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BE 0843.587.521Public limited companyOpen bankruptcy
VéloLoft
Begoniastraat 6C ·9810 Nazareth-De Pinte, Belgium· 14 yrs active
Sector: Retail trade
(47632)
Conclusion
A bankruptcy procedure is open for VéloLoft according to publications in the Belgian State Gazette. The 2020 annual accounts show equity of €674k and a net result of €-401k.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €674k |
| Net result | €-401k |
| Staff (FTE) | 3 |
| Better than sector | 95% |
Snowflake analysis
36
/ 100
Fragile profile — watch health in particular.
Health
0
Profitability
0
Solvency
100
Growth
78
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
0
/ 100
Critical
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 11-06-2021 with the NBB · fiscal year 2020 · verkort
Sector comparison
Fiscal year 2020 · NACE 47 — Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 62.2% | 15.3% | |
| Net result | €-24k | €11k | |
| Equity | €674k | €67k | |
| Gross operating margin | €192k | €140k | |
| Total assets | €1.08M | €568k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€56k
-61.3%
18–20
€-401k
-6.5%
18–20
€-318k
-9.6%
18–20
€1.08M
+1.2%
18–20
€674k
-3.5%
18–20
€560k
+11.2%
18–20
3
+3.4%
18–20
€0
—
18–20
€409k
+10.0%
18–20
€409k
+10.0%
18–20
€0
-100.0%
18–20
2.37
+0.7%
18–20
0.60
-10.7%
18–20
62.2%
-4.6%
18–20
0.00
-100.0%
18–20
-59.5%
-10.3%
18–20
-37.0%
-5.2%
18–20
Figures by fiscal year
| Fiscal year | 2020 |
|---|---|
| Revenue | — |
| EBITDA | €56k |
| Net profit | €-401k |
| Cash flow | €-318k |
| Staff costs | — |
| Income taxes | — |
| Dividends | — |
| Total assets | €1.08M |
| Equity | €674k |
| Debt | €409k |
| of which ≤ 1y | €409k |
| of which > 1y | — |
| Working capital | €560k |
| Employees (FTE) | 3.0 |
Ratios (computed)
| 2020 | |
|---|---|
| Current ratio | 2.37 |
| Quick ratio | 0.60 |
| Working capital ratio | 51.7% |
| Solvency | 62.2% |
| Debt / equity | — |
| Long-term debt ratio | — |
| Interest coverage | — |
| Gross margin | — |
| Net margin | — |
| ROA | -37.0% |
| ROE | -59.5% |
| EBITDA margin | — |
| Days sales outstanding | — |
| Days payable outstanding | — |
| Inventory turnover | — |
| Days inventory (DSI) | — |
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2020 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €1.08M |
| Fixed assets | 21/28 | €114k |
| Intangible fixed assets | 21 | €0 |
| Tangible fixed assets | 22/27 | €114k |
| Current assets | 29/58 | €969k |
| Stocks & contracts in progress | 3 | €722k |
| Amounts receivable within one year | 40/41 | €187k |
| Cash & bank | 54/58 | €56k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.08M |
| Equity | 10/15 | €674k |
| Contributions / capital | 10/11 | €1.08M |
| Accumulated profits (losses) | 14 | €-401k |
| Amounts payable | 17/49 | €409k |
| Amounts payable within one year | 42/48 | €409k |
| Trade debts payable within one year | 44 | €111k |
| Income statement | ||
| Gross operating margin | 9900 | €192k |
| Operating result | 9901 | €-27k |
| Financial income | 75 | €17k |
| Financial charges | 65 | €14k |
| Result before taxes | 9903 | €-24k |
| Net result for the period | 9904 | €-24k |
| Result to be appropriated | 9905 | €-24k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | MIEKE VERPLANCKE ZUIDSTATIONSTRAAT 34-36,
9000 GENT |
29-03-2022 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Retail trade(47632) |
| Legal form | Public limited company(014) |
| Incorporation | 09-02-2012 |
| Status | Active |
| Postal code | 9810 |
| First BS signal | 04-04-2022 |
| Latest BS signal | 04-04-2022 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
BMC Bicycle Manufacturing Company Belgium
since 20122.208.088.402
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0062/00K000 | Flanders | 3,650 m² | 1 · 1,879 m² | 8.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2022
04-04-2022
Bankruptcy
Opening
2021
11-06-2021
NBB filing
Annual accounts filed
2020
13-05-2020
NBB filing
Annual accounts filed
2019
09-05-2019
NBB filing
Annual accounts filed
2018
27-04-2018
NBB filing
Annual accounts filed
2016
30-11-2016
NBB filing
Annual accounts filed
18-03-2016
NBB filing
Annual accounts filed
2015
17-04-2015
NBB filing
Annual accounts filed
2014
21-03-2014
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
04-04-2022
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in fietsen47632Detailhandel in fietsen in gespecialiseerde winkels47785Groothandel in kledingaccessoires46424Groothandel in kledingaccessoires46424Groothandel in fietsen46495Groothandel in fietsen46495Overige niet-gespecialiseerde detailhandel47120Detailhandel in kledingaccessoires in gespecialiseerde winkels47715Detailhandel in kledingaccessoires47715Detailhandel via postorderbedrijven of via internet47910Overige sportactiviteiten, n.e.g.93199Overige sportactiviteiten, neg93199Reparatie van andere consumentenartikelen95290Reparatie en onderhoud van consumentenartikelen, neg95290
Primary activity highlighted.
Names & trade names
| Legal nameNL | VéloLoft |
Registered office
Begoniastraat 6C
9810 Nazareth-De Pinte, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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