Checked.be · Company dossierhttps://checked.be/en/c/stecel-garden-0869528586 · as of 30-10-2026
STECEL GARDEN
Active
Private limited company · founded 2004 · active for 22 yearsRue Salinas, Nov. 12, 5380 Fernelmont, BelgiumKBO/BCE: BE 0869.528.586
Summary
The computed 12-month bankruptcy probability of STECEL GARDEN is 11.9% (high). For STECEL GARDEN, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€13,673) and a net result of €1,681. Equity remains stable across the filed financial years (±0.2% per year). Its solvency ranks better than 5% of 14,181 sector peers (NACE 46, financial year 2022). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
2023 accounts not filed, 821 days past the deadline1 of 4 deeds summarised
Signalsraises riskFigures for financial year 2022 (filed 25-10-2023)3 financial years not filed after the legal deadline; last filed accounts filed 84 days late; 2 of the last 3 late1 change of registered office in 24 monthsTwo or more financial years not filed2022 accounts filed 84 days latelowers riskFounded in 2004Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -10191.3% of total assets
Liquidity3-4
short-term debt 10291.3% · cash 2.2%
Profitability100+100
return on assets 1253.0%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
11.9%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.4% (26,896 companies, NACE 46, micro)
Last 24 months11-2024: 2.1%lowest value12-2024: 2.8%▲ +0.7 percentage points vs 11-202401-2025: 5.5%▲ +2.7 percentage points vs 12-202402-2025: 5.5%● unchanged vs 01-202503-2025: 6.0%▲ +0.5 percentage points vs 02-202504-2025: 5.5%▼ -0.5 percentage points vs 03-202505-2025: 5.5%● unchanged vs 04-202506-2025: 5.5%● unchanged vs 05-202507-2025: 8.6%▲ +3.1 percentage points vs 06-202508-2025: 11.3%▲ +2.7 percentage points vs 07-202509-2025: 11.3%● unchanged vs 08-202510-2025: 11.3%● unchanged vs 09-202511-2025: 12.5%▲ +1.2 percentage points vs 10-2025highest value12-2025: 12.5%● unchanged vs 11-2025highest value01-2026: 12.5%● unchanged vs 12-2025highest value02-2026: 12.5%● unchanged vs 01-2026highest value03-2026: 12.5%● unchanged vs 02-2026highest value04-2026: 12.5%● unchanged vs 03-2026highest value05-2026: 12.5%● unchanged vs 04-2026highest value06-2026: 12.5%● unchanged vs 05-2026highest value07-2026: 12.5%● unchanged vs 06-2026highest value08-2026: 11.9%▼ -0.6 percentage points vs 07-202609-2026: 11.9%● unchanged vs 08-202610-2026: 11.9%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline30-10-2026 today
raises risk · 2022 accounts filed 84 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 23-10-2023, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 35 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Registered office · Purpose · Amendment…Resignation: CARPENTIER Georges Elie Edouard…
Annual accounts filedfinancial year 2022 · micro…
Back to profitnet €1,681
Key points
Risk: 2023 accounts not fileddeadline was 31-07-2024821 days past the deadlineView
Risk: Negative equityfinancial year 2022: debts exceed assets-€13,673View
Caution: Among the weakest 5% on solvencysector median 37.6% · 14,181 companies-10191.3%View