4,314 | €7,354 | €3,765 | ▼ 48.8% |
| Financial charges65/66B | - | €5,568 | €6,370 | €27,073 | €24,869 | ▼ 8.1% |
| Recurring financial charges65 | €4,339 | €5,568 | €6,370 | €27,073 | €24,869 | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €39,491 | €121,207 | €12,397 | -€130,991 | -€289,433 | ▼ 121% |
| Income taxes67/77 | €4,647 | €30,909 | €3,773 | €36 | €350 | ▲ 877% |
| Profit (loss) for the period9904 | €34,844 | €90,298 | €8,624 | -€131,026 | -€289,783 | ▼ 121% |
| Profit (loss) for the period to be appropriated9905 | €34,844 | €90,298 | €8,624 | -€131,026 | -€289,783 | ▼ 121% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €358,665 | €561,949 | €671,073 | €889,270 | €1.1m | ▲ 20.2% |
| Fixed assets21/28 | €20,936 | €14,249 | €14,755 | €22,150 | €58,812 | ▲ 166% |
| Intangible fixed assets21 | - | - | - | €10,134 | €12,214 | ▲ 20.5% |
| Tangible fixed assets22/27 | €14,431 | €7,744 | €8,250 | €5,537 | €28,268 | ▲ 411% |
| Plant, machinery and equipment23 | - | €2,480 | €2,622 | €664 | €1,734 | ▲ 161% |
| Furniture and vehicles24 | - | €1,787 | €1,349 | €691 | €253 | ▼ 63.4% |
| Other tangible fixed assets26 | - | €3,476 | €4,279 | €4,182 | €26,281 | ▲ 529% |
| Financial fixed assets28 | €6,505 | €6,505 | €6,505 | €6,480 | €18,330 | ▲ 183% |
| Current assets29/58 | €337,729 | €547,700 | €656,319 | €867,119 | €1.0m | ▲ 16.5% |
| Stocks and contracts in progress3 | €274,697 | €451,171 | €526,108 | €632,164 | €826,539 | ▲ 30.7% |
| Stocks30/36 | - | €451,171 | €526,108 | €632,164 | €826,539 | ▲ 30.7% |
| Amounts receivable within one year40/41 | €18,898 | €40,214 | €44,419 | €64,455 | €82,404 | ▲ 27.8% |
| Trade receivables40 | - | €34,316 | €36,507 | €61,336 | €71,498 | ▲ 16.6% |
| Other amounts receivable41 | - | €5,898 | €7,912 | €3,119 | €10,906 | ▲ 250% |
| Current investments50/53 | - | - | - | - | €58,182 | - |
| Cash at bank and in hand54/58 | €41,930 | €53,057 | €82,361 | €168,105 | €40,124 | ▼ 76.1% |
| Deferred charges and accrued income490/1 | - | €3,258 | €3,431 | €2,396 | €2,659 | ▲ 11.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €358,665 | €561,949 | €671,073 | €889,270 | €1.1m | ▲ 20.2% |
| Equity10/15 | €168,582 | €258,880 | €267,504 | €136,477 | -€153,305 | ▼ 212% |
| Contributions10/11 | - | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | €59,504 | €59,504 | €59,504 | €59,504 | €59,504 | = |
| Non-distributable reserves130/1 | - | €6,000 | €6,000 | €0 | - | - |
| Reserves not available under the articles1311 | - | €6,000 | €6,000 | €0 | - | - |
| Distributable reserves133 | - | €53,504 | €53,504 | €59,504 | €59,504 | = |
| Profit (loss) carried forward14 | €49,078 | €139,376 | €148,000 | €16,973 | -€272,809 | ▼ 1,707% |
| Amounts payable17/49 | €190,083 | €303,069 | €403,569 | €752,792 | €1.2m | ▲ 62.3% |
| Amounts payable after more than one year17 | €18,669 | €10,511 | €2,131 | €0 | €329,500 | - |
| Financial debts170/4 | - | €10,511 | €2,131 | €0 | €329,500 | - |
| Amounts payable within one year42/48 | €171,415 | €291,335 | €397,768 | €747,983 | €881,157 | ▲ 17.8% |
| Current portion of amounts payable after more than one year42 | - | €8,158 | €8,381 | €0 | €7,424 | - |
| Financial debts43 | - | €65,090 | €137,248 | €23,661 | €459,044 | ▲ 1,840% |
| Credit institutions430/8 | - | €65,090 | €137,248 | €23,661 | €459,044 | ▲ 1,840% |
| Trade debts44 | €63,267 | €81,637 | €122,464 | €121,718 | €229,799 | ▲ 88.8% |
| Suppliers440/4 | - | €81,637 | €122,464 | €121,718 | €229,799 | ▲ 88.8% |
| Advances received on contracts in progress46 | - | €0 | €4,461 | €17,829 | €32,422 | ▲ 81.9% |
| Taxes, remuneration and social security45 | - | €72,593 | €72,347 | €166,099 | €141,043 | ▼ 15.1% |
| Taxes450/3 | - | €54,132 | €52,583 | €71,352 | €45,787 | ▼ 35.8% |
| Remuneration and social security454/9 | - | €18,461 | €19,764 | €94,746 | €95,256 | ▲ 0.5% |
| Other amounts payable47/48 | - | €63,856 | €52,868 | €418,676 | €11,426 | ▼ 97.3% |
| Accrued charges and deferred income492/3 | - | €1,223 | €3,671 | €4,810 | €11,368 | ▲ 136% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,844 | €90,298 | €8,624 | -€131,026 | -€289,783 | ▼ 121% |
| + Depreciation and write-downs630 | €13,168 | €8,879 | €3,852 | €5,639 | €8,566 | ▲ 51.9% |
| Operating cash flow (approximation) | €48,012 | €99,177 | €12,476 | -€125,388 | -€281,217 | ▼ 124% |
| Investment in fixed assets (approximation) | - | -€2,192 | -€4,358 | -€13,035 | -€45,227 | ▼ 247% |
| Change in cash | - | €11,126 | €29,304 | €85,744 | -€127,980 | ▼ 249% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 33 days late
20-03
State Gazette act
Resignation: PEGGY VALCKENIER BV (director)Permanent representatives: Peggy Valckenier, Guy Valckenier and 2 others · Appointments: MOBILITY & SERVICES CENTER NV, VALCKOENIER BV and RVDV Consult BV · Director discharge10 facts ▸
State Gazette act
Resignation: PEGGY VALCKENIER BV (director)
Permanent representatives: Peggy Valckenier, Guy Valckenier and 2 others · Appointments: MOBILITY & SERVICES CENTER NV, VALCKOENIER BV and RVDV Consult BV · Director discharge10 facts ▸
- General meeting, 02/03/2026
- Director resignation, PEGGY VALCKENIER BV (director)
- Permanent representative, Peggy Valckenier
- Director discharge, PEGGY VALCKENIER BV
- Director appointment, MOBILITY & SERVICES CENTER NV ((gedelegeerd) bestuurder)
- Permanent representative, Guy Valckenier
- Director appointment, VALCKOENIER BV (director)
- Permanent representative, Koenraad Valckenier
- Director appointment, RVDV Consult BV (director)
- Permanent representative, Rik Van de Velde
2025
30-09
Financial
Weakest financial yearnet -€289,783
Net result drops to -€289,783, the lowest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
31-03
Financial
Highest result since 2019net €90,298 ▲159%
Operating result €119,312, net result €90,298, both a record.
31-03
Financial
Equity above €200,000Eq €258,880 ▲53.6%
3 profitable years in a row build equity to €258,880.
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 36 days late
31-03
Financial
Equity above €150,000Eq €168,582 ▲29.1%
2 profitable years in a row build equity to €168,582.
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
16-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 197 days late
Show earlier events
2017
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
17-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26039907). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 2
RVDV Consult BV
CurrentDirector · since 02-03-2026 · Legal entity · perm. rep.: Rik Van de Velde
VALCKOENIER BV
CurrentDirector · since 02-03-2026 · Legal entity · perm. rep.: Koenraad Valckenier
Day-to-day management 1
MOBILITY & SERVICES CENTER NV
Current(gedelegeerd) bestuurder · since 02-03-2026 · Legal entity · perm. rep.: Guy Valckenier
Permanent representatives 3
Guy Valckenier
CurrentPermanent representative · since 02-03-2026 · for MOBILITY & SERVICES CENTER NV
Koenraad Valckenier
CurrentPermanent representative · since 02-03-2026 · for VALCKOENIER BV
Rik Van de Velde
CurrentPermanent representative · since 02-03-2026 · for RVDV Consult BV
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Aalst · 4 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Siesegemlaan 19300 AalstGround area
3,300 m²
Building footprint
1,334 m²
Volume, LiDAR
5,498 m³
3 parcels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
Steendam 16, 9000 Gent
since 20062.152.798.994
Beekstraat 144, 9031 Gent
since 20192.292.263.418
Siesegemlaan 1, 9300 Aalst
since 20242.354.880.678
Cubestoregent
since 20252.368.084.754
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0144/00S014 | Flanders | 2,064 m² | 1 · 892 m² | 10.6 m · 1 fl. |
| 44017A0875/00N000 | Flanders | 915 m² | 1 · 183 m² | 10.7 m · 1 fl. |
| 44802B0874/00C000 | Flanders | 320 m² | 1 · 259 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 3 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| RVDV Consult BV |
|
| VALCKOENIER BV |
|
| MOBILITY & SERVICES CENTER NV |
|
| Peggy Valckenier |
|
Structure & network
Part of the group
Mobility & Services Center
18 companies
Group, risk and exposure
Owners and holdings
1 ownerChain of control
Highest known parent: Mobility & Services Center. The sources do not say who stands above it.
Owners 1
- 100%
Holdings 0
The accounts to 30-09-2025 list no holdings, and no other source names one.
According to the annual accounts to 30-09-2025 of BIKER and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
3 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Of 1,465 companies in sector 47632 we hold annual accounts for 733. 643 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-03-2006
Fiscal year end30-09
Activities, NACEBEL 2025
47632Retail sale of bicycles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0880365763
Registered
08-08-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.