Skip to content
Checked.be
Complete company report
Generated 24-08-2026
Active BE 0427.620.441Public limited company

VASTGOEDFIRMA VAN HOUT

Hockeylaan 9 ·3910 Pelt, Belgium· 41 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of VASTGOEDFIRMA VAN HOUT is 0.5% (low). The 2024 annual accounts show equity of €1.31M and a net result of €14k. Equity is growing by ~5.9% per year across the filed fiscal years. The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €1.31M
Net result €14k
Active 41 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health94Profitability5Solvency100Growth52Stability100
70 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 5
Solvency 100
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1985, 41 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
94 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 10-07-2025 with the NBB · fiscal year 2024 · micro
€-200k€0€200k€400kOperating result 2020: €39k€39kNet result 2020: €384k€384kOperating result 2021: €32k€32kNet result 2021: €20k€20kOperating result 2022: €423k€423kNet result 2022: €311k€311kOperating result 2023: €-40k€-40kNet result 2023: €-44k€-44kOperating result 2024: €27k€27kNet result 2024: €14k€14k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~5.9%/year over 7 fiscal years, indicative, assuming unchanged policy.
€800k€1.00M€1.20M€1.40M€1.60M2025: €1.39M (€1.29M - €1.50M)2026: €1.47M (€1.37M - €1.58M)2027: €1.56M (€1.43M - €1.69M)2018: €960k2019: €988k2020: €1.01M2021: €1.03M2022: €1.34M2023: €1.30M2024: €1.31M2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€108k
+224.6% 18-24
Net profit
€14k
- 18-24
Cash flow
€95k
+223.7% 18-24
Total assets
€1.79M
0.0% 18-24
Equity
€1.31M
+1.1% 18-24
Working capital
€216k
+57.2% 18-24
Income taxes
€3k
- 18-24
Debt
€351k
-2.0% 18-24
Show 9 other metrics
Debt ≤ 1y
€33k
+11.8% 18-24
Debt > 1y
€316k
-2.8% 18-24
Current ratio
7.50
+33.4% 18-24
Quick ratio
7.50
+33.4% 18-24
Solvency
73.3%
+1.0% 18-24
Debt / equity
0.27
-3.0% 18-24
ROE
1.1%
- 18-24
ROA
0.8%
- 18-24
Interest coverage
6.58
+77.1% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€108k
Net profit€14k
Cash flow€95k
Staff costs-
Income taxes€3k
Dividends-
Total assets€1.79M
Equity€1.31M
Debt€351k
of which ≤ 1y€33k
of which > 1y€316k
Working capital€216k
Employees (FTE)-
Ratios (computed)
2024
Current ratio7.50
Quick ratio7.50
Working capital ratio12.1%
Solvency73.3%
Debt / equity0.27
Long-term debt ratio0.24
Interest coverage6.58
Gross margin-
Net margin-
ROA0.8%
ROE1.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.79M
Fixed assets 21/28€1.54M
Tangible fixed assets 22/27€1.54M
Current assets 29/58€249k
Amounts receivable within one year 40/41€489
Cash & bank 54/58€249k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.79M
Equity 10/15€1.31M
Contributions / capital 10/11€410k
Reserves 13€904k
Provisions & deferred taxes 16€126k
Amounts payable 17/49€351k
Amounts payable after one year 17€316k
Amounts payable within one year 42/48€33k
Income statement
Gross operating margin 9900€126k
Operating result 9901€27k
Financial income 75€668
Financial charges 65€16k
Result before taxes 9903€11k
Income taxes 67/77€3k
Net result for the period 9904€14k
Result to be appropriated 9905€31k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • VAN HOUT Nadine Catharine Leopold
    Sole director
    State Gazette act 22387328 (27-12-2022)
    Current
    27-12-2022 → present
    2 events
    • 27-12-2022 Resigned· Director
    • 27-12-2022 Appointed· Sole director
Former directors (2)
  • VAN HOUT Patty Petronella Pierre
    Director
    State Gazette act 22387328 (27-12-2022)
    Former
    - → 27-12-2022
  • VAN HOUT Paul Jozef Edmond
    Managing director
    State Gazette act 22387328 (27-12-2022)
    Former
    - → 27-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation01-07-1985
StatusActive
Postal code3910
Establishment units 1 location
Hockeylaan 9, 3910 Pelt
Overige financiële instellingen, n.e.g.
since 19852.027.426.494
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72025B1227/00K009 Flanders 355 m² 1 · 353 m² 16.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
17-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
19-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
27-12-2022
State Gazette act Director changes
Wendy Geusens
05-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
24-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
09-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
03-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
27-12-2022 1 director appointed, 3 resigning Director changes·Wendy Geusens
  • VAN HOUT Nadine Catharine Leopold, Enig bestuurder
  • VAN HOUT Patty Petronella Pierre, Bestuurder
  • VAN HOUT Nadine Catharine Leopold, Bestuurder
  • VAN HOUT Paul Jozef Edmond, Gedelegeerd bestuurder
Notary: Wendy Geusens · Hamont-Achel
Technical details 
{
  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Patty Petronella Pierre",
        "address": "3960 Bree, Opitterkiezel 87/B",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Nadine Catharine Leopold",
        "address": "3910 Pelt, Hockeylaan 9",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Paul Jozef Edmond",
        "address": "3960 Bree, Stationswal 24 Bus 04/1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "additional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Patty Petronella Pierre",
        "address": "3960 Bree, Opitterkiezel 87/B",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Nadine Catharine Leopold",
        "address": "3910 Pelt, Hockeylaan 9",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Paul Jozef Edmond",
        "address": "3960 Bree, Stationswal 24 Bus 04/1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "enige_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Nadine Catharine Leopold",
        "address": "3910 Pelt, Hockeylaan 9",
        "birth_date": "1972-02-24",
        "profession": null,
        "birth_place": "Hamont"
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Patty Petronella Pierre",
        "address": "3960 Bree, Opitterkiezel 87/B",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Nadine Catharine Leopold",
        "address": "3910 Pelt, Hockeylaan 9",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "VAN HOUT Paul Jozef Edmond",
        "address": "3960 Bree, Stationswal 24 Bus 04/1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "additional",
      "via_org": {
        "kbo": "0451.657.041",
        "name": "Moore Finance \u0026 Tax BV",
        "address": "Buro \u0026 Design Center, Esplanade 1 bus 96, 1020 Brussel",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Wendy Geusens",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Hamont-Achel",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-27",
    "filing_date": "2022-12-22",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-12-21",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2022-12-21",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0427.620.441",
    "name_full": "VASTGOEDFIRMA VAN HOUT",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Wendy Geusens",
    "org_rep_person_name": null,
    "person_role_at_subject": "notaris"
  },
  "co_filed_documents": [
    "de expeditie van de akte",
    "de geco\u00F6rdineerde statuten"
  ],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL VASTGOEDFIRMA VAN HOUT
Registered office
Hockeylaan 9
3910 Pelt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative