Vefica
ActiveVefica has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €-536k. Equity is shrinking by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.78 against 50.13 in 2024), and 31.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€536k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
13 d early
2023
30 d late
2022
18 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.16M▼ 31.6%
2024 · €1.69M
2018: €2.68M
2019: €2.53M
2020: €2.34M
2021: €2.16M
2022: €1.99M
2023: €1.83M
2024: €1.69M
2018 → 2025
Total assets
€1.69M▼ 22.8%
2024 · €2.19M
2018: €4.11M
2019: €2.96M
2020: €2.77M
2021: €2.60M
2022: €2.47M
2023: €2.35M
2024: €2.19M
2018 → 2025
Net result
€-536k▼ 283%
2024 · €-140k
2018: €-430k
2019: €-149k
2020: €-183k
2021: €-185k
2022: €-165k
2023: €-159k
2024: €-140k
2018 → 2025
Working capital
€177k▼ 62.6%
2024 · €474k
2018: €1.63M
2019: €593k
2020: €507k
2021: €473k
2022: €463k
2023: €430k
2024: €474k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.16M-€1.99M▼ 7.6%€1.83M▼ 8.0%€1.69M▼ 7.6%€1.16M▼ 31.6%
Operating result€-166k-€-148k▲ 10.6%€-147k▲ 0.6%€-131k▲ 10.9%€-520k▼ 296%
Net result€-185k-€-165k▲ 11.1%€-159k▲ 3.4%€-140k▲ 12.3%€-536k▼ 283%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €520k in 2025 against €131k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€1.48M▼ 13.1%
Current assets
€208k▼ 57.0%
Equity and liabilities €1.69M
Equity
€1.16M▼ 31.6%
Debt
€532k▲ 7.5%
The debt ratio rises from 22.6% to 31.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-320k▼
2024 · €16k
Cash flow
€-336k▼
2024 · €8k
Solvency
68.6%▼
2024 · 77.4%
Current ratio
6.78▼
2024 · 50.13
Quick ratio
6.78▼
2024 · 50.13
Debt / equity
0.46▲
2024 · 0.29
ROE
-46.2%▼
2024 · -8.2%
ROA
-31.7%▼
2024 · -6.4%
Interest coverage
-19.18▼
2024 · 1.02
Debt
€532k▲
2024 · €495k
Debt ≤ 1 year
€31k▲
2024 · €10k
Debt > 1 year
€390k=
2024 · €390k
Income taxes
€0▼
2024 · €360
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.19M€1.69M▼
Fixed assets21/28€1.71M€1.48M▼
Intangible fixed assets21-€470k
Tangible fixed assets22/27€1.14M€988k▼
Land and buildings22€1.14M€988k▼
Financial fixed assets28€570k€25k▼
Current assets29/58€484k€208k▼
Amounts receivable within one year40/41€248k€5k▼
Other amounts receivable41€248k€5k▼
Current investments50/53€207k€186k▼
Cash at bank and in hand54/58€23k€17k▼
Deferred charges and accrued income490/1€6k€516▼
Equity and liabilities
Total equity and liabilities10/49€2.19M€1.69M▼
Equity10/15€1.69M€1.16M▼
Contributions10/11€3.18M€3.18M=
Capital10€3.18M€0▼
Issued capital100€3.18M€0▼
Outside capital11-€3.18M
Other1109/19-€3.18M
Profit (loss) carried forward14€-1.48M€-2.02M▼
Amounts payable17/49€495k€532k▲
Amounts payable after more than one year17€390k€390k=
Financial debts170/4€390k€390k=
Amounts payable within one year42/48€10k€31k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45-€1k
Remuneration and social security454/9-€1k
Other amounts payable47/48€8k€23k▲
Accrued charges and deferred income492/3€95k€111k▲
Income statement
Code20242025
Non-recurring operating income76A€13k€0▼
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€148k€200k▲
Other operating charges640/8€988€35k▲
Non-recurring operating charges66A-€270k
Gross operating margin9900€17k€-4k▼
Operating profit (loss)9901€-131k€-520k▼
Financial income75/76B€8k€1k▼
Recurring financial income75€8k€1k▼
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€-139k€-536k▼
Income taxes67/77€360€0▼
Profit (loss) for the period9904€-140k€-536k▼
Profit (loss) for the period to be appropriated9905€-140k€-536k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.48M€-2.02M▼
Profit (loss) brought forward from the previous period14P€-1.34M€-1.48M▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-536k
Net result drops to €-536k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 5current ratio 50.13
Current ratio from 10.69 to 50.13; short-term debt falls from €44k to €10k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity times 7current ratio 164.83
Current ratio from 23.58 to 164.83; short-term debt falls from €26k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 120 days late
2012
19-09
State Gazette act
General meeting · Demerger
Capital increase · Share issue · Jan Van Hemeldonck
18-06
State Gazette act
Demerger · Accounting effect
Net-asset statement · Share issue
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
16-10-2025
EYSKENS Ann Maria Carolina: Resigned as Director
16-10-2025
JOOS Yves Herman Jozef Maria: Resigned as Director
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsstraat 182300 TurnhoutGround area
670 m²
Building footprint
424 m²
Volume, LiDAR
4,112 m³
Parcel 13453T0030/00C000, Flanders · tallest building 21.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vefica
since 20002.116.096.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453T0030/00C000 | Flanders | 670 m² | 1 · 424 m² | 21.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsReceived a contribution from:GROUP JOOS NV
Contributed a business line to:GROUP JOOS
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Of 2,384 companies in sector 55100 we hold annual accounts for 1,507. 937 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2000
Fiscal year end31-12
Activities, NACEBEL
55100Hotels and similar accommodation
68203Renting and operating of own or leased non-residential real estate, excluding land
74142
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.