VDB Construct & Projects
ActiveVDB Construct & Projects is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €194k and a net result of €-9k. Its solvency ranks better than 48% of 31523 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability0
Solvency75
Growth-
Stability50
Credit verdict
Credit up to €6k at 30 days only on tighter terms
Liquidity short (current ratio 0.88), and 46.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€194k
Total assets
€360k
Net result
€-9k
Working capital
€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €360k
Fixed assets
€339k
Current assets
€21k
Equity and liabilities €360k
Equity
€194k
Provisions
€94k
Debt
€72k
Debt finances 20.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€-6k
Cash flow
€-7k
Solvency
53.9%
Current ratio
0.88
Quick ratio
0.88
Debt / equity
0.37
ROE
-4.7%
ROA
-2.5%
Interest coverage
-6.87
Debt
€72k
Debt ≤ 1 year
€24k
Debt > 1 year
€48k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€360k
Fixed assets21/28€339k
Tangible fixed assets22/27€339k
Land and buildings22€339k
Current assets29/58€21k
Amounts receivable within one year40/41€17k
Trade receivables40€17k
Cash at bank and in hand54/58€4k
Equity and liabilities
Total equity and liabilities10/49€360k
Equity10/15€194k
Contributions10/11€203k
Profit (loss) carried forward14€-9k
Provisions and deferred taxes16€94k
Provisions for liabilities and charges160/5€94k
Environmental obligations163€94k
Amounts payable17/49€72k
Amounts payable after more than one year17€48k
Financial debts170/4€48k
Amounts payable within one year42/48€24k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€18k
Accrued charges and deferred income492/3€306
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€18k
Gross operating margin9900€11k
Operating profit (loss)9901€-8k
Financial charges65/66B€928
Recurring financial charges65€928
Profit (loss) for the period before taxes9903€-9k
Profit (loss) for the period9904€-9k
Profit (loss) for the period to be appropriated9905€-9k
Appropriation of the result
Profit (loss) to be appropriated9906€-9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Essen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huybergsebaan 1882910 EssenGround area
4.0 ha
Parcel 11642D0627/00N003, Flanders. Linked by address, not a title deed.
1 establishment unit
VDB Construct & Projects
since 20252.378.376.553
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11642D0627/00N003 | Flanders | 4.0 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 2,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2025
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.