Vbrix is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €113k and a net result of €13k. Its solvency ranks better than 36% of 2413 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€113k
Net result
€13k
Total assets
€333k
Solvency
34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €333k
Equity
€113k
Debt
€220k
Debt finances 66.0% of the balance-sheet total.
Key figures and ratios
Solvency
34.0%
ROE
11.7%
ROA
4.0%
Debt
€220k
Debt ≤ 1 year
€65k
Debt > 1 year
€155k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€333k
Current assets29/58€333k
Stocks and contracts in progress3€309k
Stocks30/36€309k
Cash at bank and in hand54/58€9k
Deferred charges and accrued income490/1€15k
Equity and liabilities
Total equity and liabilities10/49€333k
Equity10/15€113k
Contributions10/11€100k
Reserves13€13k
Distributable reserves133€13k
Amounts payable17/49€220k
Amounts payable after more than one year17€155k
Financial debts170/4€155k
Amounts payable within one year42/48€65k
Financial debts43€25k
Credit institutions430/8€25k
Trade debts44€119
Suppliers440/4€119
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€37k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€969
Gross operating margin9900€29k
Operating profit (loss)9901€26k
Financial charges65/66B€10k
Recurring financial charges65€10k
Profit (loss) for the period before taxes9903€17k
Income taxes67/77€3k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Transfer to equity691/2€13k
To other reserves6921€13k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijf Gezusterslaan 22 A2960 BrechtGround area
2,598 m²
Building footprint
260 m²
Volume, LiDAR
686 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vbrix
since 20242.367.843.145
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11332L0025/00X005 | Flanders | 1,368 m² | 1 · 140 m² | - |
| 11332L0025/00W005 | Flanders | 1,230 m² | 1 · 120 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HOLDING TIMEZIO
BE 0776.992.863
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MK KLIMMO
BE 0732.850.935
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Skima
BE 1005.403.713
Zemst · Eq €107k
Of 591 companies in sector 66300 we hold annual accounts for 366. 241 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2024
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
86995Nutrition and dietetics services
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.