Checked.be
Active
BE 1004.473.206Private limited company
VDM&S
Pont-Route Hawarden 8 ·4960 Malmedy, Belgium· 2 yrs active
Sector: Wholesale trade
(46644)
Conclusion
The computed 12-month bankruptcy probability of VDM&S is 1.6% (moderate). The 2025 annual accounts show equity of €388k and a net result of €384k. Its solvency ranks better than 41% of 180 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €388k |
| Net result | €384k |
| Better than sector | 41% |
| Active | 2 yrs |
Snowflake analysis
72
/ 100
Strong profile, led by profitability.
Health
76
Profitability
100
Solvency
67
Growth
50
Stability
67
Bankruptcy probability (12 mo)
1.6%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
76
/ 100
Excellent
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See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 22-10-2025 with the NBB · fiscal year 2025 · volledig
Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 36.5% | 42.7% | |
| Net result | €384k | €182k | |
| Equity | €388k | €1.23M | |
| Gross operating margin | €550k | €184k | |
| Total assets | €1.07M | €3.31M |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €549k |
| Net profit | €384k |
| Cash flow | €426k |
| Staff costs | - |
| Income taxes | €123k |
| Dividends | - |
| Total assets | €1.07M |
| Equity | €388k |
| Debt | €677k |
| of which ≤ 1y | €672k |
| of which > 1y | - |
| Working capital | €296k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 1.44 |
| Quick ratio | 0.84 |
| Working capital ratio | 27.8% |
| Solvency | 36.5% |
| Debt / equity | 1.74 |
| Long-term debt ratio | - |
| Interest coverage | 3554.98 |
| Gross margin | - |
| Net margin | - |
| ROA | 36.0% |
| ROE | 98.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.07M |
| Fixed assets | 21/28 | €98k |
| Tangible fixed assets | 22/27 | €98k |
| Financial fixed assets | 28 | €20 |
| Current assets | 29/58 | €968k |
| Stocks & contracts in progress | 3 | €405k |
| Amounts receivable within one year | 40/41 | €94k |
| Cash & bank | 54/58 | €466k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.07M |
| Equity | 10/15 | €388k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €384k |
| Amounts payable | 17/49 | €677k |
| Amounts payable within one year | 42/48 | €672k |
| Trade debts payable within one year | 44 | €125k |
| Income statement | ||
| Gross operating margin | 9900 | €550k |
| Operating result | 9901 | €507k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €154 |
| Result before taxes | 9903 | €507k |
| Income taxes | 67/77 | €123k |
| Net result for the period | 9904 | €384k |
| Result to be appropriated | 9905 | €384k |
Ratios computed by Checked.
Legal Structure
| NACE primary | Wholesale trade(46644) |
| Legal form | Private limited company(610) |
| Incorporation | 10-01-2024 |
| Status | Active |
| Postal code | 4960 |
Establishment units
VDM&S
since 20242.354.120.120
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
22-10-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
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Company registry (CBE)
Activities
Groothandel in hijs-, hef- en transportwerktuigen46644Groothandel in hijs-, hef- en transportwerktuigen46694Reparatie van machines33120Reparatie en onderhoud van machines33120Reparatie van andere apparatuur33190Reparatie en onderhoud van andere apparatuur33190Groothandel in gereedschapswerktuigen46620Groothandel in gereedschapswerktuigen46620Groothandel in andere machines en werktuigen, neg46649Groothandel in andere machines en werktuigen, n.e.g.46699Verhuur en lease van andere machines en werktuigen en andere materiële goederen77399Verhuur en lease van andere machines en werktuigen en andere materiële goederen77399
Primary activity highlighted.
Names & trade names
| Legal nameFR | VDM&S |
Registered office
Pont-Route Hawarden 8
4960 Malmedy, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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