VELDwerk
ActiveVELDwerk has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €30k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Stability94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.81 against 4.04 in 2024), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
31.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-01-2026, 91 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
91 d early
2024
61 d early
2023
60 d early
2022
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 67.8%
2024 · €37k
2022: €24k
2023: €29k
2024: €37k
2022 → 2025
Total assets
€94k▲ 99.5%
2024 · €47k
2022: €32k
2023: €39k
2024: €47k
2022 → 2025
Net result
€30k▲ 226%
2024 · €9k
2022: €19k
2023: €5k
2024: €9k
2022 → 2025
Working capital
€47k▲ 62.7%
2024 · €29k
2022: €15k
2023: €20k
2024: €29k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€24k-€29k▲ 20.8%€37k▲ 29.3%€62k▲ 67.8%
Operating result€29k-€9k▼ 67.8%€15k▲ 64.3%€47k▲ 209%
Net result€19k-€5k▼ 73.7%€9k▲ 86.2%€30k▲ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 209% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€21k▲ 141%
Current assets
€74k▲ 90.3%
Equity and liabilities €94k
Equity
€62k▲ 67.8%
Debt
€32k▲ 214%
The debt ratio rises from 21.6% to 34.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€52k▲
2024 · €19k
Cash flow
€35k▲
2024 · €13k
Solvency
65.9%▼
2024 · 78.4%
Current ratio
2.81▼
2024 · 4.04
Quick ratio
2.81▼
2024 · 4.04
Debt / equity
0.52▲
2024 · 0.28
ROE
48.2%▲
2024 · 24.8%
ROA
31.8%▲
2024 · 19.4%
Interest coverage
32.72▲
2024 · 9.22
Debt
€32k▲
2024 · €10k
Debt ≤ 1 year
€26k▲
2024 · €10k
Debt > 1 year
€5k
Income taxes
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€94k▲
Fixed assets21/28€9k€21k▲
Tangible fixed assets22/27€9k€21k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€5k€4k▼
Leasing and similar rights25-€15k
Current assets29/58€39k€74k▲
Amounts receivable within one year40/41€8k€12k▲
Trade receivables40€8k€12k▲
Other amounts receivable41€14-
Cash at bank and in hand54/58€30k€37k▲
Deferred charges and accrued income490/1€1k€25k▲
Equity and liabilities
Total equity and liabilities10/49€47k€94k▲
Equity10/15€37k€62k▲
Contributions10/11€5k€1k▼
Reserves13€32k€61k▲
Distributable reserves133€32k€61k▲
Amounts payable17/49€10k€32k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€10k€26k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€584€3k▲
Suppliers440/4€584€3k▲
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€2k€14k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€5k€858▼
Accrued charges and deferred income492/3€673€887▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€459€576▲
Gross operating margin9900€19k€52k▲
Operating profit (loss)9901€15k€47k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€45k▲
Income taxes67/77€4k€15k▲
Profit (loss) for the period9904€9k€30k▲
Profit (loss) for the period to be appropriated9905€9k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€30k▲
Transfer from equity791/2€800€833▲
Transfer to equity691/2€9k€30k▲
To other reserves6921€9k€30k▲
Profit to be distributed694/7€800€833▲
Return on contributions (dividend)694€800€833▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €30k ▲226%
Operating result €47k, net result €30k, both a record.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €5k ▼73.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsebaan 70C3290 DiestGround area
1,624 m²
Building footprint
272 m²
Volume, LiDAR
2,003 m³
2 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Architectenburo sculp(IT)+
since 20212.315.195.307
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24019A0171/00K000 | Flanders | 986 m² | 1 · 128 m² | 9.2 m · 2 fl. |
| 24019B0215/02M005 | Flanders | 638 m² | 1 · 144 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
By Malvine Architecture
BE 0784.626.367
Evere · Eq €62k
LM-ARCHITECTE
BE 0549.840.936
Liège · Eq €62k
Bureau d'Architecte LODOMEZ
BE 0878.911.456
Durbuy · Eq €62k
HA.AS
BE 0739.576.993
Asse · Eq €62k
Lekanto
BE 0742.621.112
Schaarbeek · Eq €62k
Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.