SK OFFICE
ActiveSummary
SK OFFICE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €75k and a net result of €18k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+9
Solvency80▲+7
Growth73▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.06 in 2023; short-term debt: 38.1% and cash: 2.4% of total assets), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
55.3%
Return on assets
13.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
4 d early
2023
32 d early
2022
107 d late
2021
94 d late
2020
92 d late
2019
117 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€152k▲ 0.6%
2021 · €151k
2019: €118k
2021: €151k
2019 → 2022
EBIT margin
-0.7%▼ 10.0pp
2021 · 9.3%
2019: 12.3%
2021: 9.3%
2019 → 2022
Net result
€18k▲ 144%
2023 · €7k
2019: €15k
2020: €41k
2021: €8k
2022: €-13k
2023: €7k
2019 → 2024
Working capital
€76k▲ 32.1%
2023 · €57k
2019: €20k
2020: €61k
2021: €68k
2022: €83k
2023: €57k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€151k€152k▲ 0.6%
Equity€61k-€69k▲ 13.6%€56k▼ 18.3%€59k▲ 5.2%€75k▲ 27.7%
Operating result€47k-€14k▼ 70.1%€-1k€20k€15k▼ 22.2%
Net result€41k-€8k▼ 79.9%€-13k€7k€18k▲ 144%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €136k
Fixed assets
€9k ▼ 18.7%
Current assets
€128k ▲ 14.8%
Equity and liabilities €136k
Equity
€75k ▲ 27.7%
Debt
€61k ▼ 3.1%
Debt's share of the balance-sheet total falls from 51.5% to 44.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2023 · €21k
Cash flow
€21k▲
2023 · €9k
Current ratio
2.45▲
2023 · 2.06
Debt to equity
0.81▼
2023 · 1.06
ROE
24.1%▲
2023 · 12.6%
ROA
13.3%▲
2023 · 6.1%
Interest coverage
12.78▲
2023 · 9.13
Debt ≤ 1 year
€52k▼
2023 · €54k
Debt > 1 year
€9k=
2023 · €9k
Income taxes
€1k▼
2023 · €10k
Staff costs
€48k▼
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€122k€136k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€11k€9k▼
Plant, machinery and equipment23€842€1k▲
Furniture and vehicles24€10k€8k▼
Financial fixed assets28€8€8=
Current assets29/58€111k€128k▲
Amounts receivable after more than one year29€46k€73k▲
Other amounts receivable291€46k€73k▲
Amounts receivable within one year40/41€46k€51k▲
Trade receivables40€42k€46k▲
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€18k€3k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€122k€136k▲
Equity10/15€59k€75k▲
Contributions10/11€500€500=
Outside capital11-€500
Other1109/19-€500
Reserves13€8k€25k▲
Non-distributable reserves130/1€726€726=
Legal reserve130-€726
Reserves not available under the articles1311€726-
Distributable reserves133€7k€24k▲
Profit (loss) carried forward14€50k€50k=
Amounts payable17/49€63k€61k▼
Amounts payable after more than one year17€9k€9k=
Financial debts170/4€9k€9k=
Amounts payable within one year42/48€54k€52k▼
Current portion of amounts payable after more than one year42€8k€4k▼
Trade debts44€12k€7k▼
Suppliers440/4€12k€7k▼
Taxes, remuneration and social security45€33k€41k▲
Taxes450/3€23k€25k▲
Remuneration and social security454/9€10k€16k▲
Income statement
Code20232024
Remuneration, social security and pensions62€51k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€5k€2k▼
Gross operating margin9900€77k€69k▼
Operating profit (loss)9901€20k€15k▼
Financial income75/76B€44€6k▲
Recurring financial income75€44€6k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€17k€19k▲
Income taxes67/77€10k€1k▼
Profit (loss) for the period9904€7k€18k▲
Profit (loss) for the period to be appropriated9905€7k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€69k▲
Profit (loss) brought forward from the previous period14P€50k€50k=
Transfer to equity691/2€7k€18k▲
To other reserves6921€7k€18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼252%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 94 days late
2021
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Highest result since 2019net €41k ▲182%
Operating result €47k, net result €41k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.25
Current ratio from 2.00 to 4.25; short-term debt falls from €20k to €19k.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 117 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Griendeplein 4A9000 GentGround area
67 m²
Building footprint
93 m²
Volume, LiDAR
715 m³
Parcel 44810K0070/00X000, Flanders · tallest building 16.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sk Office
since 20192.340.147.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0070/00X000 | Flanders | 67 m² | 1 · 93 m² | 16.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,255 EUR awarded · 2,255 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 336 EUR | 336 EUR |
| 2024 | 1 | 270 EUR | 270 EUR |
| 2023 | 1 | 1,389 EUR | 1,389 EUR |
| 2022 | 1 | 260 EUR | 260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
SPRL CARMIN GESTION
BE 0639.992.637
Soignies · Eq €75,492
IDERGIE
BE 0451.482.540
Hotton · Eq €75,498
LD CONSULT HR SERVICES
BE 0751.559.265
Assesse · Eq €75,473
WODAN GROUP
BE 0477.108.158
Hasselt · Eq €75,465
DrieB
BE 0830.859.834
Boutersem · Eq €75,516
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,913 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.