VE MO
ActiveThe computed 12-month bankruptcy probability of VE MO is 2.8% (moderate). The 2025 annual accounts show equity of €150k and a net result of €35k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 3668 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-9
Solvency63▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.3 in 2024; short-term debt: 21.1% and cash: 0.5% of total assets), and 61.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.3%
Return on assets
8.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
42 d early
2023
on the day
2022
26 d early
2021
19 d early
2020
26 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€150k▲ 30.4%
2024 · €115k
2019: €75k
2020: €126k
2021: €182k
2022: €178k
2023: €76k
2024: €115k
2019 → 2025
Total assets
€393k▲ 62.7%
2024 · €242k
2019: €234k
2020: €287k
2021: €324k
2022: €329k
2023: €255k
2024: €242k
2019 → 2025
Net result
€35k▼ 10.5%
2024 · €39k
2019: €55k
2020: €51k
2021: €57k
2022: €36k
2023: €30k
2024: €39k
2019 → 2025
Working capital
€-7k
2024 · €23k
2019: €20k
2020: €49k
2021: €82k
2022: €63k
2023: €15k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€178k▼ 2.2%€76k▼ 57.4%€115k▲ 51.6%€150k▲ 30.4%
Operating result€80k-€52k▼ 35.3%€42k▼ 18.6%€59k▲ 39.2%€56k▼ 5.8%
Net result€57k-€36k▼ 36.3%€30k▼ 17.4%€39k▲ 31.7%€35k▼ 10.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€317k▲ 123%
Current assets
€76k▼ 23.7%
Equity and liabilities €393k
Equity
€150k▲ 30.4%
Debt
€243k▲ 92.1%
The debt ratio rises from 52.3% to 61.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €59k
Cash flow
€35k▼
2024 · €40k
Solvency
38.3%▼
2024 · 47.7%
Current ratio
0.92▼
2024 · 1.30
Quick ratio
0.92▼
2024 · 1.30
Debt / equity
1.61▲
2024 · 1.10
ROE
23.3%▼
2024 · 34.0%
ROA
8.9%▼
2024 · 16.2%
Interest coverage
6.55▼
2024 · 11.88
Debt
€243k▲
2024 · €126k
Debt ≤ 1 year
€83k▲
2024 · €77k
Debt > 1 year
€160k▲
2024 · €50k
Income taxes
€14k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€393k▲
Fixed assets21/28€142k€317k▲
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€142k€317k▲
Current assets29/58€100k€76k▼
Amounts receivable after more than one year29€72k€48k▼
Other amounts receivable291€72k€48k▼
Amounts receivable within one year40/41€14k€25k▲
Trade receivables40€11k€20k▲
Other amounts receivable41€3k€5k▲
Current investments50/53-€2k
Cash at bank and in hand54/58€14k€2k▼
Deferred charges and accrued income490/1€59€0▼
Equity and liabilities
Total equity and liabilities10/49€242k€393k▲
Equity10/15€115k€150k▲
Contributions10/11€10k€10k=
Reserves13€105k€140k▲
Distributable reserves133€105k€140k▲
Amounts payable17/49€126k€243k▲
Amounts payable after more than one year17€50k€160k▲
Financial debts170/4€50k€160k▲
Amounts payable within one year42/48€77k€83k▲
Current portion of amounts payable after more than one year42€43k€40k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€760€2k▲
Suppliers440/4€760€2k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€32k€39k▲
Taxes450/3€32k€39k▲
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€474€0▼
Other operating charges640/8€743€909▲
Non-recurring operating charges66A€0-
Gross operating margin9900€60k€56k▼
Operating profit (loss)9901€59k€56k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Non-recurring financial income76B€0-
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€56k€49k▼
Income taxes67/77€17k€14k▼
Profit (loss) for the period9904€39k€35k▼
Profit (loss) for the period to be appropriated9905€39k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€35k▼
Transfer to equity691/2€39k€35k▼
To other reserves6921€39k€35k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €150kEq €150k ▲30.4%
7 profitable years in a row build equity to €150k.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €100kEq €115k ▲51.6%
6 profitable years in a row build equity to €115k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €30k ▼17.4%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2019net €57k ▲10.9%
Net result €57k, the highest in the series.
31-12
Financial
Equity above €150kEq €182k ▲45%
3 profitable years in a row build equity to €182k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €126k ▲68.2%
2 profitable years in a row build equity to €126k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mayerlei 1262640 MortselGround area
81 m²
Building footprint
61 m²
Volume, LiDAR
579 m³
Parcel 11513C0461/00X014, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mayerlei 126, 2640 Mortsel
since 20182.283.684.460
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0461/00X014 | Flanders | 81 m² | 1 · 61 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0840.875.875
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LE PAVILLON ROSE
BE 0870.725.844
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LES SABOTS D'HELENE
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.