VDSV
ActiveVDSV has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €97k and a net result of €21k. Equity is growing by ~63.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-3
Solvency40▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.1 in 2024; short-term debt: 34.2% and cash: 0% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
3.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
17 d early
2023
37 d early
2022
12 d early
2021
11 d early
2020
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▲ 28.3%
2024 · €76k
2020: €-306
2021: €16k
2022: €24k
2023: €38k
2024: €76k
2020 → 2025
Total assets
€638k▼ 1.9%
2024 · €650k
2020: €311k
2021: €513k
2022: €661k
2023: €629k
2024: €650k
2020 → 2025
Net result
€21k▼ 43.8%
2024 · €38k
2020: €-3k
2021: €16k
2022: €8k
2023: €14k
2024: €38k
2020 → 2025
Working capital
€-192k▲ 4.6%
2024 · €-202k
2020: €-25k
2021: €-46k
2022: €-169k
2023: €-197k
2024: €-202k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€24k▲ 50.0%€38k▲ 58.3%€76k▲ 101%€97k▲ 28.3%
Operating result€25k-€22k▼ 13.9%€25k▲ 12.5%€60k▲ 144%€36k▼ 39.6%
Net result€16k-€8k▼ 50.9%€14k▲ 74.9%€38k▲ 175%€21k▼ 43.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €638k
Fixed assets
€612k▼ 2.6%
Current assets
€26k▲ 18.8%
Equity and liabilities €638k
Equity
€97k▲ 28.3%
Debt
€540k▼ 5.9%
The debt ratio falls from 88.3% to 84.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€53k▼
2024 · €76k
Cash flow
€38k▼
2024 · €54k
Solvency
15.3%▲
2024 · 11.7%
Current ratio
0.12▲
2024 · 0.10
Quick ratio
0.12▲
2024 · 0.10
Debt / equity
5.55▼
2024 · 7.56
ROE
22.0%▼
2024 · 50.3%
ROA
3.4%▼
2024 · 5.9%
Interest coverage
7.59▼
2024 · 12.46
Debt
€540k▼
2024 · €574k
Debt ≤ 1 year
€218k▼
2024 · €223k
Debt > 1 year
€322k▼
2024 · €351k
Income taxes
€8k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€650k€638k▼
Fixed assets21/28€629k€612k▼
Tangible fixed assets22/27€629k€612k▼
Land and buildings22€607k€596k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€20k€15k▼
Current assets29/58€22k€26k▲
Amounts receivable within one year40/41€15k€22k▲
Trade receivables40€14k€22k▲
Other amounts receivable41€368€250▼
Cash at bank and in hand54/58€4k€249▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€650k€638k▼
Equity10/15€76k€97k▲
Contributions10/11€3k€3k=
Reserves13€73k€95k▲
Distributable reserves133€73k€95k▲
Amounts payable17/49€574k€540k▼
Amounts payable after more than one year17€351k€322k▼
Financial debts170/4€351k€322k▼
Amounts payable within one year42/48€223k€218k▼
Current portion of amounts payable after more than one year42€28k€29k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€19k€15k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€166k€172k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€78k€56k▼
Operating profit (loss)9901€60k€36k▼
Financial income75/76B€13€11▼
Recurring financial income75€13€11▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€54k€29k▼
Income taxes67/77€16k€8k▼
Profit (loss) for the period9904€38k€21k▼
Profit (loss) for the period to be appropriated9905€38k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€21k▼
Transfer to equity691/2€38k€21k▼
To other reserves6921€38k€21k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €38k ▲175%
Operating result €60k, net result €38k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veerstraat 952240 ZandhovenGround area
891 m²
Building footprint
81 m²
Volume, LiDAR
264 m³
Parcel 11046B0087/00R003, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VDSV
since 20202.303.325.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11046B0087/00R003 | Flanders | 891 m² | 1 · 81 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JSMV
BE 0795.173.039
Peer · Eq €97k
Evolica
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Pulsed
BE 0660.867.928
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.