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Complete company report
Generated 02-08-2026
Active BE 0802.156.742Private limited company

VB INVEST

Place de l'Hôtel de Ville(Wal) 13 ·5650 Walcourt, Belgium· 3 yrs active
Sector: Real estate activities (68321)
Conclusion Checked

The computed 12-month bankruptcy probability of VB INVEST is 4.5% (elevated). The 2023 annual accounts show negative equity (€-43k) and a net result of €-68k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-43k
Net result €-68k
Staff (FTE) 3.8
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health15Profitability100Solvency38Growth50Stability79
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 15
Profitability 100
Solvency 38
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
4.5% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
15 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Revenue-
EBITDA€-25k
Net profit€-68k
Cash flow€-17k
Staff costs€148k
Income taxes€-30k
Dividends-
Total assets€1.58M
Equity€-43k
Debt€1.62M
of which ≤ 1y€1.12M
of which > 1y€491k
Working capital€-314k
Employees (FTE)3.8
Ratios (computed)
2023
Current ratio0.72
Quick ratio0.72
Working capital ratio-19.9%
Solvency-2.7%
Debt / equity-37.55
Long-term debt ratio-11.37
Interest coverage-1.14
Gross margin-
Net margin-
ROA-4.3%
ROE157.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€1.58M
Fixed assets 21/28€769k
Intangible fixed assets 21€652k
Tangible fixed assets 22/27€117k
Current assets 29/58€811k
Amounts receivable within one year 40/41€63k
Investments 50/53€12k
Cash & bank 54/58€734k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.58M
Equity 10/15€-43k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-68k
Amounts payable 17/49€1.62M
Amounts payable after one year 17€491k
Amounts payable within one year 42/48€1.12M
Trade debts payable within one year 44€65k
Income statement
Gross operating margin 9900€132k
Operating result 9901€-76k
Financial income 75€0
Financial charges 65€22k
Result before taxes 9903€-98k
Income taxes 67/77€-30k
Net result for the period 9904€-68k
Result to be appropriated 9905€-68k
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68321)
Legal form Private limited company(610)
Incorporation26-05-2023
StatusActive
Postal code5650
Establishment units 6 locations
Century 21 – Les Lacs
Place de l'Hôtel de Ville(Wal) 13, 5650 WalcourtBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.345.513.745
Century 21 – Les Lacs
Rue Albert 1er(GER) 4, 6280 GerpinnesBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.346.522.941
Century 21 – Les Lacs
Rue de Montigny 36/38, 6000 CharleroiBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.346.523.040
Century 21 – Les Lacs
Rue des Ormeaux(CH) 14, 6460 ChimayBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.346.523.139
Century 21 – Beaux Villages
Place Verte 25, 5620 FlorennesBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.346.523.238
Century 21 – Beaux Villages
Rue Albert Ier 24, 5640 MettetBemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
since 20232.346.523.337
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 6 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52011C0040/00K000 Wallonia 477 m² 1 · 472 m² 23.8 m · 7 fl.
93088C0537/00A000 Wallonia 244 m² 1 · 120 m² -
93022K0233/00A000 Wallonia 97 m² 1 · 77 m² -
92087F0112/00G000 Wallonia 70 m² 1 · 69 m² 9.6 m · 3 fl.
56016C0361/00V000 Wallonia 69 m² 1 · 51 m² 10.6 m · 3 fl.
52025C0075/00L000 Wallonia 64 m² 1 · 83 m² 12.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
09-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
08-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321Rechtstreekse verzekeringsverrichtingen niet-leven65121Rechtstreekse verzekeringsverrichtingen niet-leven65121Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68312Schatten en evalueren van onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameFR VB INVEST
Registered office
Place de l'Hôtel de Ville(Wal) 13
5650 Walcourt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative