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VDV Expertise

Active
Private limited companyfounded 2010active for 16 yearsLotenhullestraat 87, 9800 Deinze, BelgiumKBO/BCE: BE 0824.892.057
Summary

VDV Expertise has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €187,555 and a net result of €14,331. Its solvency ranks better than 66% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-04-2010 Normal situation
Activity
Real estate agency activities NACE 68310
Establishment unit
2.301.470.993 9800 Deinze, since 01-02-2020
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board
  • Vandeven LiesbethDirector

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€56,500
Turnover
≈ €120,000
estimated
Profit
€14,331
Equity
€187,555
Total assets
€373,922
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 25 days after the deadline
Filed on 25-08-2026
Score breakdownlowers riskLiquidity: current ratio 7.81, cash €139,567Equity €187,555 (50.2% of total assets)Sector: Real estate activities (NACE 68)Founded in 2010Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in real estate (NACE 68)
Financial strength
Strong
Solvency 75
equity 50.2% of total assets
Liquidity 97
short-term debt 7.2% · cash 37.3%
Profitability 74
return on assets 3.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4%highest value 01-2025: 0.4%● unchanged vs 12-2024highest value 02-2025: 0.4%● unchanged vs 01-2025highest value 03-2025: 0.4%● unchanged vs 02-2025highest value 04-2025: 0.4%● unchanged vs 03-2025highest value 05-2025: 0.4%● unchanged vs 04-2025highest value 06-2025: 0.4%● unchanged vs 05-2025highest value 07-2025: 0.4%● unchanged vs 06-2025highest value 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.4 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.81, above the usual 1.5. Short-term debt is 7.2% and cash 37.3% of total assets. 49.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 64% of them on solvency, 95% on liquidity and 67% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 7.81, cash €139,567
NBB · annual accounts
lowers risk · Equity €187,555 (50.2% of total assets)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
25 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Company renamed from Vandeven Lisbeth to VDV ExpertiseChange of role: VANDEVEN Lisbeth, from statutory manager to director
  2. · Gazette deed Incorporation
All 3 events

Comparable companies

These companies have the same main activity as VDV Expertise: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €338,000 and €487,000, founded between 2008 and 2011.

CompanyTotal assetsGross margin
VDV Expertise Deinze€373,922€56,500
VERMEIRE Maldegem€429,176€60,292
HIJSSELINCKX Dirk Ninove€338,268€58,498
M.A.N.N. Zele€487,296€53,319
ARESKO Lennik€349,672€53,312
LIVING UP Sint-Pieters-Woluwe€340,708€53,602
ROSHECO Watermaal-Bosvoorde€390,152€62,907
Full comparison

Key facts about VDV Expertise

What is the company number of VDV Expertise?
The company number of VDV Expertise is 0824.892.057. The VAT number is the same number with BE in front: BE 0824.892.057.
Where is VDV Expertise based?
The registered office is at Lotenhullestraat 87, 9800 Deinze.Company details
What does VDV Expertise do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of VDV Expertise?
The legal form of VDV Expertise is Private limited company (BV).
When was VDV Expertise founded?
VDV Expertise was founded on 12-04-2010.
Is VDV Expertise still active?
Yes, VDV Expertise is an active enterprise in the KBO register.
What is the turnover of VDV Expertise?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €56,500 and 32 comparable companies (NACE 683). It probably lies between €75,000 and €150,000.Financials
Is VDV Expertise profitable?
In financial year 2025, VDV Expertise made a profit of €14,331.
Where can I find the annual accounts of VDV Expertise?
VDV Expertise filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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