UNIFIED LABELS
ActiveThe computed 12-month bankruptcy probability of UNIFIED LABELS is 4.2% (elevated). The 2024 annual accounts show negative equity (€-7k) and a net result of €-23k. Its solvency ranks better than 16% of 26043 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
25
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency5▼-76
Growth32
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 2.27 in 2023; short-term debt: 120.5% and cash: 40.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-20.5%
Return on assets
-65.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-7k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-11-2025, 109 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
109 d late
2023
58 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-7k
2023 · €16k
2023: €16k
2023 → 2024
Total assets
€35k▲ 24.5%
2023 · €28k
2023: €28k
2023 → 2024
Net result
€-23k
2023 · €15k
2023: €15k
2023 → 2024
Working capital
€-8k
2023 · €16k
2023: €16k
2023 → 2024
Multi-year overview
Available amounts per fiscal year
Line20232024Trend
Equity€16k-€-7k
Operating result€20k-€-23k
Net result€15k-€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €23k after €20k in 2023.
Balance-sheet composition
Assets €35k
Fixed assets
€804
Current assets
€34k
Key figures and ratios
EBITDA
€-22k
Cash flow
€-22k
Solvency
-20.5%▼
2023 · 56.0%
Current ratio
0.81▼
2023 · 2.27
Quick ratio
0.81▼
2023 · 2.27
Debt / equity
-5.88▼
2023 · 0.79
ROA
-65.5%▼
2023 · 52.4%
Interest coverage
-89.15
Debt
€42k▲
2023 · €12k
Debt ≤ 1 year
€42k▲
2023 · €12k
Income taxes
€0▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€28k€35k▲
Fixed assets21/28-€804
Tangible fixed assets22/27-€804
Plant, machinery and equipment23-€804
Current assets29/58€28k€34k▲
Amounts receivable within one year40/41€22k€20k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€6k€14k▲
Equity and liabilities
Total equity and liabilities10/49€28k€35k▲
Equity10/15€16k€-7k▼
Contributions10/11€1k€1k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14-€-23k
Amounts payable17/49€12k€42k▲
Amounts payable within one year42/48€12k€42k▲
Trade debts44€2k€26k▲
Suppliers440/4€2k€26k▲
Taxes, remuneration and social security45€9k€16k▲
Taxes450/3€9k€16k▲
Other amounts payable47/48€2k€221▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€322
Other operating charges640/8-€7k
Gross operating margin9900€20k€-15k▼
Operating profit (loss)9901€20k€-23k▼
Financial income75/76B€11€16▲
Recurring financial income75€11€16▲
Financial charges65/66B€102€250▲
Recurring financial charges65€102€250▲
Profit (loss) for the period before taxes9903€20k€-23k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€15k€-23k▼
Profit (loss) for the period to be appropriated9905€15k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-23k▼
Transfer to equity691/2€15k-
To other reserves6921€15k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 109 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoornplein 53000 LeuvenGround area
266 m²
Parcel 24502C0516/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Unified Labels
since 20232.344.095.070
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0516/00B000 | Flanders | 266 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2023
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.