BERLEMONT
ActiveBERLEMONT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €-29k. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
15
/ 100
Critical▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency58▼-7
Growth32=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.38 in 2023), and 54% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46%
Return on assets
-44.1%
Age of the figures
23 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€29k
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 137 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline14-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 19-03-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
42 d early
2023
68 d early
2022
51 d early
2021
52 d early
2020
44 d early
2019
154 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▼ 49.0%
2023 · €60k
2018: €65k
2019: €58k
2020: €47k
2021: €79k
2022: €86k
2023: €60k
2018 → 2024
Total assets
€67k▼ 34.3%
2023 · €101k
2018: €170k
2019: €140k
2020: €111k
2021: €110k
2022: €105k
2023: €101k
2018 → 2024
Net result
€-29k▼ 13.0%
2023 · €-26k
2018: €-7k
2019: €-7k
2020: €-12k
2021: €32k
2022: €7k
2023: €-26k
2018 → 2024
Working capital
€-25k▲ 0.3%
2023 · €-25k
2018: €16k
2019: €20k
2020: €-2k
2021: €32k
2022: €5k
2023: €-25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€47k-€79k▲ 69.2%€86k▲ 9.4%€60k▼ 30.2%€31k▼ 49.0%
Operating result€-10k-€39k€12k▼ 70.8%€-25k€-29k▼ 14.7%
Net result€-12k-€32k€7k▼ 76.9%€-26k€-29k▼ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29k in 2024 against €25k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €67k
Fixed assets
€57k▼ 34.2%
Current assets
€10k▼ 35.0%
Equity and liabilities €67k
Equity
€31k▼ 49.0%
Debt
€36k▼ 13.0%
The debt ratio rises from 40.8% to 54.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-3k▼
2023 · €-855
Cash flow
€-3k▼
2023 · €-1k
Solvency
46.0%▼
2023 · 59.2%
Current ratio
0.28▼
2023 · 0.38
Quick ratio
0.28▼
2023 · 0.38
Debt / equity
1.17▲
2023 · 0.69
ROE
-96.0%▼
2023 · -43.3%
ROA
-44.1%▼
2023 · -25.7%
Interest coverage
-9.63▼
2023 · -1.68
Debt
€36k▼
2023 · €41k
Debt ≤ 1 year
€35k▼
2023 · €41k
Income taxes
€0▼
2023 · €125
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€101k€67k▼
Fixed assets21/28€86k€57k▼
Tangible fixed assets22/27€86k€56k▼
Land and buildings22€41k€39k▼
Furniture and vehicles24€45k€17k▼
Financial fixed assets28€153€153=
Current assets29/58€15k€10k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€6k€8k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€8k€733▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€101k€67k▼
Equity10/15€60k€31k▼
Contributions10/11€19k€19k=
Reserves13€58k€58k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€-17k€-46k▼
Amounts payable17/49€41k€36k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€41k€35k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€31k€30k▼
Accrued charges and deferred income492/3€500€569▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€26k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€2k€924▼
Gross operating margin9900€2k€549▼
Operating profit (loss)9901€-25k€-29k▼
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Financial charges65/66B€509€286▼
Recurring financial charges65€509€286▼
Profit (loss) for the period before taxes9903€-26k€-29k▼
Income taxes67/77€125€0▼
Profit (loss) for the period9904€-26k€-29k▼
Profit (loss) for the period to be appropriated9905€-26k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-46k▼
Profit (loss) brought forward from the previous period14P€10k€-17k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €32k
Net result €32k after 3 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 2.60
Current ratio from 0.96 to 2.60; short-term debt falls from €45k to €20k.
17-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
02-02
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
BERLEMONT Gabriel
CurrentDirector · since 30-09-2025
30-09-2025
BERLEMONT Gabriel: Appointed as Director
30-09-2025
PIERRE Thierry: Resigned as Manager
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Eugène Philippe 21473 GenappeGround area
88 m²
Building footprint
152 m²
Volume, LiDAR
1,431 m³
Parcel 25034D0251/00L000, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Eugène Philippe 2, 1473 Genappe
since 19982.087.733.869
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25034D0251/00L000 | Wallonia | 88 m² | 1 · 152 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICK VAN VYNCKT
BE 0656.893.896
Merelbeke-Melle · Eq €26k
VBM Construct
BE 1025.988.794
Kasterlee · Eq €25k
SELSAN INVEST
BE 0776.654.947
Oudergem · Eq €38k
M & S DESIGN
BE 0871.879.253
Boussu · Eq €41k
Saromilé
BE 0831.541.210
Waremme · Eq €45k
Of 230 companies in sector 43429 we hold annual accounts for 26. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-1998
Fiscal year end30-09
Activities, NACEBEL
43429Specialised construction activities
43240Other construction installation
73110Advertising agencies
77110Renting and leasing of cars and light motor vehicles
81300Landscape service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081/879500