VDV MONUMENTS
Open bankruptcyA bankruptcy procedure is open for VDV MONUMENTS according to publications in the Belgian State Gazette; curator: PIERRE LEMAIRE.
Summary
The 2024 annual accounts show negative equity (-€74,532) and a net result of -€48,490.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 26 May 2025
- Supervising judge
- Jean-Francois Hosdain
- Official Gazette
- 06-06-2025 (pdf) ↗search the document for 2025/124031
Curator
- Pierre LemaireRue Tumelaire 65, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 26/05/2025p.lemaire3@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€74,532
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
on the day
2022
4 d late
2021
31 d late
2020
61 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 23 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Cutting, shaping and finishing of stone sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€48,490▲ 18.7%
2023 · -€59,630
Working capital
-€75,361▼ 273%
2023 · -€20,216
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€9,690▲ 207%-€8,965€21,929€39,755▲ 81.3%-€29,572
Net result€6,803▲ 438%-€16,364€12,213-€59,630-€48,490▲ 18.7%
Equity€37,739▲ 22.0%€21,375▼ 43.4%€33,588▲ 57.1%-€26,042-€74,532▼ 186%
Total assets€263,365▲ 11.1%€342,429▲ 30.0%€326,394▼ 4.7%€305,636▼ 6.4%€212,818▼ 30.4%
Debt€225,625▲ 9.5%€321,054▲ 42.3%€292,806▼ 8.8%€331,678▲ 13.3%€287,349▼ 13.4%
Working capital€20,454▼ 59.4%-€15,843-€30,568▼ 92.9%-€20,216▲ 33.9%-€75,361▼ 273%
Staff (FTE)2.1▲ 5.0%2▼ 4.8%2=1.4▼ 30.0%1▼ 28.6%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €29,572 after €39,755 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €212,818
Fixed assets
€2,045 ▼ 59.4%
Current assets
€210,773 ▼ 29.9%
Key figures and ratios
EBITDA
-€26,575▼
2023 · €42,818
Cash flow
-€45,493▲
2023 · -€56,568
Solvency
-35.0%▼
2023 · -8.5%
Current ratio
0.74▼
2023 · 0.94
Quick ratio
0.67▼
2023 · 0.80
Debt to equity
-3.86▲
2023 · -12.74
ROA
-22.8%▼
2023 · -19.5%
Interest coverage
-3.05▼
2023 · 6.34
Debt ≤ 1 year
€286,134▼
2023 · €320,809
Income taxes
€1,068▼
2023 · €8,236
Staff costs
€54,707▼
2023 · €77,427
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €12,370 | - |
| Remuneration, social security and pensions62 | - | €93,383 | €100,009 | €77,427 | €54,707 | ▼ 29.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,730 | €16,135 | €1,790 | €3,063 | €2,997 | ▼ 2.2% |
| Other operating charges640/8 | - | €4,550 | €12,059 | €5,747 | €3,954 | ▼ 31.2% |
| Non-recurring operating charges66A | - | - | - | - | €52,200 | - |
| Gross operating margin9900 | €112,309 | €105,103 | €135,786 | €125,991 | €84,286 | ▼ 33.1% |
| Operating profit (loss)9901 | €9,690 | -€8,965 | €21,929 | €39,755 | -€29,572 | ▼ 174% |
| Financial income75/76B | - | €4,783 | €3,405 | €2 | €24 | ▲ 1,101% |
| Recurring financial income75 | €7,552 | €4,783 | €3,405 | €2 | €24 | ▲ 1,101% |
| Financial charges65/66B | - | €8,721 | €9,462 | €91,152 | €17,874 | ▼ 80.4% |
| Recurring financial charges65 | €4,822 | €7,277 | €5,896 | €6,752 | €8,721 | ▲ 29.2% |
| Non-recurring financial charges66B | - | €1,445 | €3,566 | €84,400 | €9,153 | ▼ 89.2% |
| Profit (loss) for the period before taxes9903 | €11,474 | -€12,903 | €15,872 | -€51,394 | -€47,422 | ▲ 7.7% |
| Income taxes67/77 | €4,671 | €3,461 | €3,659 | €8,236 | €1,068 | ▼ 87.0% |
| Profit (loss) for the period9904 | €6,803 | -€16,364 | €12,213 | -€59,630 | -€48,490 | ▲ 18.7% |
| Profit (loss) for the period to be appropriated9905 | €6,803 | -€16,364 | €12,213 | -€59,630 | -€48,490 | ▲ 18.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €263,365 | €342,429 | €326,394 | €305,636 | €212,818 | ▼ 30.4% |
| Fixed assets21/28 | €97,039 | €80,904 | €88,105 | €5,042 | €2,045 | ▼ 59.4% |
| Tangible fixed assets22/27 | €16,447 | €312 | €7,512 | €4,450 | €1,453 | ▼ 67.3% |
| Furniture and vehicles24 | - | €312 | €7,512 | €4,450 | €1,453 | ▼ 67.3% |
| Financial fixed assets28 | €80,592 | €80,592 | €80,592 | €592 | €592 | = |
| Current assets29/58 | €166,326 | €261,525 | €238,290 | €300,594 | €210,773 | ▼ 29.9% |
| Stocks and contracts in progress3 | €15,170 | €42,900 | €43,224 | €43,224 | €20,000 | ▼ 53.7% |
| Stocks30/36 | - | €24,500 | €43,224 | €43,224 | €20,000 | ▼ 53.7% |
| Contracts in progress37 | - | €18,400 | - | - | - | - |
| Amounts receivable within one year40/41 | €129,554 | €206,300 | €190,836 | €249,244 | €170,868 | ▼ 31.4% |
| Trade receivables40 | - | €135,713 | €148,400 | €208,106 | €133,065 | ▼ 36.1% |
| Other amounts receivable41 | - | €70,587 | €42,436 | €41,138 | €37,804 | ▼ 8.1% |
| Cash at bank and in hand54/58 | €12,378 | €11,901 | €2,622 | €6,365 | €2,570 | ▼ 59.6% |
| Deferred charges and accrued income490/1 | - | €424 | €1,608 | €1,761 | €17,334 | ▲ 884% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €263,365 | €342,429 | €326,394 | €305,636 | €212,818 | ▼ 30.4% |
| Equity10/15 | €37,739 | €21,375 | €33,588 | -€26,042 | -€74,532 | ▼ 186% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €25,339 | €8,975 | €21,188 | - | - | - |
| Non-distributable reserves130/1 | - | €927 | €927 | - | - | - |
| Reserves not available under the articles1311 | - | €927 | €927 | - | - | - |
| Distributable reserves133 | - | €8,048 | €20,262 | - | - | - |
| Profit (loss) carried forward14 | - | - | - | -€38,442 | -€86,932 | ▼ 126% |
| Amounts payable17/49 | €225,625 | €321,054 | €292,806 | €331,678 | €287,349 | ▼ 13.4% |
| Amounts payable after more than one year17 | €79,754 | €43,686 | €22,733 | €8,437 | - | - |
| Financial debts170/4 | - | €43,686 | €22,733 | €8,437 | - | - |
| Amounts payable within one year42/48 | €145,871 | €277,368 | €268,858 | €320,809 | €286,134 | ▼ 10.8% |
| Current portion of amounts payable after more than one year42 | - | €36,068 | €20,954 | €14,295 | €8,437 | ▼ 41.0% |
| Financial debts43 | - | €50,000 | €55,026 | €55,359 | €59,783 | ▲ 8.0% |
| Credit institutions430/8 | - | €50,000 | €55,026 | €55,359 | €59,783 | ▲ 8.0% |
| Trade debts44 | €14,708 | €133,289 | €97,229 | €128,185 | €91,543 | ▼ 28.6% |
| Suppliers440/4 | - | €133,289 | €97,229 | €128,185 | €91,543 | ▼ 28.6% |
| Taxes, remuneration and social security45 | - | €57,511 | €91,325 | €121,007 | €118,246 | ▼ 2.3% |
| Taxes450/3 | - | €25,200 | €16,626 | €25,257 | €26,891 | ▲ 6.5% |
| Remuneration and social security454/9 | - | €32,311 | €74,699 | €95,749 | €91,355 | ▼ 4.6% |
| Other amounts payable47/48 | - | €500 | €4,324 | €1,964 | €8,125 | ▲ 314% |
| Accrued charges and deferred income492/3 | - | - | €1,216 | €2,431 | €1,216 | ▼ 50.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,803 | -€16,364 | €12,213 | -€59,630 | -€48,490 | ▲ 18.7% |
| + Depreciation and write-downs630 | €17,730 | €16,135 | €1,790 | €3,063 | €2,997 | ▼ 2.2% |
| Operating cash flow (approximation) | €24,533 | -€229 | €14,003 | -€56,568 | -€45,493 | ▲ 19.6% |
| Investment in fixed assets (approximation) | - | €0 | -€8,990 | €80,000 | €0 | ▼ 100% |
| Change in cash | - | -€476 | -€9,279 | €3,743 | -€3,795 | ▼ 201% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
06-06
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 26-05-2025
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€59,630
Net result drops to -€59,630, the lowest in the series.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 4 days late
2022
31-12
Financial
Back to profitnet €12,213
Net result €12,213 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
31-12
Financial
Back to profitnet €1,265
Net result €1,265 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2016
Ground area
5,229 m²
Building footprint
594 m²
Volume, LiDAR
3,767 m³
2 parcels, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
VDV MONUMENTS
since 20162.260.751.383
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52502C0302/00T000 | Wallonia | 4,562 m² | 1 · 547 m² | 7.7 m · 2 fl. |
| 52061A0143/00Z002 | Wallonia | 667 m² | 1 · 47 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE LEMAIRE RUE TUMELAIRE 65, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 26/05/2025 |
26-05-2025 → present |
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2022 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2022 annual accounts of VDV MONUMENTS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
23700Cutting, shaping and finishing of stone
42990Civil engineering
43120Site preparation
96301Funeral services
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.