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VASCOBELO

Active
Private limited companyfounded 1998active for 28 yearsBredabaan 859, 2930 Brasschaat, Belgium57 active companies are registered at this addressKBO/BCE: BE 0464.012.267
Summary

The computed 12-month bankruptcy probability of VASCOBELO is 3.1% (moderate). The annual accounts of VASCOBELO for financial year 2025 show a net loss of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €40,986 and a net result of -€114,270. Equity is shrinking by about 26% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 17% of 9,760 sector peers (NACE 46, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
VASCOBELOActiveChecked score 48/100
Risk analysis ReportCompare

Overview

Activity
Wholesale trade
NACE 46370
1 site
Size
€503,505total assets 2025
Staff
1 FTE
Equity
€40,986
Loss
-€114,270
Turnover not published (abbreviated format)
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.1%
Structure
Parent
VASCOBELO GROUP · 100%
2025 accounts 16 days early2 of 10 deeds summarised
Why 48raises riskLoss of €114,270, the second in a row (financial year 2025)1 change of registered office in 24 monthsEquity €40,986 (8.1% of total assets)lowers riskSize: 1 FTE, total assets €503,505Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 33-23
equity 8.1% of total assets
Liquidity 6-36
short-term debt 88.6% · cash 3.9%
Profitability 0-6
return on assets -22.7%
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● unchanged vs 11-2024lowest value 01-2025: 1.5%▲ +0.6 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.7%▲ +0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▼ -0.7 percentage points vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.2%▲ +0.1 percentage points vs 04-2026 06-2026: 1.1%▼ -0.1 percentage points vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 3.1%▲ +2.0 percentage points vs 07-2026 09-2026: 3.1%● unchanged vs 08-2026highest value 10-2026: 3.1%● unchanged vs 09-2026highest value
Credit of up to €1,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.11, compared with 1.66 in 2024, below the usual 1.5; short-term debt: 88.6% and cash: 3.9% of total assets), and 91.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 22% on solvency, 8% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €114,270, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €40,986 (8.1% of total assets)
NBB · annual accounts
lowers risk · Size: 1 FTE, total assets €503,505
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€114,270
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9760 sector peers (2025).
NBB · sector comparison
Position among 9760 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
17 days early
2023
on the day
2022
3 days early
2021
5 days early
2020
1 day early
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Resignation: Jan De Roeck (director)Registered-office move

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€114,270 View
  • Caution: Result fell in 2025from -€48,967 to -€114,270 ▼ 133% View
  • Caution: Among the weakest 7% on net resultsector median €26,866 · 9,739 companies -€114,270 View
  • Controlled by VASCOBELO GROUP 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€503,505
Loss
-€114,270
Solvency
8.1%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Parent
VASCOBELO GROUP · 100%
  • DE ROECK,Jan Hendrik Hélène ColetaDirector
  • MEISCHKE,Daan PieterDirector
Go to Board & ownership

Timeline

Events
30
Since
2000
Next accounts
by 31-07-2027
  1. 31-07-2024Annual accounts filed
  2. 06-02-2024Resignation: DE ROECK,Jan Hendrik Hélène Coleta (manager)
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46370
Founded
20-08-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
13
Annual meeting
First Friday of June at 09:00
Purpose
“Aankoop,verkoop,groot- en kleinhandel,invoer,uitvoer en doorvoer,van en in menigvuldige…” (deed in Dutch)
Go to Articles of association

Key facts about VASCOBELO

What is the company number of VASCOBELO?
0464.012.267. In Belgium the VAT number is the company number with BE in front: BE 0464.012.267.
Where is VASCOBELO based?
The registered office is at Bredabaan 859, 2930 Brasschaat.Company details
What does VASCOBELO do?
According to the KBO register, the main activity is wholesale trade (NACE 46370).
What is the legal form of VASCOBELO?
Private limited company (BV).
When was VASCOBELO founded?
On 20-08-1998.
Is VASCOBELO still active?
Yes, VASCOBELO is an active enterprise in the KBO register.
How many employees does VASCOBELO have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VASCOBELO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VASCOBELO profitable?
In financial year 2025, VASCOBELO made a loss of €114,270.
Where can I find the annual accounts of VASCOBELO?
VASCOBELO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VASCOBELO due?
By 31-07-2027, for financial year 2026.Timeline

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