Teddy Picker
ActiveTeddy Picker has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €-21k. Equity is shrinking by ~17% per year across the filed fiscal years. Its solvency ranks better than 36% of 534 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+10
Solvency55▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.98 against 1.41 in 2024; short-term debt: 28.8% and cash: 1.4% of total assets), and 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
31 d late
2022
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k▲ 31.3%
2024 · €-31k
2022: €-18k
2023: €-50k
2024: €-31k
2022 → 2025
Working capital
€-3k
2024 · €34k
2022: €37k
2023: €156k
2024: €34k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€235k-€185k▼ 21.4%€154k▼ 16.6%€133k▼ 13.7%
Operating result€-11k-€-46k▼ 314%€-10k▲ 77.9%€-6k▲ 40.8%
Net result€-18k-€-50k▼ 185%€-31k▲ 39.1%€-21k▲ 31.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €442k
Fixed assets
€317k▼ 9.5%
Current assets
€124k▲ 5.0%
Equity and liabilities €442k
Equity
€133k▼ 13.7%
Debt
€309k▼ 1.9%
The debt ratio rises from 67.1% to 69.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €21k
Cash flow
€17k▲
2024 · €724
Solvency
30.1%▼
2024 · 32.9%
Current ratio
0.98▼
2024 · 1.41
Quick ratio
0.98▼
2024 · 1.41
Debt / equity
2.32▲
2024 · 2.04
ROE
-15.9%▲
2024 · -20.0%
ROA
-4.8%▲
2024 · -6.6%
Interest coverage
1.85▲
2024 · 0.95
Debt
€309k▼
2024 · €315k
Debt ≤ 1 year
€127k▲
2024 · €84k
Debt > 1 year
€181k▼
2024 · €230k
Staff costs
€43k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€469k€442k▼
Fixed assets21/28€351k€317k▼
Intangible fixed assets21€22k€16k▼
Tangible fixed assets22/27€179k€151k▼
Furniture and vehicles24€36k€27k▼
Other tangible fixed assets26€142k€125k▼
Financial fixed assets28€150k€150k=
Current assets29/58€118k€124k▲
Amounts receivable within one year40/41€101k€118k▲
Trade receivables40€32k€35k▲
Other amounts receivable41€69k€83k▲
Cash at bank and in hand54/58€16k€6k▼
Deferred charges and accrued income490/1€1k€908▼
Equity and liabilities
Total equity and liabilities10/49€469k€442k▼
Equity10/15€154k€133k▼
Contributions10/11€253k€253k=
Profit (loss) carried forward14€-99k€-120k▼
Amounts payable17/49€315k€309k▼
Amounts payable after more than one year17€230k€181k▼
Financial debts170/4€230k€181k▼
Amounts payable within one year42/48€84k€127k▲
Current portion of amounts payable after more than one year42€71k€85k▲
Trade debts44€6k€15k▲
Suppliers440/4€6k€15k▲
Advances received on contracts in progress46-€10k
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€964€5k▲
Accrued charges and deferred income492/3€762€762=
Income statement
Code20242025
Non-recurring operating income76A€244€1k▲
Remuneration, social security and pensions62€41k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€38k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€269-
Gross operating margin9900€64k€77k▲
Operating profit (loss)9901€-10k€-6k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€22k€17k▼
Recurring financial charges65€22k€17k▼
Profit (loss) for the period before taxes9903€-31k€-21k▲
Profit (loss) for the period9904€-31k€-21k▲
Profit (loss) for the period to be appropriated9905€-31k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-99k€-120k▼
Profit (loss) brought forward from the previous period14P€-68k€-99k▼
Social balance
Average headcount (FTE)90870.50.6▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-50k
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleutelstraat 21000 BrusselGround area
181 m²
Building footprint
176 m²
Volume, LiDAR
2,243 m³
Parcel 21811M0047/00M000, Brussels · tallest building 18.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Teddy Picker
since 20212.317.888.640
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0047/00M000 | Brussels | 181 m² | 1 · 176 m² | 18.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EORPA
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CREATIVITE ET HANDICAP MENTAL BRUXELLES CREAHM
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Of 3,526 companies in sector 90391 we hold annual accounts for 680. 506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2021
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
55100Hotels and similar accommodation
55204Guest rooms (bed and breakfast)
74103Other professional, scientific and technical activities
74104Other professional, scientific and technical activities
74120Graphic design and visual communication
74130Interior design
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.teddy-picker.com
E-mail:tim@teddy-picker.com