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Generated 12-08-2026
Active BE 1007.154.364Private limited company

Vdb-OnInter-Serv

Pater Damiaanlaan 49 ·1150 Sint-Pieters-Woluwe, Belgium· 2 yrs active
Sector: Detailhandel in ICT-apparatuur (47400)
Conclusion Checked

The computed 12-month bankruptcy probability of Vdb-OnInter-Serv is 4.4% (elevated). The 2024 annual accounts show equity of €4k and a net result of €2k. Its solvency ranks better than 65% of 6698 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €4k
Net result €2k
Better than sector 65%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health86Profitability100Solvency70Growth-Stability67
81 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 70
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
4.4% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 06-10-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.5% 20.4%
better than 65% of 6698 sector peers
Net result €2k €4k
better than 44% of 6678 sector peers
Equity €4k €16k
better than 34% of 6712 sector peers
Gross operating margin €4k €24k
better than 27% of 6657 sector peers
Total assets €10k €94k
better than 9% of 6702 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€4k
Net profit€2k
Cash flow€3k
Staff costs-
Income taxes€454
Dividends-
Total assets€10k
Equity€4k
Debt€7k
of which ≤ 1y€7k
of which > 1y-
Working capital€4k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.58
Quick ratio1.58
Working capital ratio36.5%
Solvency36.5%
Debt / equity1.74
Long-term debt ratio-
Interest coverage1895.16
Gross margin-
Net margin-
ROA17.3%
ROE47.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€10k
Current assets 29/58€10k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€10k
Equity 10/15€4k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€7k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€4k
Operating result 9901€2k
Financial charges 65€2
Result before taxes 9903€2k
Income taxes 67/77€454
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in ICT-apparatuur(47400)
Legal form Private limited company(610)
Incorporation14-03-2024
StatusActive
Postal code1150
Establishment units 1 location
Vdb-OnInter-Serv
Pater Damiaanlaan 49, 1150 Sint-Pieters-WoluweKleinhandel in computers en standaardprogrammatuur
since 20242.358.084.648
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0113/00X005 Brussels 89 m² 1 · 51 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-10-2025
State Gazette act Registered-office change
v3.2
06-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
18-03-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
28-10-2025
v3.2
All acts · 2 updated 9 months ago
2025
28-10-2025 Registered office moved within Bruxelles Registered-office change
  • Rue Franklin 147, 1000 Bruxelles → Avenue Père Damien 49, 1150 Bruxelles
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Avenue P\u00E8re Damien",
        "country": "BE",
        "postcode": "1150",
        "box_number": null,
        "street_number": "49"
      },
      "old_address": {
        "city": "Bruxelles",
        "region": "Brussels",
        "street": "Rue Franklin",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "147"
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "L\u0027assembl\u00E9e d\u00E9cide de transf\u00E9rer le si\u00E8ge social de la soci\u00E9t\u00E9 \u00E0 l\u0027adresse suivante, et ce \u00E0 partir du 01/10/25: Avenue P\u00E8re Damien 49 \u00E0 1150 Bruxelles"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1007.154.364",
    "name_full": "VDB-ONINTER-SERV",
    "legal_form": "SRL"
  }
}
2024
18-03-2024 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1000 Bruxelles, Rue Franklin 147",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "VANDENBOSCH Jean-Marc",
        "niss": null,
        "address": "1000 Bruxelles, Rue Franklin 147"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2000,
      "holder_person_name": "VANDENBOSCH Jean-Marc",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 2000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2000,
  "subject_company": {
    "kbo": "1007.154.364",
    "name_full": "Vdb-OnInter-Serv",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2024-03-14",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in ICT-apparatuur47400Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels47410Detailhandel in telecommunicatieapparatuur in gespecialiseerde winkels47420
Primary activity highlighted.
Names & trade names
Legal nameFR Vdb-OnInter-Serv
Registered office
Pater Damiaanlaan 49
1150 Sint-Pieters-Woluwe, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative