VDE Consult
ActiveVDE Consult has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €22k. Equity is growing by ~27.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.51 in 2024), and 81.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.1%
Return on assets
4.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
11 d late
2024
28 d late
2023
27 d late
2022
31 d late
2021
25 d late
2020
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€89k▲ 32.5%
2024 · €67k
2020: €7k
2021: €37k
2022: €62k
2023: €46k
2024: €67k
2020 → 2025
Total assets
€491k▼ 1.4%
2024 · €498k
2020: €21k
2021: €57k
2022: €81k
2023: €475k
2024: €498k
2020 → 2025
Net result
€22k▲ 6.1%
2024 · €21k
2020: €415
2021: €30k
2022: €25k
2023: €-28k
2024: €21k
2020 → 2025
Working capital
€-41k▲ 8.8%
2024 · €-45k
2020: €6k
2021: €37k
2022: €60k
2023: €-45k
2024: €-45k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€62k▲ 66.3%€46k▼ 24.6%€67k▲ 44.2%€89k▲ 32.5%
Operating result€40k-€33k▼ 16.7%€-27k€36k€46k▲ 27.4%
Net result€30k-€25k▼ 19.3%€-28k€21k€22k▲ 6.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 27% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €491k
Fixed assets
€456k▲ 1.2%
Current assets
€35k▼ 25.6%
Equity and liabilities €491k
Equity
€89k▲ 32.5%
Debt
€403k▼ 6.7%
The debt ratio falls from 86.6% to 81.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€58k▲
2024 · €48k
Cash flow
€34k▲
2024 · €32k
Solvency
18.1%▲
2024 · 13.4%
Current ratio
0.46▼
2024 · 0.51
Quick ratio
0.46▼
2024 · 0.51
Debt / equity
4.53▼
2024 · 6.44
ROE
24.5%▼
2024 · 30.7%
ROA
4.4%▲
2024 · 4.1%
Interest coverage
3.57▲
2024 · 2.86
Debt
€403k▼
2024 · €431k
Debt ≤ 1 year
€77k▼
2024 · €93k
Debt > 1 year
€324k▼
2024 · €336k
Income taxes
€8k▲
2024 · €136
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€498k€491k▼
Fixed assets21/28€451k€456k▲
Tangible fixed assets22/27€451k€456k▲
Land and buildings22€449k€455k▲
Furniture and vehicles24€2k€1k▼
Current assets29/58€48k€35k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€11k€11k▲
Other amounts receivable41€4k€4k▼
Current investments50/53€11k€4k▼
Cash at bank and in hand54/58€22k€16k▼
Deferred charges and accrued income490/1€402€765▲
Equity and liabilities
Total equity and liabilities10/49€498k€491k▼
Equity10/15€67k€89k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€48k€70k▲
Amounts payable17/49€431k€403k▼
Amounts payable after more than one year17€336k€324k▼
Financial debts170/4€336k€324k▼
Amounts payable within one year42/48€93k€77k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€2k€557▼
Suppliers440/4€2k€557▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€72k€54k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€49k€60k▲
Operating profit (loss)9901€36k€46k▲
Financial income75/76B€1k€28▼
Recurring financial income75€1k€28▼
Financial charges65/66B€17k€16k▼
Recurring financial charges65€17k€16k▼
Profit (loss) for the period before taxes9903€21k€30k▲
Income taxes67/77€136€8k▲
Profit (loss) for the period9904€21k€22k▲
Profit (loss) for the period to be appropriated9905€21k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€70k▲
Profit (loss) brought forward from the previous period14P€28k€48k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-28k ▼212%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2020net €30k ▲7242%
Net result €30k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chastre · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Mottes 71450 ChastreGround area
769 m²
Building footprint
75 m²
Parcel 25022B0543/00C002, Wallonia. Linked by address, not a title deed.
1 establishment unit
VDE Consult
since 20192.286.601.784
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25022B0543/00C002 | Wallonia | 769 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300UMPU9THIMDFE75
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,923 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.