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VB GROUP

Active Private limited companyfounded 2023active for 2 yearsRue du Centre 6, 1457 WalhainKBO/BCE: BE 1002.866.073

Lifetime

2 annual accounts with figures on one time axis
peak €38,277 (2024)
€28,010▼ 26.8%
peak €31,772 (2024)
€20,780▼ 34.6%
peak €37,051 (2025)
€37,051▲ 52.7%
€22,884▼ 13.4%
Board1 name since 2023
Documentsfilings and deeds
21-08-202621 days late
2025micro format
Gross margin from €38,277 to €28,010Result from €31,772 to €20,780Equity from €24,272 to €37,051Cash from €27,218 to €40,827

Key points

from the 2025 annual accounts

Turnover

≈ €89,000 estimated

The micro format states no turnover.

Investments

€3,240 1.6 × depreciation
20242025

Green is investment, beige is depreciation.

Liquidity

2.04 was 1.47 in 2024

Short-term debts fell from €26,432 to €22,884.

2025 accounts filed 21 days after the deadline

Checked score

87
Excellent
Financially stronger than 83% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.8% 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 2.2%▲ +0.4 percentage points vs 02-2025 04-2025: 2.3%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%▲ +0.2 percentage points vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.8%▲ +0.3 percentage points vs 06-2025 08-2025: 2.9%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 2.7%▼ -0.2 percentage points vs 08-2025 10-2025: 0.9%▼ -1.8 percentage points vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.1 percentage points vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.7%▲ +0.7 percentage points vs 07-2026 09-2026: 0.5%▼ -1.2 percentage points vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value

Financial strength
Strong

87+14equity 61.8% of total assets
82+8short-term debt 38.2% · cash 68.1%
100=return on assets 34.7%

Score breakdown

raises risk
Founded in 2023
Last filed accounts filed 21 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.04, cash €40,827
Equity €37,051 (61.8% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 71% of them on solvency, 82% on liquidity, 94% on profitability and 85% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as VB GROUP has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of VB GROUP itself: 0.5% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for VB GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.04 (1.47 in 2024), above the usual 1.5. Short-term debt is 38.2% and cash 68.1% of total assets. 38.2% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.04, cash €40,827
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 21 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €37,051 (61.8% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
21 days late
2024
55 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 38 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • VANCONINGSLOO Benjamin Claude 100 sharesdeed of 04-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1002866073
Incorporation Founding capital of €10,000, 100 shares · Founder: VANCONINGSLOO Benjamin Claude (shareholder) · Appointment: VANCONINGSLOO Benjamin Claude (director) · published on 04-12-2023 · Gazette deed
First establishment Rue du Centre 6, Walhain
All 5 events

Comparable companies

same main activity, similar in size and age
Company
VB GROUP Walhain €59,935 €28,010 61.8% -
ATELIER HORRÉ Koekelare €59,974 €23,548 31.7% -
RVLD Welkenraedt €49,566 €27,563 91.0% -
Beeckanic Oosterzele €60,524 €31,301 17.3% -
SYSCAM Genappe €73,808 €19,699 20.2% -
OLDSCHOOL TT Wijnegem €66,167 €27,787 68.0% -
On Style Wetteren €62,615 €17,557 63.9% -

These companies have the same main activity as VB GROUP: other maintenance and repair of motor vehicles (NACE 95319). They are comparable in size and age: total assets between €49,600 and €73,800, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 30-11-2023Normal situation
Activity
Other maintenance and repair of motor vehiclesNACE 95319and 3 others
Establishment unit
2.353.514.0671457 Walhain, since 30-11-2023
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Annual accounts 2025

€59,935▲ 18.2%
Filing
Filed on 21-08-2026
Financials

Insights on VB GROUP

VB GROUP has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,051 and a net result of €20,780.

Its solvency ranks better than 73% of 3,328 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VB GROUP

What is the company number of VB GROUP?
The company number of VB GROUP is 1002.866.073. The VAT number is the same number with BE in front: BE 1002.866.073.
Where is VB GROUP based?
The registered office is at Rue du Centre 6, 1457 Walhain.Company details
What does VB GROUP do?
According to the KBO register, the main activity is other maintenance and repair of motor vehicles (NACE 95319).
What is the legal form of VB GROUP?
VB GROUP is a private limited company (BV).
When was VB GROUP founded?
VB GROUP was founded on 30-11-2023.
Is VB GROUP still active?
Yes, VB GROUP is an active enterprise in the KBO register.
What is the turnover of VB GROUP?
The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €28,010 and 52 comparable companies (NACE 953). It probably lies between €63,000 and €200,000.Financials
Is VB GROUP profitable?
In financial year 2025, VB GROUP made a profit of €20,780.
Where can I find the annual accounts of VB GROUP?
VB GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VB GROUP due?
VB GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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