VDB HOLDING
VDB HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.55M and a net result of €272k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 490 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €1.55M |
| Net result | €272k |
| Better than sector | 52% |
| Active | 5 yrs |
Mixed profile: strong on stability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 45.3% | 43.0% | |
| Net result | €272k | €71k | |
| Equity | €1.55M | €481k | |
| Gross operating margin | €386k | €87k | |
| Employees (FTE) | 0.0 | 0.0 |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €272k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €81k |
| Dividends | - |
| Total assets | €3.42M |
| Equity | €1.55M |
| Debt | €1.87M |
| of which ≤ 1y | €275k |
| of which > 1y | €1.51M |
| Working capital | n/a |
| Employees (FTE) | 0.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 45.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 8.0% |
| ROE | 17.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.42M |
| Fixed assets | 21/28 | €3.20M |
| Financial fixed assets | 28 | €3.20M |
| Current assets | 29/58 | €217k |
| Amounts receivable within one year | 40/41 | €89k |
| Cash & bank | 54/58 | €128k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.42M |
| Equity | 10/15 | €1.55M |
| Contributions / capital | 10/11 | €400k |
| Reserves | 13 | €1.15M |
| Amounts payable | 17/49 | €1.87M |
| Amounts payable after one year | 17 | €1.51M |
| Amounts payable within one year | 42/48 | €275k |
| Trade debts payable within one year | 44 | €372 |
| Income statement | ||
| Gross operating margin | 9900 | €386k |
| Operating result | 9901 | €385k |
| Financial charges | 65 | €31k |
| Result before taxes | 9903 | €354k |
| Income taxes | 67/77 | €81k |
| Net result for the period | 9904 | €272k |
| Result to be appropriated | 9905 | €272k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 18-05-2021 |
| Status | Active |
| Postal code | 2350 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046C0017/00C002 | Flanders | 1,243 m² | 1 · 289 m² | 10.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
19-04-2023 1 director appointed, 1 resigning
- BV SALUS, Bestuurder
- Debby Stappers, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Debby Stappers",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": "regular",
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering keurt met \u00E9\u00E9nparigheid van stemmen het ontslag van mevrouw Debby Stappers als bestuurder goed, en dit met ingang vanaf heden.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "decharge_granted",
"role": "bestuurder",
"person": {
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},
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"evidence_quote": "De algemene vergadering bedankt mevrouw Debby Stappers voor haar diensten en beslist haar kwijting te verlenen voor haar volledig mandaat.",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
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"effective_date_qualifier": null
},
{
"kind": "director_in",
"role": "bestuurder",
"person": null,
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "0770.519.696",
"name": "BV SALUS",
"address": null,
"country": null,
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering beslist hierbij met \u00E9\u00E9nparigheid van stemmen BV SALUS (0770.519.696), vast vertegenwoordigd door mevrouw Debby Stappers te benoemen als bestuurder, en dit met ingang vanaf heden.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": "Debby Stappers",
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-04-19",
"filing_date": "2023-04-07",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-01-24",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0768.474.877",
"name_full": "VDB HOLDING",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": null,
"org_name": "DECENNIUM CAPITAL BV",
"person_name": null,
"org_rep_person_name": "Thierry Vandeghinste",
"person_role_at_subject": null
},
"co_filed_documents": [],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | VDB HOLDING |