Skip to content
Checked.be
Complete company report
Generated 11-08-2026
Active BE 0439.148.890Private limited company

VATIBO - DEMAN

Emile en Dora Rommelaerestraat 2 ·8000 Brugge, Belgium· 36 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

VATIBO - DEMAN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 verkort 27-09-2025 2025-00506849
31-12-2023 verkort 23-09-2024 2024-00469138
31-12-2022 verkort 31-08-2023 2023-00407067
31-12-2021 verkort 28-08-2022 2022-20329540
31-12-2020 verkort 13-08-2021 2021-48500010
31-12-2019 verkort 28-08-2020 2020-45700041
31-12-2018 verkort 29-08-2019 2019-53600192
31-12-2017 verkort 28-08-2018 2018-50600489
31-12-2016 verkort 25-08-2017 2017-47000431
31-12-2015 verkort 26-08-2016 2016-48900453
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation10-12-1989
StatusActive
Postal code8000
Establishment units 1 location
Emile en Dora Rommelaerestraat 2, 8000 Brugge
Ondersteunende activiteiten i.v.m. het verzekeringswezen en pensioenfondsen
since 19892.046.047.031
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31807G0223/00K002 Flanders 405 m² 1 · 98 m² 8.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
27-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
22-07-2025
State Gazette act Capital & shares
Jessica Verhaeghe
2024
23-09-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
28-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
13-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
28-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
29-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
28-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
25-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
26-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2003
16-12-2003
State Gazette act Minor change
Other address change
Belgisch Staatsblad, acts 2 acts
Capital history · 1
22-07-2025
Capital change
All acts · 2 updated 1 year ago
2025
22-07-2025 Capital increase of €20,452 Capital & shares·Jessica Verhaeghe
Notary: Jessica Verhaeghe · Gistel
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": 20452.0,
      "before_eur": 20452.0,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": 0.0,
      "before_eur": 0.0,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_apports_non_appeles"
    },
    {
      "kind": "statutory_reserve_release",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    }
  ],
  "notary": {
    "name": "Jessica Verhaeghe",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gistel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-07-22",
    "filing_date": "2025-04-01",
    "act_kind_objet": "GERUISLOZE FUSIE - A.DEMAN-DE GHELDER - ZAKENKANTOOR VATIB0\nBV- STATUTENWIJZIGING -AANPASSING STATUTEN AAN WETB\u041E\u0415K\nVAN VENNOOTSCHAPPEN EN VERENIGINGEN"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-06-27",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0439.148.890",
    "name_full": "ZAKENKANTOOR VATIBO",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "afschrift van de statutenwijziging",
    "geco\u00F6rdineerde tekst van de statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
2003
16-12-2003 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: Other address change
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Luik",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2003-12-16",
    "filing_date": "2003-12-01",
    "act_kind_objet": "Adresverandering - wijziging bestuur"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2003-12-01",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "other_address_change",
  "other_address": {
    "action": "modified",
    "purpose": "statutaire_zetel",
    "address_new": "Emile en Dora Rommelaerestraat, 2, 8000 BRUGGE",
    "address_old": "Westernieuwweg, 42 8490 VARSENARE",
    "effective_date": "2003-12-01",
    "effective_date_is_approximate": false
  },
  "mandate_renewal": {
    "period_end": null,
    "mandate_kind": "dagelijks_bestuur",
    "period_start": null,
    "remuneration_eur": null,
    "remuneration_kind": null,
    "person_or_entity_kbo": null,
    "person_or_entity_name": "Van Tieghem Jan"
  },
  "subject_company": {
    "kbo": "0439.148.890",
    "name_full": null,
    "legal_form": "BV"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "fiscal_year_change": null,
  "liquidation_closure": null,
  "officer_designation": {
    "role": "dagelijks_bestuur",
    "organ": "bestuursorgaan",
    "person_name": "Van Tieghem Jan"
  },
  "special_procuration": null,
  "is_volet_a_only_stub": true,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL VATIBO - DEMAN
Registered office
Emile en Dora Rommelaerestraat 2
8000 Brugge, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
HANZE VERZEKERINGEN ACHTERGAEL BE 0427.630.339 · Brugge
HNR Verzekeringen BE 0412.890.693 · Brugge
Verzekeringen V.D.C. BE 0428.566.784 · Brugge
GHESQUIERE BAVO & C°, VERZEKERINGEN BE 0418.157.991 · Wervik
GROEP DGB INSURANCE BE 0431.516.376 · Lichtervelde
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative