ROSHECO
ActiveSummary
ROSHECO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €351,021 and a net result of €39,161. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 4616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+62
Solvency100▲+18
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 8.93 against 1.94 in 2024; short-term debt: 7.9% and cash: 19.3% of total assets), and 10% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
10%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
18 d early
2023
26 d early
2022
8 d early
2021
11 d early
2020
19 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39,161▲ 2,260%
2024 · €1,660
Working capital
€245,671▲ 19.1%
2024 · €206,288
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€142,904€91,205▼ 36.2%€111,118▲ 21.8%-€26,239€46,013
Net result€102,070above the sector's middle half▲ 1,691%€90,618above the sector's middle half▼ 11.2%€87,767within the sector's middle half▼ 3.1%€1,660within the sector's middle half▼ 98.1%€39,161within the sector's middle half▲ 2,260%
Equity€378,143above the sector's middle half▲ 37.0%€458,261above the sector's middle half▲ 21.2%€492,728within the sector's middle half▲ 7.5%€317,558within the sector's middle half▼ 35.6%€351,021within the sector's middle half▲ 10.5%
Total assets€465,391within the sector's middle half▲ 25.5%€529,660within the sector's middle half▲ 13.8%€625,278below the sector's middle half▲ 18.1%€553,088below the sector's middle half▼ 11.5%€390,152below the sector's middle half▼ 29.5%
Debt€87,248▼ 7.8%€71,400▼ 18.2%€132,550▲ 85.6%€235,531▲ 77.7%€39,131▼ 83.4%
Working capital€275,205above the sector's middle half▲ 54.8%€357,653above the sector's middle half▲ 30.0%€376,444within the sector's middle half▲ 5.3%€206,288within the sector's middle half▼ 45.2%€245,671within the sector's middle half▲ 19.1%
Solvency81.3%above the sector's middle half▲ 6.8pp86.5%above the sector's middle half▲ 5.3pp78.8%above the sector's middle half▼ 7.7pp57.4%within the sector's middle half▼ 21.4pp90.0%above the sector's middle half▲ 32.6pp
Current ratio4.15above the sector's middle half▲ 1.046.01above the sector's middle half▲ 1.854.40above the sector's middle half▼ 1.601.94within the sector's middle half▼ 2.478.93above the sector's middle half▲ 6.99
Return on assets (ROA)21.9%above the sector's middle half▲ 20.4pp17.1%above the sector's middle half▼ 4.8pp14.0%above the sector's middle half▼ 3.1pp0.3%within the sector's middle half▼ 13.7pp10.0%above the sector's middle half▲ 9.7pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €46,013 after a loss of €26,239 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390,152
Fixed assets
€113,504 ▼ 10.8%
Current assets
€276,647 ▼ 35.0%
Equity and liabilities €390,152
Equity
€351,021 ▲ 10.5%
Debt
€39,131 ▼ 83.4%
Debt's share of the balance-sheet total falls from 42.6% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61,644▲
2024 · -€8,595
Cash flow
€54,792▲
2024 · €19,304
Debt to equity
0.11▼
2024 · 0.74
ROE
11.2%▲
2024 · 0.5%
Interest coverage
22.67▲
2024 · -3.13
Debt ≤ 1 year
€30,977▼
2024 · €219,524
Debt > 1 year
€7,892▼
2024 · €16,007
Income taxes
€13,042▲
2024 · €498
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €24,068 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,723 | €11,662 | €16,233 | €17,644 | €15,631 | ▼ 11.4% |
| Other operating charges640/8 | - | €819 | €9,739 | €1,662 | €1,263 | ▼ 24.0% |
| Gross operating margin9900 | €156,099 | €103,687 | €137,090 | -€6,933 | €62,907 | ▲ 1,007% |
| Operating profit (loss)9901 | €142,904 | €91,205 | €111,118 | -€26,239 | €46,013 | ▲ 275% |
| Financial income75/76B | - | €34,838 | €13,132 | €31,143 | €8,909 | ▼ 71.4% |
| Recurring financial income75 | €7,774 | €34,838 | €13,132 | €31,143 | €8,909 | ▼ 71.4% |
| Financial charges65/66B | - | €1,271 | €3,360 | €2,746 | €2,719 | ▼ 1.0% |
| Recurring financial charges65 | €1,617 | €1,271 | €3,360 | €2,746 | €2,719 | ▼ 1.0% |
| Profit (loss) for the period before taxes9903 | €149,060 | €124,771 | €120,890 | €2,157 | €52,203 | ▲ 2,320% |
| Income taxes67/77 | €46,990 | €34,154 | €33,123 | €498 | €13,042 | ▲ 2,520% |
| Profit (loss) for the period9904 | €102,070 | €90,618 | €87,767 | €1,660 | €39,161 | ▲ 2,260% |
| Profit (loss) for the period to be appropriated9905 | €102,070 | €90,618 | €87,767 | €1,660 | €39,161 | ▲ 2,260% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €465,391 | €529,660 | €625,278 | €553,088 | €390,152 | ▼ 29.5% |
| Fixed assets21/28 | €102,938 | €100,608 | €138,271 | €127,276 | €113,504 | ▼ 10.8% |
| Tangible fixed assets22/27 | €21,807 | €19,477 | €57,140 | €46,145 | €32,373 | ▼ 29.8% |
| Plant, machinery and equipment23 | - | - | €3,306 | €3,141 | €3,327 | ▲ 5.9% |
| Furniture and vehicles24 | - | €19,477 | €11,074 | €10,934 | €7,666 | ▼ 29.9% |
| Leasing and similar rights25 | - | - | €42,760 | €32,070 | €21,380 | ▼ 33.3% |
| Financial fixed assets28 | €81,131 | €81,131 | €81,131 | €81,131 | €81,131 | = |
| Current assets29/58 | €362,453 | €429,053 | €487,007 | €425,812 | €276,647 | ▼ 35.0% |
| Amounts receivable within one year40/41 | €243,972 | €407,892 | €345,039 | €324,248 | €198,638 | ▼ 38.7% |
| Trade receivables40 | - | €92,007 | €39,023 | €10,986 | €14,772 | ▲ 34.5% |
| Other amounts receivable41 | - | €315,885 | €306,017 | €313,262 | €183,866 | ▼ 41.3% |
| Cash at bank and in hand54/58 | €115,348 | €18,986 | €139,837 | €99,912 | €75,361 | ▼ 24.6% |
| Deferred charges and accrued income490/1 | - | €2,174 | €2,131 | €1,653 | €2,648 | ▲ 60.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €465,391 | €529,660 | €625,278 | €553,088 | €390,152 | ▼ 29.5% |
| Equity10/15 | €378,143 | €458,261 | €492,728 | €317,558 | €351,021 | ▲ 10.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €371,425 | €451,542 | €486,010 | €310,839 | €344,303 | ▲ 10.8% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | - | - | - |
| Tax-exempt reserves132 | - | €1,229 | €1,229 | €1,229 | €1,229 | = |
| Distributable reserves133 | - | €448,454 | €482,921 | €309,610 | €343,074 | ▲ 10.8% |
| Profit (loss) carried forward14 | €518 | €518 | €518 | €518 | €518 | = |
| Amounts payable17/49 | €87,248 | €71,400 | €132,550 | €235,531 | €39,131 | ▼ 83.4% |
| Amounts payable after more than one year17 | - | - | €21,987 | €16,007 | €7,892 | ▼ 50.7% |
| Financial debts170/4 | - | - | €21,987 | €16,007 | €7,892 | ▼ 50.7% |
| Amounts payable within one year42/48 | €87,248 | €71,400 | €110,564 | €219,524 | €30,977 | ▼ 85.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,530 | €652 | ▼ 74.2% |
| Financial debts43 | - | - | €6,240 | €6,338 | €6,528 | ▲ 3.0% |
| Credit institutions430/8 | - | - | €6,240 | €6,338 | €6,528 | ▲ 3.0% |
| Trade debts44 | €14,251 | €14,125 | €14,010 | €9,509 | €5,438 | ▼ 42.8% |
| Suppliers440/4 | - | €14,125 | €14,010 | €9,509 | €5,438 | ▼ 42.8% |
| Taxes, remuneration and social security45 | - | €40,590 | €28,467 | €2,920 | €5,601 | ▲ 91.8% |
| Taxes450/3 | - | €40,590 | €23,572 | €2,920 | €5,601 | ▲ 91.8% |
| Remuneration and social security454/9 | - | - | €4,895 | - | - | - |
| Other amounts payable47/48 | - | €16,685 | €61,846 | €198,227 | €12,758 | ▼ 93.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €262 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €102,070 | €90,618 | €87,767 | €1,660 | €39,161 | ▲ 2,260% |
| + Depreciation and write-downs630 | €10,723 | €11,662 | €16,233 | €17,644 | €15,631 | ▼ 11.4% |
| Operating cash flow (approximation) | €112,793 | €102,280 | €104,001 | €19,304 | €54,792 | ▲ 184% |
| Investment in fixed assets (approximation) | - | -€9,332 | -€53,896 | -€6,649 | -€1,859 | ▲ 72.0% |
| Change in cash | - | -€96,362 | €120,851 | -€39,925 | -€24,551 | ▲ 38.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Liquidity times 5current ratio 8.93
Current ratio from 1.94 to 8.93; short-term debt falls from €219,524 to €30,977.
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Weakest financial yearnet €1,660 ▼98.1%
Net result drops to €1,660, the lowest in the series; recovery starts the following year.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 51 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2011
Ground area
270 m²
Building footprint
81 m²
Volume, LiDAR
805 m³
Parcel 21017D0368/00C012, Brussels · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Léopold Wienerlaan 61, 1170 Watermaal-Bosvoorde
since 20112.203.451.901
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0368/00C012 | Brussels | 270 m² | 1 · 81 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 3
-
10.22%
-
10%
-
10%
According to the annual accounts to 30-06-2025 of ROSHECO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,749 companies in this sector we hold annual accounts for 6,910. 4,862 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded10-10-2011
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0840098093
Also
9925:BE0840098093
Registered
07-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.