VD GESTION
ActiveVD GESTION has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €41k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 34% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency56▲+23
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.0 in 2024; short-term debt: 69.3% and cash: 48.2% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
21%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €59k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
64 d early
2024
109 d early
2023
50 d early
2022
63 d early
2021
3 d early
2020
76 d early
2019
121 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 216%
2024 · €19k
2019: €22k
2020: €45k
2021: €110k
2022: €20k
2023: €19k
2024: €19k
2019 → 2025
Total assets
€194k▼ 16.3%
2024 · €231k
2019: €34k
2020: €56k
2021: €160k
2022: €177k
2023: €170k
2024: €231k
2019 → 2025
Net result
€41k▼ 81.9%
2024 · €225k
2019: €14k
2020: €25k
2021: €64k
2022: €78k
2023: €158k
2024: €225k
2019 → 2025
Working capital
€34k
2024 · €-372
2019: €9k
2020: €23k
2021: €87k
2022: €-475
2023: €-678
2024: €-372
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€20k▼ 81.8%€19k▼ 4.7%€19k▼ 0.8%€59k▲ 216%
Operating result€81k-€100k▲ 22.7%€206k▲ 107%€299k▲ 44.7%€52k▼ 82.5%
Net result€64k-€78k▲ 20.8%€158k▲ 104%€225k▲ 42.0%€41k▼ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€26k▲ 33.8%
Current assets
€168k▼ 20.9%
Equity and liabilities €194k
Equity
€59k▲ 216%
Debt
€134k▼ 36.9%
The debt ratio falls from 91.9% to 69.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57k▼
2024 · €304k
Cash flow
€46k▼
2024 · €230k
Solvency
30.7%▲
2024 · 8.1%
Current ratio
1.25▲
2024 · 1.00
Quick ratio
1.25▲
2024 · 1.00
Debt / equity
2.26▼
2024 · 11.30
ROE
68.3%
ROA
21.0%▼
2024 · 97.1%
Interest coverage
32.87▼
2024 · 88.25
Debt
€134k▼
2024 · €213k
Debt ≤ 1 year
€134k▼
2024 · €213k
Income taxes
€10k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€231k€194k▼
Fixed assets21/28€19k€26k▲
Tangible fixed assets22/27€19k€26k▲
Furniture and vehicles24€8k€17k▲
Leasing and similar rights25-€950
Other tangible fixed assets26€12k€8k▼
Current assets29/58€212k€168k▼
Amounts receivable within one year40/41€186k€75k▼
Trade receivables40€186k€40k▼
Other amounts receivable41-€35k
Cash at bank and in hand54/58€26k€93k▲
Deferred charges and accrued income490/1€147-
Equity and liabilities
Total equity and liabilities10/49€231k€194k▼
Equity10/15€19k€59k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€225€41k▲
Amounts payable17/49€213k€134k▼
Amounts payable within one year42/48€213k€134k▼
Current portion of amounts payable after more than one year42€15k-
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€63k€19k▼
Taxes450/3€57k€19k▼
Remuneration and social security454/9€6k-
Other amounts payable47/48€132k€100k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€548€635▲
Gross operating margin9900€304k€58k▼
Operating profit (loss)9901€299k€52k▼
Financial income75/76B€33€18▼
Recurring financial income75€33€18▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€295k€50k▼
Income taxes67/77€70k€10k▼
Profit (loss) for the period9904€225k€41k▼
Profit (loss) for the period to be appropriated9905€225k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€225k€41k▼
Profit (loss) brought forward from the previous period14P€385€225▼
Profit to be distributed694/7€225k-
Return on contributions (dividend)694€225k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €225k ▲42%
Operating result €299k, net result €225k, both a record.
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €110k ▲142%
3 profitable years in a row build equity to €110k.
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cactuslaan 191150 Sint-Pieters-WoluweGround area
1,805 m²
Building footprint
707 m²
Volume, LiDAR
10,268 m³
2 parcels, Brussels · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VD MANAGEMENT
since 20192.286.950.588
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0013/00F003 | Brussels | 969 m² | 1 · 512 m² | 23.4 m · 6 fl. |
| 21682C0145/00K004 | Brussels | 836 m² | 1 · 195 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JCX GESTION
BE 0467.537.822
Oudergem · Eq €59k
S.P. RENES
BE 1016.964.529
Gent · Eq €60k
EDDAN
BE 0790.484.870
Antwerpen · Eq €60k
ALL FIRE PROJECTS AND PRODUCTS
BE 0464.717.694
Genk · Eq €59k
DE FREYNE GRIET
BE 0791.339.757
Aalst · Eq €60k
Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2019
Fiscal year end30-06
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:victoriadonner@hotmail.com
Phone:0479/539951