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Vcoptic

Active
Private limited companyfounded 20223 yrs activeRue des Marronniers(Thy) 14, 5651 Walcourt, BelgiumKBO/BCE: BE 0795.268.851
Summary

The computed 12-month bankruptcy probability of Vcoptic is 2.3% (moderate). The 2024 annual accounts show equity of €166,180 and a net result of €78,350. Its solvency ranks better than 70% of 26049 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency82▲+16
Growth52
Track record94
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.15 against 1.55 in 2023; short-term debt: 31.6% and cash: 41.4% of total assets), and 43.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
14 d early
2023
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Vcoptic was incorporated on 22 December 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€166,180▲ 89.2%
2023 · €87,830
Total assets
€293,901▲ 35.9%
2023 · €216,275
Net result
€78,350▼ 5.4%
2023 · €82,830
Working capital
€106,809▲ 67.5%
2023 · €63,773
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result€106,523-€112,826▲ 5.9%
Net result€82,830above the sector's middle half-€78,350above the sector's middle half▼ 5.4%
Equity€87,830within the sector's middle half-€166,180above the sector's middle half▲ 89.2%
Total assets€216,275within the sector's middle half-€293,901within the sector's middle half▲ 35.9%
Debt€128,446-€127,721▼ 0.6%
Working capital€63,773within the sector's middle half-€106,809above the sector's middle half▲ 67.5%
Solvency40.6%within the sector's middle half-56.5%within the sector's middle half▲ 15.9pp
Current ratio1.55within the sector's middle half-2.15within the sector's middle half▲ 0.60
Return on assets (ROA)38.3%above the sector's middle half-26.7%above the sector's middle half▼ 11.6pp
Staff (FTE)1
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2023: €106,523€106,523Net result 2023: €82,830€82,830Operating result 2024: €112,826€112,826Net result 2024: €78,350€78,35020232024€0€50,000€100,000Operating result 2023: €106,523€107,000Net result 2023: €82,830€82,800Operating result 2024: €112,826€113,000Net result 2024: €78,350€78,40020232024
The operating result rises in 2024; 2024 is 6% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €293,901
Fixed assets €94,126 ▲ 157%
Current assets €199,775 ▲ 11.2%
Equity and liabilities €293,901
Equity €166,180 ▲ 89.2%
Debt €127,721 ▼ 0.6%
Debt's share of the balance-sheet total falls from 59.4% to 43.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€128,271▲
2023 · €117,217
Cash flow
€93,796▲
2023 · €93,523
Quick ratio
1.39▲
2023 · 1.04
Debt to equity
0.77▼
2023 · 1.46
ROE
47.1%▼
2023 · 94.3%
Interest coverage
40.23▲
2023 · 36.95
Debt ≤ 1 year
€92,966▼
2023 · €115,867
Debt > 1 year
€34,755▲
2023 · €12,579
Income taxes
€33,572▲
2023 · €21,716
Staff costs
€3,173
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€216,275€293,901▲
Fixed assets21/28€36,636€94,126▲
Intangible fixed assets21€900€600▼
Tangible fixed assets22/27€35,736€93,526▲
Plant, machinery and equipment23€31,031€51,202▲
Furniture and vehicles24€394€39,156▲
Other tangible fixed assets26€4,311€3,168▼
Current assets29/58€179,640€199,775▲
Stocks and contracts in progress3€59,255€70,898▲
Stocks30/36€59,255€70,898▲
Amounts receivable within one year40/41€57,893€5,881▼
Trade receivables40€49,608€3,452▼
Other amounts receivable41€8,284€2,428▼
Cash at bank and in hand54/58€62,083€121,756▲
Deferred charges and accrued income490/1€409€1,241▲
Equity and liabilities
Total equity and liabilities10/49€216,275€293,901▲
Equity10/15€87,830€166,180▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€82,830€161,180▲
Amounts payable17/49€128,446€127,721▼
Amounts payable after more than one year17€12,579€34,755▲
Financial debts170/4€12,579€34,755▲
Amounts payable within one year42/48€115,867€92,966▼
Current portion of amounts payable after more than one year42€5,572€12,874▲
Trade debts44€58,343€42,072▼
Suppliers440/4€58,343€42,072▼
Taxes, remuneration and social security45€14,094€10,150▼
Taxes450/3€11,194€6,365▼
Remuneration and social security454/9€2,900€3,785▲
Other amounts payable47/48€37,857€27,870▼
Income statement Code20232024
Remuneration, social security and pensions62-€3,173
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,694€15,446▲
Other operating charges640/8€163€1,795▲
Gross operating margin9900€117,380€133,239▲
Operating profit (loss)9901€106,523€112,826▲
Financial income75/76B€1,194€2,284▲
Recurring financial income75€1,194€2,284▲
Financial charges65/66B€3,172€3,188▲
Recurring financial charges65€3,172€3,188▲
Profit (loss) for the period before taxes9903€104,545€111,922▲
Income taxes67/77€21,716€33,572▲
Profit (loss) for the period9904€82,830€78,350▼
Profit (loss) for the period to be appropriated9905€82,830€78,350▼
Appropriation of the result
Profit (loss) to be appropriated9906€82,830€161,180▲
Profit (loss) brought forward from the previous period14P-€82,830

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62-€3,173-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,694€15,446▲ 44.4%
Other operating charges640/8€163€1,795▲ 1,002%
Gross operating margin9900€117,380€133,239▲ 13.5%
Operating profit (loss)9901€106,523€112,826▲ 5.9%
Financial income75/76B€1,194€2,284▲ 91.3%
Recurring financial income75€1,194€2,284▲ 91.3%
Financial charges65/66B€3,172€3,188▲ 0.5%
Recurring financial charges65€3,172€3,188▲ 0.5%
Profit (loss) for the period before taxes9903€104,545€111,922▲ 7.1%
Income taxes67/77€21,716€33,572▲ 54.6%
Profit (loss) for the period9904€82,830€78,350▼ 5.4%
Profit (loss) for the period to be appropriated9905€82,830€78,350▼ 5.4%
Line20232024Change
Assets
Total assets20/58€216,275€293,901▲ 35.9%
Fixed assets21/28€36,636€94,126▲ 157%
Intangible fixed assets21€900€600▼ 33.3%
Tangible fixed assets22/27€35,736€93,526▲ 162%
Plant, machinery and equipment23€31,031€51,202▲ 65.0%
Furniture and vehicles24€394€39,156▲ 9,827%
Other tangible fixed assets26€4,311€3,168▼ 26.5%
Current assets29/58€179,640€199,775▲ 11.2%
Stocks and contracts in progress3€59,255€70,898▲ 19.6%
Stocks30/36€59,255€70,898▲ 19.6%
Amounts receivable within one year40/41€57,893€5,881▼ 89.8%
Trade receivables40€49,608€3,452▼ 93.0%
Other amounts receivable41€8,284€2,428▼ 70.7%
Cash at bank and in hand54/58€62,083€121,756▲ 96.1%
Deferred charges and accrued income490/1€409€1,241▲ 204%
Equity and liabilities
Total equity and liabilities10/49€216,275€293,901▲ 35.9%
Equity10/15€87,830€166,180▲ 89.2%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€82,830€161,180▲ 94.6%
Amounts payable17/49€128,446€127,721▼ 0.6%
Amounts payable after more than one year17€12,579€34,755▲ 176%
Financial debts170/4€12,579€34,755▲ 176%
Amounts payable within one year42/48€115,867€92,966▼ 19.8%
Current portion of amounts payable after more than one year42€5,572€12,874▲ 131%
Trade debts44€58,343€42,072▼ 27.9%
Suppliers440/4€58,343€42,072▼ 27.9%
Taxes, remuneration and social security45€14,094€10,150▼ 28.0%
Taxes450/3€11,194€6,365▼ 43.1%
Remuneration and social security454/9€2,900€3,785▲ 30.5%
Other amounts payable47/48€37,857€27,870▼ 26.4%
Line20232024Change
Profit (loss) for the period9904€82,830€78,350▼ 5.4%
+ Depreciation and write-downs630€10,694€15,446▲ 44.4%
Operating cash flow (approximation)€93,523€93,796▲ 0.3%
Investment in fixed assets (approximation)--€72,936-
Change in cash-€59,673-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Equity above €150,000Eq €166,180 ▲89.2%
2 profitable years in a row build equity to €166,180.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
123 m²
Building footprint
121 m²
Parcel 93078C0167/00H004, Wallonia. Linked by address, not a title deed.
1 establishment unit
VCOPTIC SRL
Rue des Marronniers(Thy) 14, 5651 WalcourtOther manufacturing
since 20222.339.879.332
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93078C0167/00H004 Wallonia 123 m² 1 · 121 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,734 companies in sector 47742 we hold annual accounts for 1,140. 979 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
32500Manufacture of medical and dental instruments and supplies
Contact
E-mail valentin.vdk@outlook.com
Phone +32498793057
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795268851
Also 9925:BE0795268851
Registered 07-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.