Vd-Konsult
ActiveVd-Konsult has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €29k. Equity is growing by ~46.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 9.1 against 1.14 in 2024; short-term debt: 6.1% and cash: 30.2% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
29.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
62 d early
2024
59 d early
2023
26 d early
2022
32 d late
2021
25 d late
2020
4 d early
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 80.8%
2024 · €51k
2018: €11k
2019: €8k
2020: €9k
2021: €19k
2022: €24k
2023: €45k
2024: €51k
2018 → 2025
Total assets
€97k▲ 0.7%
2024 · €97k
2018: €47k
2019: €30k
2020: €26k
2021: €63k
2022: €80k
2023: €89k
2024: €97k
2018 → 2025
Net result
€29k▼ 24.8%
2024 · €38k
2018: €-8k
2019: €-3k
2020: €1k
2021: €10k
2022: €5k
2023: €21k
2024: €38k
2018 → 2025
Working capital
€48k▲ 660%
2024 · €6k
2018: €4k
2019: €592
2020: €3k
2021: €-3k
2022: €-12k
2023: €-4k
2024: €6k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€24k▲ 25.1%€45k▲ 86.8%€51k▲ 13.2%€92k▲ 80.8%
Operating result€18k-€11k▼ 35.0%€29k▲ 156%€49k▲ 69.3%€39k▼ 21.0%
Net result€10k-€5k▼ 53.9%€21k▲ 332%€38k▲ 82.3%€29k▼ 24.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€44k▼ 5.0%
Current assets
€54k▲ 5.8%
Equity and liabilities €97k
Equity
€92k▲ 80.8%
Debt
€6k▼ 87.2%
The debt ratio falls from 47.7% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €58k
Cash flow
€38k▼
2024 · €47k
Solvency
93.9%▲
2024 · 52.3%
Current ratio
9.10▲
2024 · 1.14
Quick ratio
9.10▲
2024 · 1.14
Debt / equity
0.06▼
2024 · 0.91
ROE
31.1%▼
2024 · 74.8%
ROA
29.3%▼
2024 · 39.1%
Interest coverage
21.72▼
2024 · 23.88
Debt
€6k▼
2024 · €46k
Debt ≤ 1 year
€6k▼
2024 · €44k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€97k▲
Fixed assets21/28€46k€44k▼
Tangible fixed assets22/27€46k€44k▼
Land and buildings22€34k€34k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€5k€5k▲
Current assets29/58€51k€54k▲
Amounts receivable within one year40/41€22k€16k▼
Trade receivables40€14k€11k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€27k€29k▲
Deferred charges and accrued income490/1€2k€8k▲
Equity and liabilities
Total equity and liabilities10/49€97k€97k▲
Equity10/15€51k€92k▲
Contributions10/11€6k€19k▲
Reserves13€44k€73k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€71k▲
Amounts payable17/49€46k€6k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€44k€6k▼
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€12€467▲
Taxes450/3€12€467▲
Other amounts payable47/48€34k€414▼
Income statement
Code20242025
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€549€525▼
Gross operating margin9900€59k€49k▼
Operating profit (loss)9901€49k€39k▼
Financial income75/76B€100€0▼
Recurring financial income75€100€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€47k€37k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€38k€29k▼
Profit (loss) for the period to be appropriated9905€38k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€29k▼
Transfer to equity691/2€6k€29k▲
To other reserves6921€6k€29k▲
Profit to be distributed694/7€32k-
Return on contributions (dividend)694€32k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 9.10
Current ratio from 1.14 to 9.10; short-term debt falls from €44k to €6k.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €38k ▲82.3%
Operating result €49k, net result €38k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Permekelaan 43500 HasseltGround area
258 m²
Building footprint
110 m²
Volume, LiDAR
863 m³
Parcel 71327G0587/00F000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vd-Konsult
since 20162.257.349.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0587/00F000 | Flanders | 258 m² | 1 · 110 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2016
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:+32473945781
E-mail:vdkonsult@telenet.be