SMART TECH SOLUTION
ActiveSummary
The computed 12-month bankruptcy probability of SMART TECH SOLUTION is 1.9% (moderate). The 2025 annual accounts show equity of €27k and a net result of €17k. Its solvency ranks better than 57% of 994 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.41; short-term debt: 32.5% and cash: 5.1% of total assets), and 48% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Civil engineering (NACE 42)
about 27% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
32.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€27k
Total assets
€52k
Net result
€17k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€28k
Current assets
€24k
Equity and liabilities €52k
Equity
€27k
Debt
€25k
Debt finances 48.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k
Cash flow
€19k
Current ratio
1.41
Debt to equity
0.92
ROE
62.7%
ROA
32.6%
Interest coverage
91.39
Debt ≤ 1 year
€17k
Debt > 1 year
€8k
Income taxes
€4k
Staff costs
€291
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€52k
Fixed assets21/28€28k
Tangible fixed assets22/27€28k
Plant, machinery and equipment23€3k
Leasing and similar rights25€25k
Current assets29/58€24k
Amounts receivable within one year40/41€21k
Trade receivables40€10k
Other amounts receivable41€11k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€27k
Contributions10/11€10k
Profit (loss) carried forward14€17k
Amounts payable17/49€25k
Amounts payable after more than one year17€8k
Financial debts170/4€8k
Amounts payable within one year42/48€17k
Current portion of amounts payable after more than one year42€10k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Remuneration and social security454/9€116
Income statement
Code2025
Remuneration, social security and pensions62€291
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€30
Gross operating margin9900€24k
Operating profit (loss)9901€21k
Financial charges65/66B€261
Recurring financial charges65€261
Profit (loss) for the period before taxes9903€21k
Income taxes67/77€4k
Profit (loss) for the period9904€17k
Profit (loss) for the period to be appropriated9905€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €291 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Other operating charges640/8 | €30 |
| Gross operating margin9900 | €24k |
| Operating profit (loss)9901 | €21k |
| Financial charges65/66B | €261 |
| Recurring financial charges65 | €261 |
| Profit (loss) for the period before taxes9903 | €21k |
| Income taxes67/77 | €4k |
| Profit (loss) for the period9904 | €17k |
| Profit (loss) for the period to be appropriated9905 | €17k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €52k | |
| Fixed assets21/28 | €28k | |
| Tangible fixed assets22/27 | €28k | |
| Plant, machinery and equipment23 | €3k | |
| Leasing and similar rights25 | €25k | |
| Current assets29/58 | €24k | |
| Amounts receivable within one year40/41 | €21k | |
| Trade receivables40 | €10k | |
| Other amounts receivable41 | €11k | |
| Cash at bank and in hand54/58 | €3k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €52k | |
| Equity10/15 | €27k | |
| Contributions10/11 | €10k | |
| Profit (loss) carried forward14 | €17k | |
| Amounts payable17/49 | €25k | |
| Amounts payable after more than one year17 | €8k | |
| Financial debts170/4 | €8k | |
| Amounts payable within one year42/48 | €17k | |
| Current portion of amounts payable after more than one year42 | €10k | |
| Trade debts44 | €3k | |
| Suppliers440/4 | €3k | |
| Taxes, remuneration and social security45 | €4k | |
| Taxes450/3 | €4k | |
| Remuneration and social security454/9 | €116 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €19k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Ground area
281 m²
Building footprint
226 m²
Volume, LiDAR
4,503 m³
Parcel 21811M0652/02E002, Brussels · tallest building 25.6 m, ±8 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SMART TECH SOLUTION
since 20252.372.675.527
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0652/02E002 | Brussels | 281 m² | 1 · 226 m² | 25.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILLIX
BE 1001.146.205
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KOOPMANS SERVICE PARTNER
BE 0480.284.216
Herentals · Eq €26,873
NH TELECOM
BE 1004.366.902
Herent · Eq €26,660
JAKE SOLUTIONS
BE 0775.303.083
Heusden-Zolder · Eq €27,047
A&S Technics
BE 1001.944.177
Beveren-Kruibeke-Zwijndrecht · Eq €26,486
Of 1,821 companies in sector 42220 we hold annual accounts for 955. 638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-2025
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43130Specialised construction activities
43240Other construction installation
81210General cleaning of buildings
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.