VDV Expertise

Active

Private limited companyfounded 201016 yrs activeLotenhullestraat 87, 9800 Deinze, BelgiumKBO/BCE: BE 0824.892.057

VDV Expertise has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €14k. Its solvency ranks better than 65% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

86 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability38

Solvency95

Growth-

Stability85

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €16k at 30 days acceptable

Liquidity ample (current ratio 7.81), and 49.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

50.2%

Return on assets

3.8%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

25 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€188k

Total assets

€374k

Net result

€14k

Working capital

€183k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €374k

43.9%

56.1%

Fixed assets €164k

Current assets €210k

Equity and liabilities €374k

50.2%

49.8%

Equity €188k

Debt €186k

Debt finances 49.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€55k

Cash flow

€50k

Solvency

50.2%

Current ratio

7.81

Quick ratio

7.81

Debt / equity

0.99

ROE

7.6%

ROA

3.8%

Interest coverage

13.81

Debt

€186k

Debt ≤ 1 year

€27k

Debt > 1 year

€159k

Income taxes

€1k

Staff costs

€400

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€374k

Fixed assets21/28€164k

Tangible fixed assets22/27€164k

Land and buildings22€77k

Furniture and vehicles24€16k

Other tangible fixed assets26€71k

Financial fixed assets28€25

Current assets29/58€210k

Amounts receivable after more than one year29€68k

Other amounts receivable291€68k

Amounts receivable within one year40/41€2k

Trade receivables40€2k

Other amounts receivable41€0

Cash at bank and in hand54/58€140k

Equity and liabilities

Total equity and liabilities10/49€374k

Equity10/15€188k

Contributions10/11€1k

Reserves13€38k

Tax-exempt reserves132€38k

Profit (loss) carried forward14€149k

Amounts payable17/49€186k

Amounts payable after more than one year17€159k

Financial debts170/4€159k

Amounts payable within one year42/48€27k

Current portion of amounts payable after more than one year42€11k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Other amounts payable47/48€11k

Income statement Code2025

Remuneration, social security and pensions62€400

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k

Other operating charges640/8€1k

Gross operating margin9900€57k

Operating profit (loss)9901€19k

Financial charges65/66B€4k

Recurring financial charges65€4k

Profit (loss) for the period before taxes9903€15k

Income taxes67/77€1k

Profit (loss) for the period9904€14k

Profit (loss) for the period to be appropriated9905€14k

Appropriation of the result

Profit (loss) to be appropriated9906€149k

Profit (loss) brought forward from the previous period14P€135k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 25 days late

NBB filing

Directors · office · real estate

Directors

4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Deinze · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lotenhullestraat 879800 Deinze

Ground area

1,939 m²

Building footprint

188 m²

Volume, LiDAR

930 m³

Parcel 44069A0467/00C000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Vandeven & Hellemans Vastgoed

Lotenhullestraat 87, 9800 DeinzeReal estate activities

since 20202.301.470.993

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44069A0467/00C000	Flanders	1,939 m²	1 · 188 m²	7.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 452 EUR awarded · 452 EUR paid

Year	Entries	awarded	paid
2022	1	452 EUR	452 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 452 EUR · 452 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

KLAPS IMMO

BE 0864.879.516

Bree · Eq €188k

Coopération Venture Développement

Nazareth-De Pinte · Eq €187k

Of 11,754 companies in sector 68310 we hold annual accounts for 6,908. 5,200 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-04-2010

Fiscal year end31-12

Activities, NACEBEL

68310Real estate agency activities

68311Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Business parks

1 park

Offers a parcel on business park:Langerbruggekaai (Grote Nest)

Evergem