VEKA
ActiveVEKA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €-3k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency92▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 8.79 in 2024; short-term debt: 4.5% and cash: 5.9% of total assets), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
on the day
2023
on the day
2022
20 d early
2021
4 d early
2020
5 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€685k▼ 0.4%
2024 · €688k
2019: €540k
2020: €569k
2021: €598k
2022: €667k
2023: €688k
2024: €688k
2019 → 2025
Total assets
€1.03M▼ 11.2%
2024 · €1.16M
2019: €804k
2020: €829k
2021: €769k
2022: €1.11M
2023: €1.18M
2024: €1.16M
2019 → 2025
Net result
€-3k
2024 · €291
2019: €42k
2020: €28k
2021: €29k
2022: €69k
2023: €21k
2024: €291
2019 → 2025
Working capital
€200k▼ 33.3%
2024 · €299k
2019: €108k
2020: €6k
2021: €67k
2022: €267k
2023: €280k
2024: €299k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€598k-€667k▲ 11.5%€688k▲ 3.2%€688k=€685k▼ 0.4%
Operating result€47k-€105k▲ 124%€35k▼ 66.6%€4k▼ 87.8%€-829
Net result€29k-€69k▲ 134%€21k▼ 68.8%€291▼ 98.6%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €829 after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€783k▼ 4.7%
Current assets
€246k▼ 27.1%
Equity and liabilities €1.03M
Equity
€685k▼ 0.4%
Debt
€344k▼ 27.0%
The debt ratio falls from 40.6% to 33.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €51k
Cash flow
€44k▼
2024 · €47k
Solvency
66.6%▲
2024 · 59.4%
Current ratio
5.28▼
2024 · 8.79
Quick ratio
5.28▼
2024 · 8.79
Debt / equity
0.50▼
2024 · 0.68
ROE
-0.4%▼
2024 · 0.0%
ROA
-0.3%▼
2024 · 0.0%
Interest coverage
8.02▼
2024 · 8.68
Debt
€344k▼
2024 · €471k
Debt ≤ 1 year
€47k▲
2024 · €38k
Debt > 1 year
€294k▼
2024 · €321k
Income taxes
€785▼
2024 · €2k
Staff costs
€83k▼
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.03M▼
Fixed assets21/28€821k€783k▼
Tangible fixed assets22/27€821k€782k▼
Land and buildings22€792k€756k▼
Furniture and vehicles24€17k€20k▲
Other tangible fixed assets26€11k€7k▼
Financial fixed assets28€363€363=
Current assets29/58€338k€246k▼
Amounts receivable after more than one year29€126k€129k▲
Other amounts receivable291€126k€129k▲
Amounts receivable within one year40/41€130k€44k▼
Trade receivables40€114k€13k▼
Other amounts receivable41€15k€32k▲
Cash at bank and in hand54/58€71k€61k▼
Deferred charges and accrued income490/1€11k€12k▲
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.03M▼
Equity10/15€688k€685k▼
Contributions10/11€20k€20k=
Reserves13€668k€665k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€668k€665k▼
Amounts payable17/49€471k€344k▼
Amounts payable after more than one year17€321k€294k▼
Financial debts170/4€321k€294k▼
Amounts payable within one year42/48€38k€47k▲
Current portion of amounts payable after more than one year42€27k€27k▲
Trade debts44€7k€11k▲
Suppliers440/4€7k€11k▲
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€2k€6k▲
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€430€430=
Accrued charges and deferred income492/3€111k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€87k€83k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€47k▲
Other operating charges640/8€17k€8k▼
Gross operating margin9900€155k€137k▼
Operating profit (loss)9901€4k€-829▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€2k€-2k▼
Income taxes67/77€2k€785▼
Profit (loss) for the period9904€291€-3k▼
Profit (loss) for the period to be appropriated9905€291€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€291€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€291€0▼
To other reserves6921€291€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
30-06
Financial
Weakest financial yearnet €-3k ▼1075%
Net result drops to €-3k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €69k ▲134%
Operating result €105k, net result €69k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 2.86
Current ratio from 1.04 to 2.86; short-term debt falls from €165k to €36k.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
17-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 643960 BreeGround area
2,180 m²
Building footprint
313 m²
Volume, LiDAR
2,115 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Opitterkiezel 71, 3960 Bree
since 19912.053.945.405
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72027B0391/00H000 | Flanders | 1,784 m² | 1 · 189 m² | 10.2 m · 2 fl. |
| 72004B1450/00H005 | Flanders | 396 m² | 1 · 124 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELIMOB
BE 0434.200.308
Sint-Lambrechts-Woluwe · Eq €686k
ICE HEALTH
BE 0676.633.396
Bastogne · Eq €685k
Gillot Durieux Immo
BE 0424.717.072
Liège · Eq €686k
SOKRA
BE 0880.908.666
Mons · Eq €685k
RESIDENCES HAUTES FAGNES EIFEL
BE 0457.696.478
Malmedy · Eq €686k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,998 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-1991
Fiscal year end30-06
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70201
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.