Starting capital
€2,500 100 shares
VBB Construct
Overview
Lifetime
1 annual account with figurespeak €276,837 (2025)
€276,837
peak €6,810 (2025)
€6,810
peak €28,651 (2025)
€28,651
€22,465
Board2 names since 2025
2 directorsBOLLAERT Tamara René Sylvia and 1 other
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Incorporation 21-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 36% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.9%highest value
07-2026: 1.9%● unchanged vs 06-2026highest value
08-2026: 1.5%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 1.8%▲ +0.1 percentage points vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Size: turnover €276,837, total assets €51,117
lowers risk
Liquidity: cash €6,810
Equity €28,651 (56.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 61% of them on solvency, 21% on liquidity and 26% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as VBB Construct has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of VBB Construct itself is higher: 1.8% within 12 months. It rests on far more data about VBB Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for VBB Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Cash is 13.3% of total assets. 43.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN BIJLEN Jarne 95 sharesdeed of 21-05-2025
- BOLLAERT Tamara René Sylvia 5 sharesdeed of 21-05-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023480751
Incorporation
Founding capital of €2,500, 100 shares · Founders: VAN BIJLEN Jarne and BOLLAERT Tamara René Sylvia · Appointments: VAN BIJLEN Jarne (director) and BOLLAERT Tamara René Sylvia (director) · published on 21-05-2025 · Gazette deed
First establishment
VBB Construct // R4T Racing Team, Hemelrijkstraat 11, Mol
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VBB Construct Mol | €51,117 | €28,793 | 56.1% | - |
| BEGO TECHNICS Puurs-Sint-Amands | €54,608 | €26,390 | 45.9% | - |
| ACS-Systems Antwerp | €55,312 | €30,910 | 79.1% | - |
| Elektro Van Looy Putte | €60,614 | €30,504 | 42.8% | - |
| GKN Construct Dessel | €57,586 | €33,850 | 45.5% | - |
| S/A Technics Berlaar | €57,520 | €30,081 | 41.3% | - |
| SMART TECH SOLUTION Brussels | €51,568 | €24,169 | 52.0% | - |
These companies have the same main activity as VBB Construct: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €51,600 and €60,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 19-05-2025Normal situation
- Activity
- General electrical installation workNACE 43211
- Establishment unit
- 2.375.865.2432400 Mol, since 19-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 20-07-2025
Annual accounts 2025
- €276,837
- €6,810
- €28,651
- €51,117
- ≈ 0.6 FTEestimated
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on VBB Construct
The computed 12-month bankruptcy probability of VBB Construct is 1.8% (moderate). The 2025 annual accounts show equity of €28,651 and a net result of €6,810.
Its solvency ranks better than 61% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 21-07-2026, 10 days before the deadline€276,837
€9,441
€13,110
€10,480
56.1%
-
Money flows
of every €100 of turnover, €2.46 remains as profit in 2025Balance sheet
balance sheet total €51,117 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
56.1%
Higher than 61% of 35,136 companies in 2025.
13.3%
Higher than 66% of 34,711 companies in 2025.
VBB Construct
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
51,117 | |
20 |
0 | |
21/28 |
44,306 | |
22/27 |
44,306 | |
24 |
21,841 | |
25 |
22,465 | |
29/58 |
6,810 | |
54/58 |
6,810 | |
| Balance sheet: equity and liabilities | ||
10/49 |
51,117 | |
10/15 |
28,651 | |
10/11 |
21,841 | |
14 |
6,810 | |
17/49 |
22,465 | |
17 |
22,465 | |
170/4 |
22,465 | |
| Income statement | ||
70 |
276,837 | |
9900 |
28,793 | |
60/61 |
248,044 | |
62 |
15,684 | |
630 |
3,669 | |
9901 |
9,441 | |
9903 |
9,441 | |
67/77 |
2,630 | |
9904 |
6,810 | |
9905 |
6,810 | |
| Appropriation of the result | ||
9906 |
6,810 | |
| Document | ||
The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 21-07-2026 | 2026-00319478 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 13,110 | ||
| 10,480 | ||
| 47,976 | ||
| 3.4% | ||
| 56.1% | ||
| 0.78 | ||
| 23.8% | ||
| 13.3% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Overdue debts
tax and social security| Item | 2025 |
|---|---|
| Overdue tax debts | €0 |
| Overdue social security (RSZ) debts | €0 |
Source: notes to the 2025 annual accounts (statement of debts)
Securities and guarantees
on own assets and for others| Item | 2025 |
|---|---|
| Debts guaranteed by Belgian public bodies | €0 |
Source: notes to the 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €47,976 |
| €3,669 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on VBB Construct
Debt's share of the balance-sheet total is 43.9%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 21-05-2025
term without a fixed end
Director (not named in the articles)
appointed by deed of 21-05-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 21-05-2025
Mandates through the years
2 names, the dashed line is todayBOLLAERT Tamara René Sylvia
Director (not named in the articles)
Director (not named in the articles)
VAN BIJLEN Jarne
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BOLLAERT Tamara René Sylvia
- Director (not named in the articles), appointed by deed of 21-05-2025, still in office
- VAN BIJLEN Jarne
- Director (not named in the articles), appointed by deed of 21-05-2025, still in office
Control
Founders
This company
VBB Construct
Equity €28,651
Profit €6,810 in 2025
Capital
- Contribution
- €21,841.05
- Shares
- 100
- Contribution per share
- €218
- Equity per share
- €287 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 21-05-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 21-05-2025 ↗
- VAN BIJLEN Jarne 95 shares (95%) · €2,375
- BOLLAERT Tamara René Sylvia 5 shares (5%) · €125
Network & group
No group
VBB Construct has no parent and no holdings in its annual accounts. VBB Construct shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 10 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1023480751
IncorporationFounding capital of €2,500, 100 shares · Founders: VAN BIJLEN Jarne and BOLLAERT Tamara René Sylvia · Appointments: VAN BIJLEN Jarne (director) and BOLLAERT Tamara René Sylvia (director) · published on 21-05-20257 points ▸
- Founder, VAN BIJLEN Jarne
- Founder, BOLLAERT Tamara René Sylvia
- Founding capital, €2,500, 100 shares
- Registered office clause, Hemelrijkstraat 11, 2400 Mol
- Director appointment, VAN BIJLEN Jarne (director (not named in the articles))
- Director appointment, BOLLAERT Tamara René Sylvia (director (not named in the articles))
- Permanent representative, VAN BIJLEN Jarne
- The deed holds 6 more points.
First establishment VBB Construct // R4T Racing Team, Hemelrijkstraat 11, Mol
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1023.480.751
- VAT number
- BE 1023.480.751
- Peppol ID
- 0208:1023480751
- Other Peppol ID
- 9925:BE1023480751
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 19-05-2025
- Financial year
- ends on 31 December
- Peppol
- Reachable since 20-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VBB Construct in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 21-05-2025 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- VBB Constructdeed of 21-05-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 21-05-2025 (in Dutch)
Activities
NACEBEL 202543211
General electrical installation work main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Onderneming voor het plaatsen van verlichting,drijfkracht en telefoon,alarm- en…”deed of 21-05-2025 (in Dutch)
15 activities
- Onderneming voor het plaatsen van verlichting,drijfkracht en telefoon,alarm- en beveiligingstoestellen,brandalarmtoestellen,signalisatiekabels voor computers op basis van sterkstroom
- Onderneming voor het plaatsen van bliksemafleiders,kabeltelevisienet,elektrische installaties voor wegen,spoorwegen,binnenwateren,zee- en luchtwegen
- Onderneming voor het plaatsen van belinstallaties,parlefonie met sterkstroom,parlefonie met zwakstroom
- Onderneming voor het vervaardigen van lichtreclames
- Het optreden als bouwheer bij projectontwikkeling zowel voor de bouw van appartementsgebouwen als voor de nieuwbouw van individuele woningen of voor renovatiewerken.Dit zowel voor eigen projecten als voor projecten van derden.
- Algemene aanneming van bouwwerken en constructies in de private en openbare sector
- Plafonneer-,cementeer-,en alle andere pleisterwerken,daarin begrepen alle berapingswerken,het plaatsen van chapes,alle gips,gipskarton- en staffwerken en alle sierpleisterwerken
- Het leggen van tegelvloeren,mozaïek en alle andere bedekkingen van muren en vloeren
- Alle bedrijvigheid van algemene bouwonderneming,zowel in ruwbouw als in afwerking,binnenshuis en buitenhuis
- Voegwerken
- Projectbouw voor de nieuwbouw van individuele woningen of voor renovatiewerken,projectontwikkeling voor de bouw van appartementsgebouwen en kantoorgebouwen
- Slopen van gebouwen en andere bouwwerken
- Algemene bouwinstallatie
- Aanneming van algemene bouwwerken;grondwerken en vervoer,metsel- en betonwerken
- Verbouwingen van bestaande woningen-afbraakwerken
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| VBB Construct // R4T Racing Team registered office Hemelrijkstraat 11, 2400 Mol | 19-05-2025 | 2.375.865.243 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1023.480.751