CECOMI
ActiveCECOMI has been active since 1975 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €10k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 13905 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+4
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
0.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
47 d early
2023
99 d early
2022
62 d early
2021
31 d early
2020
87 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.16M▲ 0.8%
2024 · €1.15M
2018: €1.11M
2019: €1.13M
2020: €1.12M
2021: €1.21M
2022: €1.20M
2023: €1.22M
2024: €1.15M
2018 → 2025
Total assets
€1.16M▲ 0.8%
2024 · €1.15M
2018: €1.14M
2019: €1.15M
2020: €1.21M
2021: €1.30M
2022: €1.25M
2023: €1.24M
2024: €1.15M
2018 → 2025
Net result
€10k
2024 · €-71k
2018: €3k
2019: €16k
2020: €-3k
2021: €87k
2022: €-11k
2023: €21k
2024: €-71k
2018 → 2025
Working capital
€766k▲ 3.8%
2024 · €738k
2018: €662k
2019: €697k
2020: €613k
2021: €929k
2022: €695k
2023: €765k
2024: €738k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.21M-€1.20M▼ 0.9%€1.22M▲ 1.7%€1.15M▼ 5.8%€1.16M▲ 0.8%
Operating result€108k-€-14k€7k€-91k€-4k▲ 95.8%
Net result€87k-€-11k€21k€-71k€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €91k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€393k▼ 4.5%
Current assets
€771k▲ 3.7%
Equity and liabilities €1.16M
Equity
€1.16M▲ 0.8%
Debt
€5k▼ 7.1%
The debt ratio stays at 0.4%.
Key figures and ratios
EBITDA
€17k▲
2024 · €-40k
Cash flow
€30k▲
2024 · €-20k
Solvency
99.6%=
2024 · 99.5%
Debt / equity
0.00▼
2024 · 0.00
ROE
0.8%▲
2024 · -6.1%
ROA
0.8%▲
2024 · -6.1%
Interest coverage
58.98▲
2024 · -117.65
Debt
€5k▼
2024 · €5k
Debt ≤ 1 year
€5k▼
2024 · €5k
Income taxes
€575▼
2024 · €599
A ratio outside any meaningful range has been withheld (balance sheet total €1.16M, equity €1.16M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.16M▲
Fixed assets21/28€411k€393k▼
Tangible fixed assets22/27€411k€393k▼
Land and buildings22€378k€363k▼
Plant, machinery and equipment23€33k€28k▼
Furniture and vehicles24-€2k
Current assets29/58€743k€771k▲
Amounts receivable within one year40/41€6k€5k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€724k€764k▲
Deferred charges and accrued income490/1€14k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.16M▲
Equity10/15€1.15M€1.16M▲
Contributions10/11€553k€553k=
Reserves13€554k€554k=
Distributable reserves133€554k€554k=
Profit (loss) carried forward14€41k€51k▲
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Trade debts44€363€453▲
Suppliers440/4€363€453▲
Taxes, remuneration and social security45€5k€5k=
Taxes450/3€5k€5k=
Other amounts payable47/48€473-
Accrued charges and deferred income492/3€21€22▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€20k▼
Other operating charges640/8€16k€17k▲
Gross operating margin9900€-24k€34k▲
Operating profit (loss)9901€-91k€-4k▲
Financial income75/76B€22k€14k▼
Recurring financial income75€22k€14k▼
Financial charges65/66B€344€280▼
Recurring financial charges65€344€280▼
Profit (loss) for the period before taxes9903€-70k€10k▲
Income taxes67/77€599€575▼
Profit (loss) for the period9904€-71k€10k▲
Profit (loss) for the period to be appropriated9905€-71k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€51k▲
Profit (loss) brought forward from the previous period14P€112k€41k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-71k ▼442%
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 139.23
Current ratio from 49.97 to 139.23; short-term debt falls from €16k to €5k.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 49.97
Current ratio from 15.96 to 49.97; short-term debt falls from €46k to €16k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Corinne BERNARD
CurrentDirector · since 01-01-2025
01-01-2025
Appointed as Director
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Ermitage(N) 644121 NeupréGround area
9,162 m²
Building footprint
124 m²
Volume, LiDAR
652 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Basse-Marihaye 2, 4100 Seraing
since 20012.107.686.769
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0030/00W007 | Wallonia | 4,595 m² | 1 · 124 m² | 7.3 m · 2 fl. |
| 62353D0334/00P000 | Wallonia | 4,568 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN HOUTS VASTGOED
BE 0738.854.542
Sint-Gillis-Waas · Eq €1.16M
Vefica
BE 0473.396.226
Turnhout · Eq €1.16M
IMMOGIJS
BE 0471.003.492
Aalst · Eq €1.16M
Anciens Etablissements Louis TENNSTEDT
BE 0401.206.153
Enghien · Eq €1.16M
ANTWERP MOTO STORE
BE 0422.652.655
Schoten · Eq €1.16M
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 3,995 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1975
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 50 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.