VBinterieur
ActiveSummary
VBinterieur has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €4k. Equity is growing by ~94.6% per year across the filed fiscal years. Its solvency ranks better than 11% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-20
Solvency29▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.89 in 2024; short-term debt: 33.8% and cash: 1.9% of total assets), but 95.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.3%
Return on assets
1.4%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-09-2025, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
23 d early
2023
22 d early
2022
45 d early
2021
20 d early
2020
18 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€497k
EBIT margin
-0.3%
Net result
€4k▼ 54.9%
2024 · €8k
2019: €27khighest in 7 years
2020: €19k▼ -27.9% vs 2019
2021: €24k▲ +26.2% vs 2020
2022: €-6k▼ -125% vs 2021lowest in 7 years
2023: €9k▲ +246% vs 2022
2024: €8k▼ -4.4% vs 2023
2025: €4k▼ -54.9% vs 2024
2019 → 2025
Working capital
€61k▼ 6.5%
2024 · €65k
2019: €-86klowest in 7 years
2020: €-74k▲ +14.7% vs 2019
2021: €-21k▲ +71.8% vs 2020
2022: €3k▲ +115% vs 2021
2023: €22k▲ +608% vs 2022
2024: €65k▲ +193% vs 2023highest in 7 years
2025: €61k▼ -6.5% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€497k
Equity€-3k-€-9k▼ 184%€-498▲ 94.6%€8k€12k▲ 47.9%
2021: €-3k
2022: €-9k▼ -184% vs 2021lowest in 5 years
2023: €-498▲ +94.6% vs 2022
2024: €8k▲ +1680% vs 2023
2025: €12k▲ +47.9% vs 2024highest in 5 years
Operating result€29k-€-1k€18k€19k▲ 8.0%€13k▼ 34.4%
2021: €29khighest in 5 years
2022: €-1k▼ -105% vs 2021lowest in 5 years
2023: €18k▲ +1431% vs 2022
2024: €19k▲ +8.0% vs 2023
2025: €13k▼ -34.4% vs 2024
Net result€24k-€-6k€9k€8k▼ 4.4%€4k▼ 54.9%
2021: €24khighest in 5 years
2022: €-6k▼ -125% vs 2021lowest in 5 years
2023: €9k▲ +246% vs 2022
2024: €8k▼ -4.4% vs 2023
2025: €4k▼ -54.9% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€118k ▼ 9.7%
Current assets
€152k ▲ 10.1%
Equity and liabilities €270k
Equity
€12k ▲ 47.9%
Debt
€258k ▼ 1.0%
Debt's share of the balance-sheet total falls from 97.1% to 95.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▼
2024 · €52k
Cash flow
€20k▼
2024 · €41k
Current ratio
1.67▼
2024 · 1.89
Quick ratio
0.96▼
2024 · 1.13
Debt to equity
22.20▼
2024 · 33.16
ROE
32.4%▼
2024 · 106.3%
ROA
1.4%▼
2024 · 3.1%
Interest coverage
3.84▼
2024 · 6.29
Debt ≤ 1 year
€91k▲
2024 · €73k
Debt > 1 year
€167k▼
2024 · €188k
Income taxes
€3k▼
2024 · €3k
Staff costs
€174k▼
2024 · €175k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€269k€270k▲
Fixed assets21/28€130k€118k▼
Tangible fixed assets22/27€130k€118k▼
Land and buildings22€129k€114k▼
Plant, machinery and equipment23€898€4k▲
Furniture and vehicles24€172€0▼
Leasing and similar rights25€0-
Financial fixed assets28€282€282=
Current assets29/58€138k€152k▲
Stocks and contracts in progress3€56k€65k▲
Stocks30/36€42k€25k▼
Contracts in progress37€14k€40k▲
Amounts receivable within one year40/41€72k€47k▼
Trade receivables40€69k€38k▼
Other amounts receivable41€3k€9k▲
Current investments50/53€2€30k▲
Cash at bank and in hand54/58€6k€5k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€269k€270k▲
Equity10/15€8k€12k▲
Contributions10/11€25k€25k=
Reserves13€10k€10k=
Tax-exempt reserves132€10k€10k=
Profit (loss) carried forward14€-27k€-23k▲
Amounts payable17/49€261k€258k▼
Amounts payable after more than one year17€188k€167k▼
Financial debts170/4€188k€167k▼
Amounts payable within one year42/48€73k€91k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€18k€44k▲
Suppliers440/4€18k€44k▲
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€18k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€175k€174k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€16k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€234k€209k▼
Operating profit (loss)9901€19k€13k▼
Financial income75/76B€336€2k▲
Recurring financial income75€336€2k▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€12k€7k▼
Income taxes67/77€3k€3k▼
Profit (loss) for the period9904€8k€4k▼
Profit (loss) for the period to be appropriated9905€8k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-23k▲
Profit (loss) brought forward from the previous period14P€-35k€-27k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €497k | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €314k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €126k | €159k | €175k | €174k | ▼ 0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48k | €56k | €35k | €32k | €16k | ▼ 49.6% |
| Other operating charges640/8 | - | €3k | €6k | €7k | €6k | ▼ 17.5% |
| Gross operating margin9900 | €174k | €184k | €218k | €234k | €209k | ▼ 10.8% |
| Operating profit (loss)9901 | €29k | €-1k | €18k | €19k | €13k | ▼ 34.4% |
| Financial income75/76B | - | €4k | €2k | €336 | €2k | ▲ 413% |
| Recurring financial income75 | €2k | €4k | €2k | €336 | €2k | ▲ 413% |
| Financial charges65/66B | - | €8k | €7k | €8k | €8k | ▼ 8.1% |
| Recurring financial charges65 | €6k | €8k | €7k | €8k | €8k | ▼ 8.1% |
| Profit (loss) for the period before taxes9903 | €24k | €-5k | €14k | €12k | €7k | ▼ 40.0% |
| Income taxes67/77 | - | €614 | €5k | €3k | €3k | ▼ 0.7% |
| Profit (loss) for the period9904 | €24k | €-6k | €9k | €8k | €4k | ▼ 54.9% |
| Profit (loss) for the period to be appropriated9905 | €24k | €-6k | €9k | €8k | €4k | ▼ 54.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €286k | €256k | €242k | €269k | €270k | ▲ 0.5% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €184k | €134k | €107k | €130k | €118k | ▼ 9.7% |
| Tangible fixed assets22/27 | €184k | €134k | €106k | €130k | €118k | ▼ 9.7% |
| Land and buildings22 | - | €100k | €88k | €129k | €114k | ▼ 11.9% |
| Plant, machinery and equipment23 | - | €4k | €3k | €898 | €4k | ▲ 312% |
| Furniture and vehicles24 | - | €8k | €4k | €172 | €0 | ▼ 100% |
| Leasing and similar rights25 | - | €22k | €11k | €0 | - | - |
| Financial fixed assets28 | €282 | €282 | €282 | €282 | €282 | = |
| Current assets29/58 | €102k | €121k | €136k | €138k | €152k | ▲ 10.1% |
| Stocks and contracts in progress3 | €20k | €38k | €38k | €56k | €65k | ▲ 16.3% |
| Stocks30/36 | - | €38k | €38k | €42k | €25k | ▼ 40.2% |
| Contracts in progress37 | - | - | - | €14k | €40k | ▲ 183% |
| Amounts receivable within one year40/41 | €43k | €35k | €60k | €72k | €47k | ▼ 34.3% |
| Trade receivables40 | - | €32k | €50k | €69k | €38k | ▼ 44.8% |
| Other amounts receivable41 | - | €3k | €10k | €3k | €9k | ▲ 229% |
| Current investments50/53 | €30k | €30k | €35k | €2 | €30k | ▲ 1,401,862% |
| Cash at bank and in hand54/58 | €8k | €18k | €3k | €6k | €5k | ▼ 13.6% |
| Deferred charges and accrued income490/1 | - | - | - | €4k | €5k | ▲ 7.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €286k | €256k | €242k | €269k | €270k | ▲ 0.5% |
| Equity10/15 | €-3k | €-9k | €-498 | €8k | €12k | ▲ 47.9% |
| Contributions10/11 | €25k | €25k | €25k | €25k | €25k | = |
| Capital10 | - | €25k | - | - | - | - |
| Issued capital100 | - | €25k | - | - | - | - |
| Reserves13 | €10k | €10k | €10k | €10k | €10k | = |
| Tax-exempt reserves132 | - | €10k | €10k | €10k | €10k | = |
| Profit (loss) carried forward14 | €-38k | €-44k | €-35k | €-27k | €-23k | ▲ 14.1% |
| Amounts payable17/49 | €289k | €265k | €243k | €261k | €258k | ▼ 1.0% |
| Amounts payable after more than one year17 | €167k | €147k | €129k | €188k | €167k | ▼ 11.0% |
| Financial debts170/4 | - | €147k | €129k | €188k | €167k | ▼ 11.0% |
| Amounts payable within one year42/48 | €122k | €118k | €113k | €73k | €91k | ▲ 24.9% |
| Current portion of amounts payable after more than one year42 | - | €10k | €19k | €21k | €22k | ▲ 5.0% |
| Financial debts43 | - | €10k | €0 | - | - | - |
| Credit institutions430/8 | - | €10k | €0 | - | - | - |
| Trade debts44 | €24k | €20k | €27k | €18k | €44k | ▲ 140% |
| Suppliers440/4 | - | €20k | €27k | €18k | €44k | ▲ 140% |
| Taxes, remuneration and social security45 | - | €9k | €10k | €15k | €14k | ▼ 6.1% |
| Taxes450/3 | - | €4k | €5k | €5k | €3k | ▼ 45.3% |
| Remuneration and social security454/9 | - | €5k | €5k | €10k | €12k | ▲ 13.8% |
| Other amounts payable47/48 | - | €69k | €57k | €18k | €11k | ▼ 40.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €-6k | €9k | €8k | €4k | ▼ 54.9% |
| + Depreciation and write-downs630 | €48k | €56k | €35k | €32k | €16k | ▼ 49.6% |
| Operating cash flow (approximation) | €72k | €50k | €44k | €41k | €20k | ▼ 50.7% |
| Investment in fixed assets (approximation) | - | €-6k | €-7k | €-56k | €-4k | ▲ 93.6% |
| Change in cash | - | €9k | €-15k | €3k | €-803 | ▼ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
2022
16-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
11-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
13-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 2 establishment units since 1993
Ground area
1.5 ha
Building footprint
1,878 m²
Volume, LiDAR
8,493 m³
2 parcels, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Melkerijweg 10, 1703 Dilbeek
since 19932.064.062.901
BVBA J.P. VAN BELLE ALGEMENE SCHRIJNWERKERIJ
since 20092.237.791.780
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029B0278/00E000 | Flanders | 1.2 ha | 1 · 1,693 m² | 10.6 m · 2 fl. |
| 23070A0269/00M000 | Flanders | 2,346 m² | 1 · 185 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 4,473 EUR awarded · 4,473 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,473 EUR | 4,473 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 4,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-09-1993
Fiscal year end31-03
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.