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Complete company report
Generated 26-08-2026
Active BE 0435.698.462Public limited companyOpen bankruptcy

VELDHOVEN BELGIUM

Nationalestraat 23-25 ·2000 Antwerpen, Belgium· 37 yrs active
Sector: Groothandel in huishoudtextiel en beddengoed (46412)
Conclusion Checked

A bankruptcy procedure is open for VELDHOVEN BELGIUM according to publications in the Belgian State Gazette. The file additionally contains 1 judicial reorganisation. The 2022 annual accounts show negative equity (€-3.64M) and a net result of €-332k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-3.64M
Net result €-332k
Staff (FTE) 11.4
Better than sector 5%
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability46Solvency33Growth58Stability0
27 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 46
Solvency 33
Growth 58
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
60 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· 1 judicial reorganisation (+10)
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 28-08-2023 with the NBB · fiscal year 2022 · verkort
€-6.00M€-4.00M€-2.00M€0Operating result 2018: €463k€463kNet result 2018: €-4.44M€-4.44MOperating result 2019: €197k€197kNet result 2019: €-4.30M€-4.30MOperating result 2020: €-499k€-499kNet result 2020: €-4.86M€-4.86MOperating result 2021: €-3k€-3kNet result 2021: €-26k€-26kOperating result 2022: €-139k€-139kNet result 2022: €-332k€-332k20182019202020212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -863.7% 26.2%
better than 5% of 798 sector peers
Net result €-332k €31k
better than 5% of 800 sector peers
Equity €-3.64M €183k
better than 5% of 800 sector peers
Gross operating margin €459k €204k
better than 71% of 799 sector peers
Staff costs €562k €161k
higher than 83% of 517 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-60k
- 18-22
Net profit
€-332k
-1160.9% 18-22
Cash flow
€-254k
- 18-22
Total assets
€422k
-38.8% 18-22
Equity
€-3.64M
-10.0% 18-22
Working capital
€-3.69M
-8.8% 18-22
Employees (FTE)
11
+4.6% 18-22
Staff costs
€562k
+12.9% 18-22
Show 10 other metrics
Income taxes
€108
-84.4% 18-22
Debt
€4.07M
+1.6% 18-22
Debt ≤ 1y
€4.04M
+2.8% 18-22
Current ratio
0.09
-37.1% 18-22
Quick ratio
0.03
-66.6% 18-22
Solvency
-863.7%
-79.9% 18-22
Debt / equity
-1.12
+7.7% 18-22
ROE
9.1%
+1045.9% 18-22
ROA
-78.8%
-1961.7% 18-22
Interest coverage
-1.15
- 18-22
Figures by fiscal year
Fiscal year2022
Depositverkort
Revenue-
EBITDA€-60k
Net profit€-332k
Cash flow€-254k
Staff costs€562k
Income taxes-
Dividends-
Total assets€422k
Equity€-3.64M
Debt€4.07M
of which ≤ 1y€4.04M
of which > 1y-
Working capital€-3.69M
Employees (FTE)11.4
Ratios (computed)
2022
Current ratio0.09
Quick ratio0.03
Working capital ratio-875.7%
Solvency-863.7%
Debt / equity-1.12
Long-term debt ratio-
Interest coverage-1.15
Gross margin-
Net margin-
ROA-78.8%
ROE9.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€422k
Fixed assets 21/28€75k
Tangible fixed assets 22/27€64k
Financial fixed assets 28€11k
Current assets 29/58€347k
Stocks & contracts in progress 3€210k
Amounts receivable within one year 40/41€91k
Cash & bank 54/58€46k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€422k
Equity 10/15€-3.64M
Contributions / capital 10/11€100k
Reserves 13€1.47M
Accumulated profits (losses) 14€-5.22M
Amounts payable 17/49€4.07M
Amounts payable within one year 42/48€4.04M
Trade debts payable within one year 44€368k
Income statement
Gross operating margin 9900€459k
Operating result 9901€-139k
Financial charges 65€52k
Result before taxes 9903€-332k
Net result for the period 9904€-332k
Result to be appropriated 9905€-332k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator WERENFRIED SCHWAGTEN
PRINS BOUDEWIJN- LAAN 177-179, 2610 WILRIJK (ANTWERPEN)-
 03-10-2023 → present Belgian State Gazette
Legal Structure
NACE primary Groothandel in huishoudtextiel en beddengoed(46412)
Legal form Public limited company(014)
Incorporation04-11-1988
StatusActive
Postal code2000
First insolvency signal 27-09-2023
Latest insolvency signal 09-10-2023
Establishment units 14 locations
Sandwich Shop
Nationalestraat 23-25, 2000 AntwerpenDetailhandel in damesbovenkleding
since 20112.200.369.477
Veldhoven Belgium
Bruul 49, 2800 MechelenDetailhandel in damesbovenkleding
since 20192.301.312.132
Veldhoven Belgium
Nieuwstraat 111-123, 1000 BrusselDetailhandel in damesbovenkleding
since 20192.301.310.944
Veldhoven Belgium
Boulevard Joseph Tirou 109, 6000 CharleroiDetailhandel in damesbovenkleding
since 20192.301.311.043
Veldhoven Belgium
Waterloosesteenweg 699, 1180 UkkelDetailhandel in damesbovenkleding
since 20192.301.311.538
Veldhoven Belgium
Veldstraat 86, 9000 GentDetailhandel in damesbovenkleding
since 20192.301.311.340
Show 8 more locations
Veldhoven Belgium
Koning Albertstraat 46-48-50, 3500 HasseltDetailhandel in damesbovenkleding
since 20202.299.269.093
Veldhoven Belgium
Paul Henri Spaakpromenade 40, 1200 Sint-Lambrechts-WoluweDetailhandel in damesbovenkleding
since 20202.299.268.895
Veldhoven Belgium
Meir 80-82, 2000 AntwerpenDetailhandel in damesbovenkleding
since 20202.299.268.697
Veldhoven Belgium
Bredabaan 967, 2900 SchotenDetailhandel in damesbovenkleding
since 20212.315.951.115
Veldhoven Belgium
Place de la République-Française 15, 4000 LiègeDetailhandel in damesbovenkleding
since 20212.315.951.709
Veldhoven Belgium
Place d'Armes 17, 5000 NamurDetailhandel in damesbovenkleding
since 20212.315.952.303
Veldhoven Belgium
Diestsestraat 67, 3000 LeuvenDetailhandel in damesbovenkleding
since 20232.341.504.774
Veldhoven Belgium
Antwerpsestraat 51, 2500 LierDetailhandel in damesbovenkleding
since 20232.346.189.577
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 8 (66.7%) Wallonia 2 (16.7%) Brussels 2 (16.7%)
Parcel (capakey) Region Area Buildings Height / fl.
11443B0494/00T000 Flanders 11.2 ha 1 · 1.7 ha 12.6 m · 2 fl.
21802B0581/00F000 Brussels 1.2 ha 1 · 1.2 ha 30.0 m · 8 fl.
11803C0320/00E000
ProtectedMonumentStadsfeestzaalSource ↗
 Flanders 8,698 m² 1 · 8,737 m² -
21612C0009/00R000 Brussels 6,077 m² 1 · 2,425 m² 13.2 m · 2 fl.
12025C0124/00D000 Flanders 3,604 m² 1 · 3,384 m² 19.8 m · 5 fl.
52011C0056/00A002 Wallonia 3,315 m² 1 · 3,358 m² 31.1 m · 8 fl.
71022H0833/00L002
ProtectedMonumentRijkswachtkazerne van 1879Source ↗
 Flanders 2,893 m² 1 · 2,095 m² 17.7 m · 5 fl.
24062A0733/00K000 Flanders 2,727 m² - -
44803C0952/00E000 Flanders 1,887 m² 1 · 1,741 m² 26.8 m · 8 fl.
92094C0867/00L000 Wallonia 1,587 m² 1 · 1,606 m² 22.6 m · 5 fl.

2 more parcels, available from Kantoor S.

See plans →
Methodology
via registered seat: 1 · via establishment units: 11
12 of 12 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
4 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
09-10-2023
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · VELDHOVEN BELGIUM NV NATIONALESTRAAT 23-25, 2000 ANTWERPEN 1 · event 03-10-2023
27-09-2023
Judicial reorganisation Opening
Ondernemingsrechtbank Antwerpen · collectif · event 20-09-2023
28-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-12-2022
State Gazette act Registered-office change
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
24-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
09-11-2021
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2020
17-12-2020
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
28-09-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
01-09-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
04-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
02-07-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
14-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals2 events
09-10-2023
Bankruptcy Opening
Date: 03-10-2023 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · VELDHOVEN BELGIUM NV NATIONALESTRAAT 23-25, 2000 ANTWERPEN 1 · Publications in State Gazette ↗
Full insolvency chronology

The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.

We hold 1 further earlier event in this file, covering 20-09-2023 to 03-10-2023.

Available in Kantoor S. See plans →
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-09-27 · Judicial reorganisation · Opening2023-10-09 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 12 acts read

We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
28-12-2022
Registered-office move
All acts · 1 updated 3 years ago
2022
28-12-2022 Registered office moved within Antwerpen Registered-office change
  • Lombaardenvest 66, 2000 Antwerpen → Nationalestraat 23-25 te 2000 Antwerpen
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Nationalestraat 23-25 te 2000 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Nationalestraat",
        "country": "BE",
        "postcode": "2000",
        "box_number": null,
        "street_number": "23-25",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Lombaardenvest 66, 2000 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Lombardenvest",
        "country": "BE",
        "postcode": "2000",
        "box_number": null,
        "street_number": "66",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-28",
    "filing_date": "2022-12-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enig_aandeelhouder_schriftelijk",
    "date": "2022-12-23",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0435.698.462",
    "name_full": "Veldhoven Belgium",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "Rens Accountants BV",
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Beslissingen van de bestuurder genomen op 23/08/2022"
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Groothandel in huishoudtextiel en beddengoed46412Groothandel in textiel51410
Primary activity highlighted.
Names & trade names
Legal nameNL VELDHOVEN BELGIUM
Registered office
Nationalestraat 23-25
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative