VAN DE VELDE PETER IMMO
ActiveVAN DE VELDE PETER IMMO has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106k and a net result of €-32k. Equity is shrinking by ~26.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+6
Solvency36▼-3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.66 in 2024; short-term debt: 55.3% and cash: 2.9% of total assets), and 88.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.3%
Return on assets
-3.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-32k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
55 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€106k▼ 23.3%
2024 · €139k
2019: €558k
2020: €494k
2021: €431k
2022: €311k
2023: €224k
2024: €139k
2019 → 2025
Total assets
€941k▼ 2.3%
2024 · €962k
2019: €980k
2020: €888k
2021: €1.10M
2022: €1.09M
2023: €1.03M
2024: €962k
2019 → 2025
Net result
€-32k▲ 62.0%
2024 · €-85k
2019: €-64k
2020: €-64k
2021: €-63k
2022: €-76k
2023: €-88k
2024: €-85k
2019 → 2025
Working capital
€-178k▼ 2.3%
2024 · €-174k
2019: €928k
2020: €807k
2021: €544k
2022: €-77k
2023: €-153k
2024: €-174k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€431k-€311k▼ 27.8%€224k▼ 28.2%€139k▼ 38.0%€106k▼ 23.3%
Operating result€-62k-€-61k▲ 1.7%€-75k▼ 22.4%€-74k▲ 1.0%€-32k▲ 56.8%
Net result€-63k-€-76k▼ 21.3%€-88k▼ 15.1%€-85k▲ 3.0%€-32k▲ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €74k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941k
Fixed assets
€598k▼ 4.5%
Current assets
€342k▲ 1.9%
Equity and liabilities €941k
Equity
€106k▼ 23.3%
Debt
€834k▲ 1.3%
The debt ratio rises from 85.6% to 88.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▲
2024 · €-11k
Cash flow
€-4k▲
2024 · €-22k
Solvency
11.3%▼
2024 · 14.4%
Current ratio
0.66▼
2024 · 0.66
Quick ratio
0.07▲
2024 · 0.06
Debt / equity
7.85▲
2024 · 5.94
ROE
-30.4%▲
2024 · -61.3%
ROA
-3.4%▲
2024 · -8.8%
Interest coverage
-19.94▼
2024 · -1.04
Debt
€834k▲
2024 · €824k
Debt ≤ 1 year
€520k▲
2024 · €510k
Debt > 1 year
€310k=
2024 · €310k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€962k€941k▼
Fixed assets21/28€626k€598k▼
Tangible fixed assets22/27€626k€598k▼
Land and buildings22€611k€592k▼
Plant, machinery and equipment23€5k€1k▼
Furniture and vehicles24€11k€5k▼
Financial fixed assets28€109€109=
Current assets29/58€336k€342k▲
Stocks and contracts in progress3€304k€304k=
Stocks30/36€304k€304k=
Amounts receivable within one year40/41€11k€11k▲
Trade receivables40€6k€8k▲
Other amounts receivable41€5k€3k▼
Cash at bank and in hand54/58€21k€27k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€962k€941k▼
Equity10/15€139k€106k▼
Contributions10/11€400k€400k=
Capital10€400k€400k=
Issued capital100€400k€400k=
Reserves13€69k€69k=
Non-distributable reserves130/1€40k€40k=
Legal reserve130€40k€40k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-331k€-363k▼
Amounts payable17/49€824k€834k▲
Amounts payable after more than one year17€310k€310k=
Financial debts170/4€310k€310k=
Amounts payable within one year42/48€510k€520k▲
Trade debts44€0€292▲
Suppliers440/4€0€292▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€510k€520k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€28k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€-8k€391▲
Operating profit (loss)9901€-74k€-32k▲
Financial charges65/66B€11k€200▼
Recurring financial charges65€11k€200▼
Profit (loss) for the period before taxes9903€-85k€-32k▲
Profit (loss) for the period9904€-85k€-32k▲
Profit (loss) for the period to be appropriated9905€-85k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-331k€-363k▼
Profit (loss) brought forward from the previous period14P€-245k€-331k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wichelen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 719260 WichelenGround area
642 m²
Building footprint
171 m²
Volume, LiDAR
863 m³
Parcel 42018A0572/00F004, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 71, 9260 Wichelen
since 19972.082.210.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42018A0572/00F004 | Flanders | 642 m² | 1 · 171 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,700 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-03-1997
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.