Financials
- Financial year
- 2025
- Total assets
- €117,942
- Profit
- €20,129
- Solvency
- 21.3%
VBM Construct
ActiveSummary
VBM Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,129 and a net result of €20,129. Its solvency ranks better than 23% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Specialised construction activities
NACE 43429
1 site
Size
€117,942total assets 2025
- Equity
- €25,129
- Profit
- €20,129
Turnover not published (micro format)
Why 65raises riskFounded in 2025Size: total assets €117,942Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.36, cash €25,626Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (NACE 43, micro)
Financial strength
Average
Solvency
46
equity 21.3% of total assets
Liquidity
34
short-term debt 78.7% · cash 21.7%
Profitability
90
return on assets 17.1%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.9%highest value
09-2026: 1.1%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.36, below 1; short-term debt: 78.7% and cash: 21.7% of total assets), and 78.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 23% on solvency, 22% on liquidity and 76% on profitability.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 34728 sector peers (2025).
NBB · sector comparisonPosition among 34728 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Van Ballaer Michiel (enige…
Key points
By topic
Board & ownership
- Board
- 1 member
- Van Ballaer MichielDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Specialised construction activitiesNACE 43429
- Founded
- 29-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 18
- Who signs
- Two directors jointly, or a managing director alone
- Annual meeting
- Last Friday of June at 20:00
- Purpose
- “Funderingswerken, betonwerken, aanleggen van kelders, drainagewerken, isolatiewerken…” (deed in Dutch)
Key facts about VBM Construct
- What is the company number of VBM Construct?
- 1025.988.794. In Belgium the VAT number is the company number with BE in front: BE 1025.988.794.
- Where is VBM Construct based?
- The registered office is at Prijstraat 32, 2460 Kasterlee.Company details
- What does VBM Construct do?
- According to the KBO register, the main activity is specialised construction activities (NACE 43429).
- What is the legal form of VBM Construct?
- Private limited company (BV).
- When was VBM Construct founded?
- On 29-07-2025.
- Is VBM Construct still active?
- Yes, VBM Construct is an active enterprise in the KBO register.
- What is the turnover of VBM Construct?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is VBM Construct profitable?
- In financial year 2025, VBM Construct made a profit of €20,129.
- Where can I find the annual accounts of VBM Construct?
- VBM Construct filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Companies related to VBM Construct
Comparable companies
- LDA ConstructHerselt
- DC DAK CONSTRUCTBrussel
- BERLEMONTGenappe
- El Saadi PowerhouseDilbeek
- GYPROTECH GROUPEZaventem
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.