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VCR CONSTRUCT

Active Private limited companyfounded 2025active for 1 yearTrieu de la Bouve 2, 7387 HonnellesKBO/BCE: BE 1021.056.840

Lifetime

1 annual account with figures
peak €385,563 (2025)
€385,563 
peak €69,003 (2025)
€69,003 
peak €73,170 (2025)
€73,170 
€144,518 
Board1 name since 2025
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Incorporation 18-03Dividend €8331 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €870,000 estimated

The micro format states no turnover.

Position in the sector

€69,003

Higher net result than 92% of companies in construction of buildings. Sector median €8,556 · 9,461 companies.

Checked score

40
Weak
Financially stronger than 54% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.4% Elevated
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2026: 3.6% 05-2026: 3.7%▲ +0.1 percentage points vs 04-2026 06-2026: 3.7%● unchanged vs 05-2026 07-2026: 4.2%▲ +0.5 percentage points vs 06-2026 08-2026: 3.3%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 3.4%▲ +0.1 percentage points vs 08-2026 10-2026: 4.4%▲ +1.0 percentage point vs 09-2026highest value 11-2026: 4.4%● unchanged vs 10-2026highest value

Financial strength
Strong

59equity 33.6% of total assets
34short-term debt 45.5% · cash 4.8%
100return on assets 31.7%

Score breakdown

raises risk
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €217,688
lowers risk
Figures for financial year 2025 (filed on 01-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 41% of them on solvency, 29% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as VCR CONSTRUCT has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of VCR CONSTRUCT itself is higher: 4.4% within 12 months. It rests on far more data about VCR CONSTRUCT than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for VCR CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms

Liquidity is tight, with a current ratio of 1.41, below the usual 1.5. Short-term debt is 45.5% and cash 4.8% of total assets. 66.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Figures for financial year 2025 (filed on 01-07-2026)
NBB · annual accounts
raises risk · Size: total assets €217,688
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

VC
Director, since 14-03-2025
  • VILAIN Cyrille André François 100 sharesdeed of 18-03-2025
Board & ownership

Recent changes

Registered office moved from Dour to Honnelles New registered office: Trieu de la Bouve 2, 7387 Honnelles · Previous registered office: Rue de la Frontière 450, 7370 Dour · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1021056840
Incorporation Founding capital of €5,000, 100 shares · Founder: VILAIN Cyrille André François · Appointment: VILAIN Cyrille André François (director) · published on 18-03-2025 · Gazette deed
First establishment Rue Camille Moury 133, Dour
All 5 events

Comparable companies

same main activity, similar in size and age
Company
VCR CONSTRUCT Honnelles €217,688 €385,563 33.6% -
C.L. CONSTRUCT & FILS Fleurus €180,413 €250,982 10.7% -
IMMOBATI Chaudfontaine €215,451 €461,443 6.4% -
PERREMAN EN ZOON Pajottegem €173,544 €308,325 16.1% -
BEKAERT WESLEY BOUWONDERNEMING Houthulst €287,281 €297,781 28.9% -
MAI Construction Aalst €215,297 €302,451 65.4% -
BROSENS BOUWWERKEN Hoogstraten €279,966 €264,722 18.0% -

These companies have the same main activity as VCR CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €174,000 and €287,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 14-03-2025Normal situation
Activity
General construction of residential buildingsNACE 41001and 5 others
Joint committee
124Construction · annual accounts 2025
Establishment unit
2.371.737.1027370 Dour, since 14-03-2025
Financial year end
31 December
Peppol
Reachable since 30-09-2025
Company details

Annual accounts 2025

€217,688
Employeeson 31-12-2025
7
Filing
Filed on 01-07-2026, 30 days before the end of the filing period
Financials

Insights on VCR CONSTRUCT

The computed 12-month bankruptcy probability of VCR CONSTRUCT is 4.4% (elevated). The 2025 annual accounts show equity of €73,170 and a net result of €69,003.

Its solvency ranks better than 40% of 9,471 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VCR CONSTRUCT

What is the company number of VCR CONSTRUCT?
The company number of VCR CONSTRUCT is 1021.056.840. The VAT number is the same number with BE in front: BE 1021.056.840.
Where is VCR CONSTRUCT based?
The registered office is at Trieu de la Bouve 2, 7387 Honnelles.Company details
What does VCR CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of VCR CONSTRUCT?
VCR CONSTRUCT is a private limited company (BV).
When was VCR CONSTRUCT founded?
VCR CONSTRUCT was founded on 14-03-2025.
Is VCR CONSTRUCT still active?
Yes, VCR CONSTRUCT is an active enterprise in the KBO register.
How many employees does VCR CONSTRUCT have?
VCR CONSTRUCT had an average of 7.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VCR CONSTRUCT fall under?
In its 2025 annual accounts, VCR CONSTRUCT states joint committee 124 (Construction).
What is the turnover of VCR CONSTRUCT?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €385,563 and 56 comparable companies (NACE 41001). It probably lies between €700,000 and €1.4m.
Is VCR CONSTRUCT profitable?
In financial year 2025, VCR CONSTRUCT made a profit of €69,003.
Where can I find the annual accounts of VCR CONSTRUCT?
VCR CONSTRUCT filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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