VDL-INTERASS

Active Risk: not assessed

Public limited companyfounded 198739 yrs activeEsplanade Oscar Van de Voorde 1, 9000 Gent, BelgiumKBO/BCE: BE 0431.686.127

Summary

VDL-INTERASS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.7m and a net result of €245,479. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 58% of 538 sector peers (fiscal year 2025). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

VDL-INTERASSActive

Risk analysis Report Compare

Activity

Insurance agents and brokers

NACE 66220NACE 67201

#5 employer in Ghent, Finance and insurance sector3 sites

Size

€3.3mtotal assets 2025

Staff: 28.2 FTE
Equity: €1.7m
Profit: €245,479

Financial health

Financial institution: outside the modelProbability: sector outside the model

Structure

Board: 5 members
Holdings: 1

Auditor: KPMG Bedrijfsrevisoren BVAccounts filed 25 d late

SignalsA punctual record breaksShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

A punctual record breaks

This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

25 d late

2024

21 d early

2023

36 d early

2022

34 d early

2021

17 d early

2020

26 d early

2019

16 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

25-08-26 Annual accounts filedfiscal year 2025 · full…
27-07-26 Resignation: KPMG Bedrijfsrevisoren BV (statutory auditor)Appointment: Deloitte Bedrijfsrevisoren BV (statutory…
23-12-25 Resignation: Michel Vanhaeren (managing director)Appointment: Pascal Buyle (managing director)

Key points

Caution: Result fell in 2025from €457,927 to €245,479 ▼ 46.4% View
Positive: Employer in Ghent, Finance and insurance sectorin the Checked rankings #5 View
Merger with BUREAU LAVEAUX & MARTINmerger on 13-06-2024 2024 View
A director leftlatest change 01-02-2026 · 5 in office 1 left View