EMPIRICAL Consulting
ActiveEMPIRICAL Consulting has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439k and a net result of €3k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▲+38
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 41.19 against 31.44 in 2024; short-term debt: 2.3% and cash: 94% of total assets), and 6.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.2%
Return on assets
0.7%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-12-2025, 41 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
41 d early
2024
44 d early
2023
58 d early
2022
54 d early
2021
47 d early
2020
58 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€439k▲ 0.8%
2024 · €435k
2019: €145k
2020: €143k
2021: €233k
2022: €390k
2023: €438k
2024: €435k
2019 → 2025
Total assets
€471k▲ 4.4%
2024 · €451k
2019: €251k
2020: €174k
2021: €437k
2022: €516k
2023: €466k
2024: €451k
2019 → 2025
Net result
€3k
2024 · €-3k
2019: €67k
2020: €-2k
2021: €115k
2022: €183k
2023: €48k
2024: €-3k
2019 → 2025
Working capital
€438k▲ 0.4%
2024 · €436k
2019: €140k
2020: €141k
2021: €230k
2022: €389k
2023: €437k
2024: €436k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€390k▲ 67.8%€438k▲ 12.3%€435k▼ 0.7%€439k▲ 0.8%
Operating result€150k-€228k▲ 51.6%€68k▼ 70.2%€-7k€-1k▲ 85.2%
Net result€115k-€183k▲ 59.5%€48k▼ 73.8%€-3k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €471k
Fixed assets
€22k▲ 2,870%
Current assets
€448k▼ 0.4%
Equity and liabilities €471k
Equity
€439k▲ 0.8%
Debt
€32k▲ 105%
The debt ratio rises from 3.4% to 6.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€3k▲
2024 · €-7k
Cash flow
€8k▲
2024 · €-2k
Solvency
93.2%▼
2024 · 96.6%
Current ratio
41.19▲
2024 · 31.44
Quick ratio
41.19▲
2024 · 31.44
Debt / equity
0.07▲
2024 · 0.04
ROE
0.8%▲
2024 · -0.7%
ROA
0.7%▲
2024 · -0.7%
Interest coverage
4.42▲
2024 · -20.09
Debt
€32k▲
2024 · €16k
Debt ≤ 1 year
€11k▼
2024 · €14k
Debt > 1 year
€21k
Income taxes
€4k▲
2024 · €507
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€471k▲
Fixed assets21/28€748€22k▲
Tangible fixed assets22/27€748€22k▲
Furniture and vehicles24-€22k
Other tangible fixed assets26€748-
Current assets29/58€450k€448k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€723€3k▲
Other amounts receivable41€4k€757▼
Current investments50/53€300k-
Cash at bank and in hand54/58€139k€443k▲
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€451k€471k▲
Equity10/15€435k€439k▲
Contributions10/11€20k€20k=
Reserves13€88k€91k▲
Tax-exempt reserves132€16k€16k=
Distributable reserves133€72k€75k▲
Profit (loss) carried forward14€327k€327k=
Amounts payable17/49€16k€32k▲
Amounts payable after more than one year17-€21k
Financial debts170/4-€21k
Amounts payable within one year42/48€14k€11k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€3k€366▼
Suppliers440/4€3k€366▼
Taxes, remuneration and social security45€443€642▲
Taxes450/3€443€642▲
Other amounts payable47/48€10k€5k▼
Accrued charges and deferred income492/3€1k€50▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€794€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-6k€5k▲
Operating profit (loss)9901€-7k€-1k▲
Financial income75/76B€5k€9k▲
Recurring financial income75€5k€9k▲
Financial charges65/66B€328€782▲
Recurring financial charges65€328€782▲
Profit (loss) for the period before taxes9903€-3k€7k▲
Income taxes67/77€507€4k▲
Profit (loss) for the period9904€-3k€3k▲
Profit (loss) for the period to be appropriated9905€-3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€327k€331k▲
Profit (loss) brought forward from the previous period14P€330k€327k▼
Transfer from equity791/2€20k-
Transfer to equity691/2€20k€3k▼
To contributions691€20k-
To other reserves6921-€3k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-3k ▼106%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 17.05
Current ratio from 4.13 to 17.05; short-term debt falls from €124k to €27k.
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €183k ▲59.5%
Operating result €228k, net result €183k, both a record.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €115k
Net result €115k after one loss-making year.
30-06
Financial
Equity above €200kEq €233k ▲62.7%
Equity rises from €143k to €233k.
2020
04-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 6.02
Current ratio from 2.46 to 6.02; short-term debt falls from €96k to €28k.
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quévy · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Frameries(QLP) 317040 QuévyGround area
1,981 m²
Building footprint
98 m²
Parcel 53067B0278/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Frameries(QLP) 31, 7040 Quévy
since 20102.192.687.176
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53067B0278/00E000 | Wallonia | 1,981 m² | 1 · 98 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 35,670 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-09-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.