mc Dreamy
Activemc Dreamy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▼-22
Solvency38▼-55
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.95 in 2023; short-term debt: 34.1% and cash: 1.1% of total assets), but 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.7%
Return on assets
7.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
30 d early
2022
26 d early
2021
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€65k▲ 159%
2023 · €25k
2021: €9k
2022: €-283
2023: €25k
2021 → 2024
Total assets
€511k▲ 1,284%
2023 · €37k
2021: €42k
2022: €20k
2023: €37k
2021 → 2024
Net result
€40k▲ 56.8%
2023 · €25k
2021: €595
2022: €-9k
2023: €25k
2021 → 2024
Working capital
€277k▲ 1,101%
2023 · €23k
2021: €9k
2022: €-865
2023: €23k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€9k-€-283€25k€65k▲ 159%
Operating result€2k-€-8k€31k€59k▲ 90.7%
Net result€595-€-9k€25k€40k▲ 56.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 91% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €511k
Fixed assets
€59k▲ 2,851%
Current assets
€451k▲ 1,194%
Equity and liabilities €511k
Equity
€65k▲ 159%
Debt
€446k▲ 3,674%
The debt ratio rises from 32.0% to 87.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▲
2023 · €31k
Cash flow
€41k▲
2023 · €26k
Solvency
12.7%▼
2023 · 68.0%
Current ratio
2.59▼
2023 · 2.95
Quick ratio
0.04▼
2023 · 2.95
Debt / equity
6.87▲
2023 · 0.47
ROE
61.3%▼
2023 · 101.1%
ROA
7.8%▼
2023 · 68.8%
Interest coverage
8.93▼
2023 · 35.99
Debt
€446k▲
2023 · €12k
Debt ≤ 1 year
€174k▲
2023 · €12k
Debt > 1 year
€272k
Income taxes
€13k▲
2023 · €5k
Staff costs
€42▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€511k▲
Fixed assets21/28€2k€59k▲
Tangible fixed assets22/27€2k€59k▲
Land and buildings22-€57k
Plant, machinery and equipment23€1k€785▼
Furniture and vehicles24€675€736▲
Other tangible fixed assets26€0€676▲
Current assets29/58€35k€451k▲
Stocks and contracts in progress3€0€444k▲
Stocks30/36€0€444k▲
Amounts receivable within one year40/41€148€0▼
Other amounts receivable41€148€0▼
Cash at bank and in hand54/58€34k€6k▼
Deferred charges and accrued income490/1€955€1k▲
Equity and liabilities
Total equity and liabilities10/49€37k€511k▲
Equity10/15€25k€65k▲
Contributions10/11€8k€8k=
Reserves13€17k€57k▲
Distributable reserves133€17k€57k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€12k€446k▲
Amounts payable after more than one year17-€272k
Financial debts170/4-€272k
Amounts payable within one year42/48€12k€174k▲
Current portion of amounts payable after more than one year42€0€11k▲
Trade debts44€542€7k▲
Suppliers440/4€542€7k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€10k€15k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€141k▲
Accrued charges and deferred income492/3-€75
Income statement
Code20232024
Remuneration, social security and pensions62€7k€42▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€234€804▲
Other operating charges640/8€243€1k▲
Non-recurring operating charges66A€312€0▼
Gross operating margin9900€39k€61k▲
Operating profit (loss)9901€31k€59k▲
Financial charges65/66B€870€7k▲
Recurring financial charges65€870€7k▲
Profit (loss) for the period before taxes9903€30k€53k▲
Income taxes67/77€5k€13k▲
Profit (loss) for the period9904€25k€40k▲
Profit (loss) for the period to be appropriated9905€25k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€40k▲
Profit (loss) brought forward from the previous period14P€-9k€0▲
Transfer to equity691/2€16k€40k▲
To other reserves6921€16k€40k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €40k ▲56.8%
Operating result €59k, net result €40k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.95
Current ratio from 0.96 to 2.95; short-term debt falls from €20k to €12k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼1591%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vissersstraat 632840 RumstGround area
235 m²
Building footprint
99 m²
Volume, LiDAR
730 m³
Parcel 11037D0248/00L000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
mc Dreamy
since 20212.313.451.582
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0248/00L000 | Flanders | 235 m² | 1 · 99 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 39,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.