Financials
- Financial year
- 2025
- Total assets
- €71,396
- Profit
- €12,057
- Solvency
- 19.9%
VDV GRANITS
ActiveSummary
VDV GRANITS has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,224 and a net result of €12,057. Its solvency ranks better than 44% of 5,598 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Funeral services
NACE 96301
1 site
Size
€71,396total assets 2025
- Staff
- 1 FTE
- Equity
- €14,224
- Profit
- €12,057
Turnover not published (micro format)
Structure
Accounts 30 days early
Why 67raises riskFounded in 2025Size: total assets €71,396Equity €14,224 (19.9% of total assets)Restart patternlowers riskLiquidity: current ratio 1.00, cash €19,632Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 54% of its sector peers (NACE 96, micro)
Financial strength
Strong
Solvency
45
equity 19.9% of total assets
Liquidity
46
short-term debt 71.3% · cash 27.5%
Profitability
90
return on assets 16.9%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.6%
07-2026: 1.7%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.9%▼ -0.8 percentage points vs 07-2026lowest value
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.0, below the usual 1.5; short-term debt: 71.3% and cash: 27.5% of total assets), and 80.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 44% on solvency, 38% on liquidity and 78% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Restart pattern
1 indication
A company was founded shortly before or after the bankruptcy of another, with a director in both or at the same registered office.
- FoundedThis companystart date 15-05-2025
This company was founded 11 days before the bankruptcy of VDV MONUMENTS. The annual accounts of both list Laurent VANDE VELDE as director, and both had the same registered office.
- Laurent VANDE VELDE listed as director in the annual accounts of both
- Same registered office (6044 Charleroi)
A pattern, not a judgment. A new start after a bankruptcy is often entirely legitimate. We show only facts from the KBO register, the Belgian Official Gazette, the director data and the annual accounts at the NBB; the same name in two sets of accounts is not necessarily the same person. What they mean calls for your own inquiry.
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: VANDEVELDELaurentPatrickAndré (administrateurnonstatutaire) · Founder…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Funeral servicesNACE 96301
- Founded
- 15-05-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Annual meeting
- Last day of June at 18:00
- Purpose
- “Toutes les activités liées à la profession de tailleur de pierres et à la marbrerie,,la…” (deed in French)
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