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Vdb-OnInter-Serv

Active
Private limited companyfounded 20242 yrs activePater Damiaanlaan 49, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 1007.154.364
Summary

The computed 12-month bankruptcy probability of Vdb-OnInter-Serv is 4.5% (elevated). The 2024 annual accounts show equity of €3,801 and a net result of €1,801. Its solvency ranks better than 54% of 26040 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability90
Solvency62
Growth-
Track record67
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity ample (current ratio 1.58; short-term debt: 63.5% and cash: 78.9% of total assets), but 63.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
36.5%
Return on assets
17.3%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
67 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 67 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vdb-OnInter-Serv was incorporated on 14 March 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€3,801
Total assets
€10,409
Net result
€1,801
Working capital
€3,801

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €10,409
Equity €3,801
Debt €6,608
Debt finances 63.5% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€3,790
Cash flow
€3,335
Current ratio
1.58
Debt to equity
1.74
ROE
47.4%
ROA
17.3%
Interest coverage
1895.16
Debt ≤ 1 year
€6,608
Income taxes
€454

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€10,409
Current assets29/58€10,409
Amounts receivable within one year40/41€2,200
Trade receivables40€1,714
Other amounts receivable41€486
Cash at bank and in hand54/58€8,209
Equity and liabilities
Total equity and liabilities10/49€10,409
Equity10/15€3,801
Contributions10/11€2,000
Profit (loss) carried forward14€1,801
Amounts payable17/49€6,608
Amounts payable within one year42/48€6,608
Trade debts44€6,154
Suppliers440/4€6,154
Taxes, remuneration and social security45€454
Taxes450/3€454
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,533
Gross operating margin9900€3,790
Operating profit (loss)9901€2,257
Financial charges65/66B€2
Recurring financial charges65€2
Profit (loss) for the period before taxes9903€2,255
Income taxes67/77€454
Profit (loss) for the period9904€1,801
Profit (loss) for the period to be appropriated9905€1,801
Appropriation of the result
Profit (loss) to be appropriated9906€1,801

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,533
Gross operating margin9900€3,790
Operating profit (loss)9901€2,257
Financial charges65/66B€2
Recurring financial charges65€2
Profit (loss) for the period before taxes9903€2,255
Income taxes67/77€454
Profit (loss) for the period9904€1,801
Profit (loss) for the period to be appropriated9905€1,801
Line2024
Assets
Total assets20/58€10,409
Current assets29/58€10,409
Amounts receivable within one year40/41€2,200
Trade receivables40€1,714
Other amounts receivable41€486
Cash at bank and in hand54/58€8,209
Equity and liabilities
Total equity and liabilities10/49€10,409
Equity10/15€3,801
Contributions10/11€2,000
Profit (loss) carried forward14€1,801
Amounts payable17/49€6,608
Amounts payable within one year42/48€6,608
Trade debts44€6,154
Suppliers440/4€6,154
Taxes, remuneration and social security45€454
Taxes450/3€454
Line2024
Profit (loss) for the period9904€1,801
+ Depreciation and write-downs630€1,533
Operating cash flow (approximation)€3,335

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
06-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
89 m²
Building footprint
51 m²
Volume, LiDAR
469 m³
Parcel 21019A0113/00X005, Brussels · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Vdb-OnInter-Serv
Pater Damiaanlaan 49, 1150 Sint-Pieters-WoluweRetail trade
since 20242.358.084.648
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0113/00X005 Brussels 89 m² 1 · 51 m² 10.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,223 companies in sector 47400 we hold annual accounts for 1,806. 568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007154364
Also 9925:BE1007154364
Registered 30-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.