Vastigo
ActiveVastigo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €78k. Equity is shrinking by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+3
Solvency39▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.72 in 2024; short-term debt: 44.6% and cash: 3% of total assets), and 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.2%
Return on assets
23.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-01-2026, 91 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
91 d early
2024
1 d early
2023
5 d early
2022
2 d early
2021
2 d late
2020
7 d early
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k=
2024 · €47k
2018: €95k
2019: €104k
2020: €178k
2021: €198k
2022: €155k
2023: €47k
2024: €47k
2018 → 2025
Total assets
€331k▼ 6.7%
2024 · €355k
2018: €164k
2019: €127k
2020: €219k
2021: €424k
2022: €397k
2023: €387k
2024: €355k
2018 → 2025
Net result
€78k▲ 6.5%
2024 · €73k
2018: €88k
2019: €9k
2020: €74k
2021: €20k
2022: €26k
2023: €25k
2024: €73k
2018 → 2025
Working capital
€-33k▲ 25.2%
2024 · €-45k
2018: €91k
2019: €99k
2020: €170k
2021: €112k
2022: €68k
2023: €-38k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€198k-€155k▼ 21.7%€47k▼ 69.5%€47k=€47k=
Operating result€22k-€30k▲ 35.6%€37k▲ 23.9%€97k▲ 164%€102k▲ 5.2%
Net result€20k-€26k▲ 31.1%€25k▼ 4.3%€73k▲ 194%€78k▲ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€217k▼ 9.9%
Current assets
€114k▲ 0.1%
Equity and liabilities €331k
Equity
€47k=
Debt
€284k▼ 7.7%
The debt ratio falls from 86.7% to 85.8%. Debt is lower.
Key figures and ratios
EBITDA
€120k▲
2024 · €116k
Cash flow
€96k▲
2024 · €93k
Solvency
14.2%▲
2024 · 13.3%
Current ratio
0.77▲
2024 · 0.72
Quick ratio
0.77▲
2024 · 0.72
Debt / equity
6.02▼
2024 · 6.52
ROE
165.1%▲
2024 · 155.0%
ROA
23.5%▲
2024 · 20.6%
Interest coverage
43.09▲
2024 · 41.26
Debt
€284k▼
2024 · €308k
Debt ≤ 1 year
€148k▼
2024 · €159k
Debt > 1 year
€134k▼
2024 · €149k
Income taxes
€21k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€331k▼
Fixed assets21/28€241k€217k▼
Intangible fixed assets21€713€312▼
Tangible fixed assets22/27€240k€217k▼
Land and buildings22€157k€148k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€16k€7k▼
Other tangible fixed assets26€67k€62k▼
Financial fixed assets28€202€202=
Current assets29/58€114k€114k▲
Amounts receivable within one year40/41€80k€102k▲
Trade receivables40€78k€98k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€32k€10k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€355k€331k▼
Equity10/15€47k€47k=
Contributions10/11€19k€19k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€308k€284k▼
Amounts payable after more than one year17€149k€134k▼
Financial debts170/4€149k€134k▼
Amounts payable within one year42/48€159k€148k▼
Current portion of amounts payable after more than one year42€15k€15k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€14k€17k▲
Suppliers440/4€14k€17k▲
Taxes, remuneration and social security45€25k€6k▼
Taxes450/3€25k€6k▼
Other amounts payable47/48€105k€99k▼
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€18k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€752€1k▲
Gross operating margin9900€119k€124k▲
Operating profit (loss)9901€97k€102k▲
Financial income75/76B€332€7▼
Recurring financial income75€332€7▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€94k€99k▲
Income taxes67/77€21k€21k▲
Profit (loss) for the period9904€73k€78k▲
Profit (loss) for the period to be appropriated9905€73k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€78k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€73k€78k▲
Return on contributions (dividend)694€72k€78k▲
Directors or managers695€1k€0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €178k ▲70.9%
3 profitable years in a row build equity to €178k.
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
30-09
Financial
Weakest financial yearnet €9k ▼89.3%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 5.91
Current ratio from 2.37 to 5.91; short-term debt falls from €67k to €20k.
30-09
Financial
Equity above €100kEq €104k ▲10%
2 profitable years in a row build equity to €104k.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Jozefstraat 52240 ZandhovenGround area
4,114 m²
Building footprint
518 m²
Volume, LiDAR
2,702 m³
2 parcels, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Vastigo
since 20162.259.479.495
Vastigo
since 20212.324.468.606
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11054B0438/00R002 | Flanders | 3,531 m² | 1 · 229 m² | 11.0 m · 2 fl. |
| 11054C0204/00D005 | Flanders | 583 m² | 1 · 289 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,322 companies in sector 68110 we hold annual accounts for 5,382. 3,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2016
Fiscal year end30-09
Activities, NACEBEL
68110Buying and selling of own real estate
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.