VéloLoft
Open bankruptcyA bankruptcy procedure is open for VéloLoft according to publications in the Belgian State Gazette; curator: MIEKE VERPLANCKE.
Summary
The 2020 annual accounts show equity of €673,905 and a net result of -€24,356.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Ghent, Ghent division
- Declared bankrupt
- 29 March 2022
- Supervising judge
- Peter Broos
- Official Gazette
- 04-04-2022 (pdf) ↗search the document for 2022/112255
Deadlines
- Provisional date payments stopped
- 29 September 2021Moved back by judgment of 7 February 2023. Payments and security you received since that day can in some cases be challenged by the curator.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 19 April 2022Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 28 April 2022art. XX.104 and XX.155 CEL
- First verification report
- passed on 6 May 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 29 March 2023Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Mieke VerplanckeZuidstationstraat 34-36, 9000 Gentmieke.verplancke@vaneeghem.com
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2020 was due by 30-04-2021 and was filed on 11-06-2021, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
42 d late
2019
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Retail sale of bicycles sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, abbreviated schema
Equity
€673,905▼ 3.5%
2019 · €698,261
Total assets
€1.1m▲ 1.2%
2019 · €1.1m
Net result
-€24,356
2019 · €63,931
Working capital
€560,056▲ 11.2%
2019 · €503,485
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€265,144-€58,022-€27,158
Net result-€229,488-€63,931-€24,356below the sector's middle half
Equity€634,331-€698,261▲ 10.1%€673,905above the sector's middle half▼ 3.5%
Total assets€996,191-€1.1m▲ 7.4%€1.1mwithin the sector's middle half▲ 1.2%
Debt€361,860-€371,853▲ 2.8%€409,009▲ 10.0%
Working capital€375,622-€503,485▲ 34.0%€560,056above the sector's middle half▲ 11.2%
Solvency63.7%-65.3%▲ 1.6pp62.2%above the sector's middle half▼ 3.0pp
Current ratio2.10-2.35▲ 0.262.37within the sector's middle half▲ 0.02
Return on assets (ROA)-23.0%-6.0%▲ 29.0pp-2.2%below the sector's middle half▼ 8.2pp
Staff (FTE)3.8-2.9▼ 23.7%3within the sector's middle half▲ 3.4%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2020: a loss of €27,158 after €58,022 in 2019.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €1.1m
Fixed assets
€113,849 ▼ 41.5%
Current assets
€969,065 ▲ 10.7%
Equity and liabilities €1.1m
Equity
€673,905 ▼ 3.5%
Debt
€409,009 ▲ 10.0%
Debt's share of the balance-sheet total rises from 34.7% to 37.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€55,934▼
2019 · €144,483
Cash flow
€58,736▼
2019 · €150,392
Quick ratio
0.60▼
2019 · 0.68
ROE
-3.6%▼
2019 · 9.2%
Debt ≤ 1 year
€409,009▲
2019 · €371,853
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €85,608 | €86,461 | €83,092 | ▼ 3.9% |
| Gross operating margin9900 | €203,791 | €285,622 | €191,707 | ▼ 32.9% |
| Operating profit (loss)9901 | -€265,144 | €58,022 | -€27,158 | ▼ 147% |
| Recurring financial income75 | €15,596 | €20,037 | €17,120 | ▼ 14.6% |
| Recurring financial charges65 | €5,770 | €14,129 | €13,752 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | -€229,489 | €63,931 | -€24,356 | ▼ 138% |
| Income taxes67/77 | -€0 | €0 | - | - |
| Profit (loss) for the period9904 | -€229,488 | €63,931 | -€24,356 | ▼ 138% |
| Profit (loss) for the period to be appropriated9905 | -€229,488 | €63,931 | -€24,356 | ▼ 138% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €996,191 | €1.1m | €1.1m | ▲ 1.2% |
| Fixed assets21/28 | €278,708 | €194,777 | €113,849 | ▼ 41.5% |
| Intangible fixed assets21 | €2,453 | €625 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €276,255 | €194,152 | €113,849 | ▼ 41.4% |
| Current assets29/58 | €717,482 | €875,338 | €969,065 | ▲ 10.7% |
| Stocks and contracts in progress3 | €556,079 | €623,893 | €722,090 | ▲ 15.7% |
| Amounts receivable within one year40/41 | €116,506 | €151,979 | €186,726 | ▲ 22.9% |
| Cash at bank and in hand54/58 | €40,135 | €95,116 | €55,915 | ▼ 41.2% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €996,191 | €1.1m | €1.1m | ▲ 1.2% |
| Equity10/15 | €634,331 | €698,261 | €673,905 | ▼ 3.5% |
| Contributions10/11 | €1.1m | €1.1m | €1.1m | = |
| Profit (loss) carried forward14 | -€440,669 | -€376,739 | -€401,095 | ▼ 6.5% |
| Amounts payable17/49 | €361,860 | €371,853 | €409,009 | ▲ 10.0% |
| Amounts payable after more than one year17 | €20,000 | €0 | - | - |
| Amounts payable within one year42/48 | €341,860 | €371,853 | €409,009 | ▲ 10.0% |
| Trade debts44 | €109,085 | €120,635 | €111,500 | ▼ 7.6% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€229,488 | €63,931 | -€24,356 | ▼ 138% |
| + Depreciation and write-downs630 | €85,608 | €86,461 | €83,092 | ▼ 3.9% |
| Operating cash flow (approximation) | -€143,880 | €150,392 | €58,736 | ▼ 60.9% |
| Investment in fixed assets (approximation) | - | -€2,530 | -€2,165 | ▲ 14.4% |
| Change in cash | - | €54,981 | -€39,201 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2023
20-02
Bankruptcy
Date of cessation of payments moved back
Ondernemingsrechtbank Gent, afdeling Gent · event 07-02-2023
2022
04-04
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · event 29-03-2022
2021
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 42 days late
2020
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
30-09
Financial
Back to profitnet €63,931
Net result €63,931 after one loss-making year.
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
18-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
17-04
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
2014
21-03
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2012
Ground area
3,650 m²
Building footprint
1,880 m²
Volume, LiDAR
12,471 m³
Parcel 44018A0062/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BMC Bicycle Manufacturing Company Belgium
since 20122.208.088.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44018A0062/00K000 | Flanders | 3,650 m² | 1 · 1,879 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | MIEKE VERPLANCKE ZUIDSTATIONSTRAAT 34-36,
9000 GENT |
29-03-2022 → present |
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Of 1,465 companies in sector 47632 we hold annual accounts for 733. 539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded09-02-2012
Fiscal year end30-09
Activities, NACEBEL 2025
47632Retail sale of bicycles
46424Wholesale trade
46495Wholesale trade
47120Other non-specialised retail sale
47715Retail trade
93199Other sports activities
95290Repair and maintenance of other personal and household goods
Contact
E-mail
verbrugghe.rik@icloud.com
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.