Bureau Baem
ActiveBureau Baem has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €2k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-8
Solvency55▼-21
Growth52=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.58 in 2024), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 3.1%
2024 · €60k
2022: €31k
2023: €57k
2024: €60k
2022 → 2025
Total assets
€190k▲ 28.6%
2024 · €148k
2022: €94k
2023: €111k
2024: €148k
2022 → 2025
Net result
€2k▼ 33.1%
2024 · €3k
2022: €11k
2023: €26k
2024: €3k
2022 → 2025
Working capital
€21k▼ 50.1%
2024 · €42k
2022: €42k
2023: €51k
2024: €42k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€57k▲ 82.7%€60k▲ 4.9%€62k▲ 3.1%
Operating result€15k-€38k▲ 158%€5k▼ 86.0%€3k▼ 34.3%
Net result€11k-€26k▲ 128%€3k▼ 89.1%€2k▼ 33.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 34% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€45k▲ 37.1%
Current assets
€145k▲ 26.2%
Equity and liabilities €190k
Equity
€62k▲ 3.1%
Debt
€128k▲ 46.1%
The debt ratio rises from 59.2% to 67.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€13k▼
2024 · €14k
Cash flow
€12k▼
2024 · €12k
Solvency
32.7%▼
2024 · 40.8%
Current ratio
1.17▼
2024 · 1.58
Quick ratio
1.17▼
2024 · 1.58
Debt / equity
2.06▲
2024 · 1.45
ROE
3.0%▼
2024 · 4.7%
ROA
1.0%▼
2024 · 1.9%
Interest coverage
30.34▲
2024 · 28.19
Debt
€128k▲
2024 · €88k
Debt ≤ 1 year
€124k▲
2024 · €73k
Debt > 1 year
€4k▼
2024 · €9k
Income taxes
€2k▼
2024 · €3k
Staff costs
€49k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€148k€190k▲
Fixed assets21/28€33k€45k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€33k€45k▲
Land and buildings22€10k€18k▲
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€18k€20k▲
Current assets29/58€115k€145k▲
Amounts receivable within one year40/41€66k€67k▲
Trade receivables40€26k€30k▲
Other amounts receivable41€40k€37k▼
Cash at bank and in hand54/58€7k€36k▲
Deferred charges and accrued income490/1€42k€42k▲
Equity and liabilities
Total equity and liabilities10/49€148k€190k▲
Equity10/15€60k€62k▲
Contributions10/11€20k€20k=
Reserves13€40k€42k▲
Distributable reserves133€40k€42k▲
Amounts payable17/49€88k€128k▲
Amounts payable after more than one year17€9k€4k▼
Financial debts170/4€9k€4k▼
Amounts payable within one year42/48€73k€124k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€49k€93k▲
Suppliers440/4€49k€93k▲
Taxes, remuneration and social security45€19k€26k▲
Taxes450/3€18k€21k▲
Remuneration and social security454/9€821€5k▲
Accrued charges and deferred income492/3€6k€39▼
Income statement
Code20242025
Remuneration, social security and pensions62€56k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€717€544▼
Gross operating margin9900€71k€63k▼
Operating profit (loss)9901€5k€3k▼
Financial income75/76B€618€974▲
Recurring financial income75€618€974▲
Financial charges65/66B€501€436▼
Recurring financial charges65€501€436▼
Profit (loss) for the period before taxes9903€5k€4k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€2k▼
Transfer to equity691/2€3k€2k▼
To other reserves6921€3k€2k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €2k ▼33.1%
Net result drops to €2k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2022net €26k ▲128%
Operating result €38k, net result €26k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitlaan 419000 GentGround area
292 m²
Building footprint
80 m²
Volume, LiDAR
694 m³
Parcel 44808H0201/00B006, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bureau Baem
since 20212.316.585.771
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0201/00B006 | Flanders | 292 m² | 1 · 80 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 351 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 351 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Bureau d'Architecte LODOMEZ
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BE 0765.758.976
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LM-ARCHITECTE
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,396 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
68121Development of residential building projects
71112Activities of interior architects
71121Engineering and related technical consultancy, excluding land surveyors
74103Other professional, scientific and technical activities
74104Other professional, scientific and technical activities
74120Graphic design and visual communication
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.