VDK
ActiveVDK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €-12k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▼-11
Solvency43▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.55 in 2023; short-term debt: 67.1% and cash: 3.6% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.2%
Return on assets
-2.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 37960 sector peers (2024).
NBB · sector comparisonPosition among 37960 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-07-2025, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
23 d early
2023
30 d early
2022
6 d early
2021
30 d early
2020
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€89k▼ 12.3%
2023 · €102k
2020: €38k
2021: €68k
2022: €73k
2023: €102k
2020 → 2024
Total assets
€489k▼ 30.9%
2023 · €708k
2020: €552k
2021: €433k
2022: €460k
2023: €708k
2020 → 2024
Net result
€-12k
2023 · €28k
2020: €30k
2021: €30k
2022: €5k
2023: €28k
2020 → 2024
Working capital
€-240k▼ 1.1%
2023 · €-238k
2020: €-175k
2021: €-170k
2022: €-264k
2023: €-238k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€68k▲ 80.6%€73k▲ 7.2%€102k▲ 38.7%€89k▼ 12.3%
Operating result€34k-€42k▲ 24.7%€5k▼ 89.1%€30k▲ 556%€-11k
Net result€30k-€30k▲ 1.3%€5k▼ 83.8%€28k▲ 473%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €11k after €30k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €489k
Fixed assets
€401k▼ 4.3%
Current assets
€88k▼ 69.5%
Equity and liabilities €489k
Equity
€89k▼ 12.3%
Debt
€400k▼ 34.0%
The debt ratio falls from 85.7% to 81.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2023 · €51k
Cash flow
€7k▼
2023 · €50k
Solvency
18.2%▲
2023 · 14.3%
Current ratio
0.27▼
2023 · 0.55
Quick ratio
0.27▲
2023 · 0.15
Debt / equity
4.50▼
2023 · 5.97
ROE
-14.0%▼
2023 · 27.9%
ROA
-2.6%▼
2023 · 4.0%
Interest coverage
5.70▼
2023 · 33.41
Debt
€400k▼
2023 · €606k
Debt ≤ 1 year
€328k▼
2023 · €526k
Debt > 1 year
€72k▼
2023 · €80k
Income taxes
€140▲
2023 · €132
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€708k€489k▼
Fixed assets21/28€420k€401k▼
Tangible fixed assets22/27€420k€401k▼
Land and buildings22€410k€398k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€7k€2k▼
Current assets29/58€288k€88k▼
Stocks and contracts in progress3€209k-
Stocks30/36€209k-
Amounts receivable within one year40/41€70k€70k=
Trade receivables40€70k€70k=
Cash at bank and in hand54/58€5k€18k▲
Deferred charges and accrued income490/1€5k€333▼
Equity and liabilities
Total equity and liabilities10/49€708k€489k▼
Equity10/15€102k€89k▼
Contributions10/11€250€250=
Reserves13€101k€101k=
Distributable reserves133€101k€101k=
Profit (loss) carried forward14-€-12k
Amounts payable17/49€606k€400k▼
Amounts payable after more than one year17€80k€72k▼
Financial debts170/4€80k€72k▼
Amounts payable within one year42/48€526k€328k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€306€20k▲
Suppliers440/4€306€20k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€6k€6k▲
Other amounts payable47/48€512k€293k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€19k▼
Other operating charges640/8€10k€716▼
Gross operating margin9900€61k€9k▼
Operating profit (loss)9901€30k€-11k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€28k€-12k▼
Income taxes67/77€132€140▲
Profit (loss) for the period9904€28k€-12k▼
Profit (loss) for the period to be appropriated9905€28k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€-12k▼
Transfer to equity691/2€28k-
To other reserves6921€28k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼144%
Net result drops to €-12k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲38.7%
4 profitable years in a row build equity to €102k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €30k ▲1.3%
Operating result €42k, net result €30k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gerdingerpoort 22 B3960 BreeGround area
274 m²
Building footprint
184 m²
Volume, LiDAR
1,198 m³
Parcel 72004B0280/00D000, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDK
since 20122.207.073.662
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0280/00D000 | Flanders | 274 m² | 1 · 184 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.