BS IMMO
ActiveSummary
BS IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€21,966) and a net result of -€3,675. Its solvency ranks better than 6% of 2451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 2451 sector peers (2025).
NBB · sector comparisonPosition among 2451 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
22 d early
2024
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€21,966▼ 20.1%
2024 · -€18,290
Net result
-€3,675▲ 81.9%
2024 · -€20,290
Total assets
€231,808▼ 4.5%
2024 · €242,828
Solvency
-9.5%▼ 1.9pp
2024 · -7.5%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€11,965-€3,153
Net result-€20,290--€3,675▲ 81.9%
Equity-€18,290--€21,966▼ 20.1%
Total assets€242,828-€231,808▼ 4.5%
Debt€261,118-€253,773▼ 2.8%
Working capital-€97,261--€100,412▼ 3.2%
Solvency-7.5%--9.5%▼ 1.9pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3,153 after a loss of €11,965 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €231,808
Fixed assets
€212,980 ▼ 4.1%
Current assets
€18,828 ▼ 8.9%
Key figures and ratios
ROA
-1.6%▲
2024 · -8.4%
Debt ≤ 1 year
€119,240▲
2024 · €117,927
Debt > 1 year
€134,533▼
2024 · €143,191
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,967 | €9,182 | ▲ 31.8% |
| Other operating charges640/8 | €10,217 | €8,883 | ▼ 13.1% |
| Gross operating margin9900 | €5,220 | €21,219 | ▲ 306% |
| Operating profit (loss)9901 | -€11,965 | €3,153 | ▲ 126% |
| Financial charges65/66B | €8,326 | €6,829 | ▼ 18.0% |
| Recurring financial charges65 | €8,326 | €6,829 | ▼ 18.0% |
| Profit (loss) for the period before taxes9903 | -€20,290 | -€3,675 | ▲ 81.9% |
| Profit (loss) for the period9904 | -€20,290 | -€3,675 | ▲ 81.9% |
| Profit (loss) for the period to be appropriated9905 | -€20,290 | -€3,675 | ▲ 81.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €242,828 | €231,808 | ▼ 4.5% |
| Fixed assets21/28 | €222,162 | €212,980 | ▼ 4.1% |
| Tangible fixed assets22/27 | €221,712 | €212,530 | ▼ 4.1% |
| Land and buildings22 | €189,902 | €184,734 | ▼ 2.7% |
| Furniture and vehicles24 | €4,640 | €3,547 | ▼ 23.6% |
| Other tangible fixed assets26 | €27,170 | €24,249 | ▼ 10.8% |
| Financial fixed assets28 | €450 | €450 | = |
| Current assets29/58 | €20,666 | €18,828 | ▼ 8.9% |
| Stocks and contracts in progress3 | €10,554 | €11,249 | ▲ 6.6% |
| Stocks30/36 | €10,554 | €11,249 | ▲ 6.6% |
| Amounts receivable within one year40/41 | €9,319 | €2,183 | ▼ 76.6% |
| Trade receivables40 | €7,747 | €2,183 | ▼ 71.8% |
| Other amounts receivable41 | €1,572 | - | - |
| Cash at bank and in hand54/58 | €793 | €5,396 | ▲ 580% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €242,828 | €231,808 | ▼ 4.5% |
| Equity10/15 | -€18,290 | -€21,966 | ▼ 20.1% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€20,290 | -€23,966 | ▼ 18.1% |
| Amounts payable17/49 | €261,118 | €253,773 | ▼ 2.8% |
| Amounts payable after more than one year17 | €143,191 | €134,533 | ▼ 6.0% |
| Financial debts170/4 | €142,391 | €133,733 | ▼ 6.1% |
| Other amounts payable178/9 | €800 | €800 | = |
| Amounts payable within one year42/48 | €117,927 | €119,240 | ▲ 1.1% |
| Current portion of amounts payable after more than one year42 | €8,317 | €8,658 | ▲ 4.1% |
| Trade debts44 | €14,182 | €13,422 | ▼ 5.4% |
| Suppliers440/4 | €14,182 | €13,422 | ▼ 5.4% |
| Taxes, remuneration and social security45 | €292 | €1,093 | ▲ 274% |
| Taxes450/3 | €292 | €1,093 | ▲ 274% |
| Other amounts payable47/48 | €95,136 | €96,067 | ▲ 1.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€20,290 | -€3,675 | ▲ 81.9% |
| + Depreciation and write-downs630 | €6,967 | €9,182 | ▲ 31.8% |
| Operating cash flow (approximation) | -€13,323 | €5,507 | ▲ 141% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €4,603 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sivry-Rance · 1 establishment unit since 2023
Ground area
2,632 m²
Building footprint
372 m²
Volume, LiDAR
4,331 m³
2 parcels, Wallonia · tallest building 17.9 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Au Gré des Mots
since 20232.348.293.091
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56032D0048/00T000 | Wallonia | 2,239 m² | 1 · 153 m² | 6.9 m · 2 fl. |
| 53403E0861/00E002 | Wallonia | 392 m² | 1 · 220 m² | 17.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.348.293.091
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 592 companies in sector 66300 we hold annual accounts for 365. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66300Activities auxiliary to financial services and insurance activities
46491Wholesale trade
47610Retail trade
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
73110Advertising agencies
Scores and ratios are computed by Checked and are not a credit decision.