VDS Service
ActiveVDS Service has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €88k. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+8
Solvency71▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.95 against 3.92 in 2024; short-term debt: 20.6% and cash: 43% of total assets), but 54.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.5%
Return on assets
20.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
54 d early
2023
14 d early
2022
30 d late
2021
9 d early
2020
31 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▼ 18.7%
2024 · €240k
2018: €32k
2019: €64k
2020: €108k
2021: €108k
2022: €108k
2023: €177k
2024: €240k
2018 → 2025
Total assets
€429k▼ 5.8%
2024 · €455k
2018: €121k
2019: €212k
2020: €241k
2021: €230k
2022: €336k
2023: €473k
2024: €455k
2018 → 2025
Net result
€88k▲ 39.6%
2024 · €63k
2018: €12k
2019: €33k
2020: €54k
2021: €21k
2022: €57k
2023: €109k
2024: €63k
2018 → 2025
Working capital
€173k▼ 22.3%
2024 · €222k
2018: €13k
2019: €35k
2020: €83k
2021: €87k
2022: €88k
2023: €154k
2024: €222k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€108k=€177k▲ 63.6%€240k▲ 35.7%€195k▼ 18.7%
Operating result€27k-€75k▲ 177%€144k▲ 92.0%€90k▼ 37.8%€125k▲ 39.3%
Net result€21k-€57k▲ 170%€109k▲ 92.0%€63k▼ 41.9%€88k▲ 39.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€168k▲ 6.9%
Current assets
€261k▼ 12.4%
Equity and liabilities €429k
Equity
€195k▼ 18.7%
Debt
€234k▲ 8.7%
The debt ratio rises from 47.2% to 54.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€181k▲
2024 · €137k
Cash flow
€144k▲
2024 · €111k
Solvency
45.5%▼
2024 · 52.8%
Current ratio
2.95▼
2024 · 3.92
Quick ratio
2.95▼
2024 · 3.92
Debt / equity
1.20▲
2024 · 0.89
ROE
45.2%▲
2024 · 26.3%
ROA
20.6%▲
2024 · 13.9%
Interest coverage
17.44▲
2024 · 16.15
Debt
€234k▲
2024 · €215k
Debt ≤ 1 year
€89k▲
2024 · €76k
Debt > 1 year
€145k▲
2024 · €139k
Income taxes
€26k▲
2024 · €18k
Staff costs
€25k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€455k€429k▼
Fixed assets21/28€157k€168k▲
Tangible fixed assets22/27€157k€168k▲
Furniture and vehicles24€147k€153k▲
Other tangible fixed assets26€10k€15k▲
Financial fixed assets28€250€250=
Current assets29/58€298k€261k▼
Amounts receivable within one year40/41€64k€71k▲
Trade receivables40€63k€52k▼
Other amounts receivable41€579€19k▲
Cash at bank and in hand54/58€229k€185k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€455k€429k▼
Equity10/15€240k€195k▼
Contributions10/11€19k€19k=
Reserves13€222k€177k▼
Distributable reserves133€222k€177k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€215k€234k▲
Amounts payable after more than one year17€139k€145k▲
Financial debts170/4€139k€145k▲
Amounts payable within one year42/48€76k€89k▲
Current portion of amounts payable after more than one year42€29k€41k▲
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Taxes, remuneration and social security45€18k€35k▲
Taxes450/3€14k€27k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48€21k€0▼
Income statement
Code20242025
Non-recurring operating income76A€420€19k▲
Remuneration, social security and pensions62€18k€25k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€56k▲
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€160k€216k▲
Operating profit (loss)9901€90k€125k▲
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€81k€114k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€63k€88k▲
Profit (loss) for the period to be appropriated9905€63k€88k▲
Appropriation of the result
Profit (loss) to be appropriated9906€63k€88k▲
Transfer from equity791/2-€133k
Transfer to equity691/2€63k€88k▲
To contributions691€0-
To other reserves6921€63k€88k▲
Profit to be distributed694/7€0€133k▲
Return on contributions (dividend)694€0€133k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €240k ▲35.7%
7 profitable years in a row build equity to €240k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €109k ▲92%
Operating result €144k, net result €109k, both a record.
31-12
Financial
Equity above €150kEq €177k ▲63.6%
6 profitable years in a row build equity to €177k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €100kEq €108k ▲68.4%
3 profitable years in a row build equity to €108k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nederheilbeekweg 121760 RoosdaalGround area
1,853 m²
Building footprint
183 m²
Volume, LiDAR
689 m³
Parcel 23097D0195/00F000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
YVES – CHRIS.BE
since 20152.248.561.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097D0195/00F000 | Flanders | 1,853 m² | 1 · 183 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EBATREN
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ICFAN
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B.D.R. Invest
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Of 7,292 companies in sector 43350 we hold annual accounts for 2,361. 1,809 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2015
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.