VCR CONSTRUCT
ActiveSummary
VCR CONSTRUCT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €69k. Its solvency ranks better than 39% of 7453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency59
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 45.5% and cash: 4.8% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
31.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€73k
Total assets
€218k
Net result
€69k
Working capital
€40k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €218k
Fixed assets
€78k
Current assets
€139k
Equity and liabilities €218k
Equity
€73k
Debt
€145k
Debt finances 66.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€106k
Cash flow
€80k
Current ratio
1.41
Quick ratio
1.20
Debt to equity
1.98
ROE
94.3%
ROA
31.7%
Interest coverage
24.22
Debt ≤ 1 year
€99k
Debt > 1 year
€45k
Income taxes
€22k
Staff costs
€278k
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet
Code2025
Assets
Total assets20/58€218k
Fixed assets21/28€78k
Tangible fixed assets22/27€78k
Plant, machinery and equipment23€30k
Furniture and vehicles24€11k
Leasing and similar rights25€37k
Current assets29/58€139k
Stocks and contracts in progress3€21k
Stocks30/36€21k
Amounts receivable within one year40/41€105k
Trade receivables40€96k
Other amounts receivable41€8k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€218k
Equity10/15€73k
Contributions10/11€5k
Profit (loss) carried forward14€68k
Amounts payable17/49€145k
Amounts payable after more than one year17€45k
Financial debts170/4€45k
Amounts payable within one year42/48€99k
Current portion of amounts payable after more than one year42€17k
Trade debts44€30k
Suppliers440/4€30k
Taxes, remuneration and social security45€40k
Taxes450/3€22k
Remuneration and social security454/9€18k
Other amounts payable47/48€12k
Income statement
Code2025
Remuneration, social security and pensions62€278k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€1k
Gross operating margin9900€386k
Operating profit (loss)9901€95k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€91k
Income taxes67/77€22k
Profit (loss) for the period9904€69k
Profit (loss) for the period to be appropriated9905€69k
Appropriation of the result
Profit (loss) to be appropriated9906€69k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 01-09-2026
- Registered-office move, Trieu de la Bouve(FAY) 2, 7387 Honnelles
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Honnelles · 1 establishment unit since 2025
Ground area
1.2 ha
Building footprint
2,764 m²
Volume, LiDAR
16,197 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VCR Construct
since 20252.371.737.102
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53020A0732/00R000 | Wallonia | 6,124 m² | 1 · 2,279 m² | 8.1 m · 2 fl. |
| 53026A0284/00K000 | Wallonia | 5,542 m² | 1 · 485 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FINIQ
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SCHUITEN GAEL
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Algemene Bouwonderneming Vercammen L.
BE 0465.798.453
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ARSO GROUP
BE 0787.340.090
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MI3E CONSTRUCTION
BE 1004.276.632
Machelen (Brab.) · Eq €73,126
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,234 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43120Site preparation
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43331Floor and wall tiling
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:[email protected]
Phone:+32494631750